 With fair credit and an approval for a Discover card? |
| I have fair credit (I would like to think I do) what chance do I have to get approved for one? not a student ... |
|
 Can someone help me with my math ISU about credit cards? |
I have an ISU in math and am almost finished except for this one question:
Explain why you think that credit cars can sometimes lead people to get into financial difficulties.
I keep ... |
|
 Im buying a 2005 car, but I have zero credit? |
| can I possibly still get a loan from the dealer? or a credit union?... |
|
 Which is the best way to improve my credit score? |
| My current credit score is 594. I have one open account on my report, which is a student loan and I have been on time with the payments for over two years. I have 10 closed accounts on my report. T... |
|
 User Identification Number. what is it? |
| hlpzzzzz paypal asks me for my User Identification Number..... |
|
 I cashed check on bank it was drawn on....? |
...Turned out to be a fraud. Now bank is asking for money back.Can they do this?
I cashed a check that was issued to me at the bank it was drawn on. Check turned out to be fraudulent. Now the ... |
|
 unconfirmed credit card on paypal? |
| can you still buy things off ebay with a unconfirmed credit card? i mean i try to "link it" but every time i click on it, it says you have requested an expired page or something like that.... |
|
 free online bank account help? |
| Hi i am selling something online but i need to make a free oline bank to put the money in so i don't get scammed and some people won't send to western union. would you please help ... |
|
 Can a store charge my credit card without my signature if they claim they undercharged me? |
| I bought a necklace for $56 from a store. Coincidentally I ended up losing my credit card that day so I called to cancel. The store called me to tell me that they made a mistake and I need to give ... |
|
 How do platinum cards work? |
| Is there any kind of pros and cons about platinum cards I should know about? How do they work EXACTLY? What are the benefits and not the benefits?... |
|
 I need a personal loan but have no credit? |
| I need a loan of like $1,500. The only problem is I'm only 20 and have no credit. I need this loan for a car. I make pretty good money but I do have other things to pay like rent. I'm ... |
|
 What do I need to get a good morgage credit? |
| I am self employ, who also work part time. I do want some credit for my first home morgage. I also think I have a good credit score but not too sure. What will I need in place to secure this credit. T... |
|
 Can I buy stuff on the internet with a gift card instead of a credit card? |
| I have a gift card for walmart and i wanna buy a mic off it and i am just wondering if you can buy stuff off the internet with a gift ... |
|
 Credit Score Changes for 10 points, Alex? |
I have 3 quick questions regarding the information used to calculate credit scores:
1. I'm a college student who just applied for my first 2 credit cards a few months ago. Roughly how ... |
|
 bull credit problem? how can i fix it? |
| Basicly whats going on is i lived with my grand mother for a very long time, and im moving out just applied to my second apartment would of got it till i found out for some bull crap reason HER ... |
|
 I was approved for a auto loan at my credit union, for 10k with 2k down, I am only looking for a used small? |
| suv, my question is do I have to use the whole amount, because I can find a small suv for less then 10k that's for sure. If I find a car-suv for less will that decrease my down payment?? I'... |
|
 What can be done if a seller charges $1,200.00 in shipping costs for a small wall clock on Ebay? |
| I won a 12" wall clock on Ebay in Germany for $7. When I went to pay for it with PayPal, the shipping came up as 1,000.00 euro ($1,200.00 bucks). The seller's site gave shipping prices for G... |
|
 Will Visa chase me for payment of my loan since I am already located in diffirent Country? |
When I worked in Thailand, my company sponsor me for a VISA credit card. When my company closed due to financial loss, I returned to Philippines and did not paid my outstanding loan or credit.
<... |
|
 What is a savings Account with good interest rate? |
| My savings account interest rate has gone down considerably to about 3.6 and was wondering what are some good accounts. Looking for one close to around 5% interest.... |
|
|  |
april | how do i find my credit score? |
I would like to know my credit score and I have gone to that free site and requested it but they said I had to pay. I know that you are entitled to a copy of your credit report and that you do not have to pay so where am I supposed to find this at FOR FREE? Thanks. |
 |
 
Derek M
 |
You'll find it's actually somewhat straightfoward to accomplish, just follow the advice found on the 2nd and 6th link at www.improve-your-credit-score.co.cc
Take care |
|
Steve D
 |
Understand t hat your credit score is not the same as your credit report. As Judy says, credit SCORES are not free, credit reports are. The only way you can possibly get a "free" credit score is to sign up for one of the free credit monitoring service trials. However, if you do not cancel the trial within the prescribed period, you will get charged the monthly fee and then have to jump through hoops to get the service canceled, all the while enduring more fees.
Your best bet is to go to all three credit bureaus as well as MyFico and pay for the scores. |
|
Cris
|
buildcredit.ifastnet.com - try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free. |
|
Judy
 |
You can google:
Fico Score Estimator for a quick estimate.
You can also use a site called CreditKarma.com
This will also give you an estimate, not the real fico score.
Please, if you are buying a home, go to Equifax.com and pay for your score.
The cost will be around 8 bucks.
Also try myfico.com for about 15 dollars.
Reports are fee - always have been at annual credit report.com
The score you have to pay for.
/ |
|
R K
|
you can get one free credit report a year. but you usually need to pay a fee to get a score. if
your trying to get a loan you could ask the person who is running a check on your credit what
your score is. some will tell you some won't. |
|
StephenWeinstein
|
1. A credit report and a credit score are two different things. You are entitled to a free credit "report" only. You are not entitled to a free credit "score".
2. You have many credit scores, not just one.
3. Although you are not entitled to any of your credit scores for free, you can get ONE of them for free at http://www.creditkarma.com but I consider that score useless.
4. You cannot get your other credit scores for free. You can get the others only by paying for something. |
|
kate g
|
you are not entitled to a FREE SCORE just your free report. most companies will give you a free 30 day trial where you find out your score right away and can cancel it before you start to incur membership fees. I do this like once a year and cancel it the same day.
I use annualcreditreport.com |
|
O
 |
As Judy said, annualcreditreport.com will give you a free copy of each of your reports once per year.
The actual credit score is a different story.
The one that matters most, your FICO score, can be obtained for a fee from myfico.com for TransUnion or Equifax. The Experian FICO is no longer available, which I think is ludicrous. In my opinion we should have access to these score at least once per year for free. It’s bad enough that they want to keep secret the formula used to compute the score.
There are other scores besides the FICO, but most institutions still use mostly the FICO to provide loans, mortgages, etc.
Still, by examining your three reports you can get a good idea of where you stand credit-wise.
Also, by obtaining other scores besides the FICO you can still keep an informed eye on your credit worthiness.
VantageScore is becoming more popular. I was developed by the three main credit reporting agencies and it’s competing against FICO. For a monthly fee you can keep an eye on this score and your reports by going to truecredit.com.
Personally I use Creditsecure from American Express. For about $12 monthly I get unlimited access to my reports and scores. Their scores are PLUS scores not FICO or VantageScore but I get a very good idea of where I stand any time I want. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 31 minutes(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
10 | 9 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 5 day(s) ago
| | | |
10 | 1 week(s) ago
| | | |
10 | 1 month(s) ago
| | | |
10 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
