i recently got a capital 1 card and cant believe the charges on it u even get charged 3 pound for withdrawing cash which is more than an ATM machine so i was wondering can i apply for a credit card ...
I have VISA Debit card and when i opened few websites for buying some things but when i cash out my cart and when I saw the payment information, i saw please enter your credit card number but there ...
Let's say you buy an item for $400 and $200 online using a credit card. Then, you mail the items back to the company, and the company says sorry, you won't have your refund for 4- 6 weeks. W...
I live in a rural area and own approx 2 acres now but will eventually inherit 30 acres. My husband and I built a modest size home on the 2 acres approx 4 years ago..now we have 2 kids and much ...
I have a pay pal account but I doesn't having a credit card.....! So how to activate my account?
But i am having a Bank account in Indian Bank... SO someone please guide me how to activate ...
I have read about them some, and as far as student loans go I customers are unsatisfied. But I plan on opening a High Yield Interest account or buying a CD. My question is, is Sallie Mae reputable ...
can any one explain what is liability????with examples......if i have a credit card with a bank and i have to pay 1000 dollars which has a limit of $2000....what is my asset and what is liability ???<...
i am having the some problem i have never got no payday loan in my life but they got my job number they had my cell but i got a new phone not the same number it is crazy.at home i donot have to ...
Think about it. If a person if over the age of 18, has no family ties to anyone and was planning to commit suicide, why not co-sign for their good friend's car loan, max out their credit cards, ...
My boyfriend of five years moved back in with his family last year. They put the electric in his name which he later found out was a HUGE MISTAKE. They moved out of state and left him with an ...
Can I use it to purchase items on amazon? E-bay? or any other online transactions? Please if you have experience using this type of gift card I would appreciate it....
I have a payday loan for $185 that is a week overdue in Louisiana. I called and said I could pay it Friday, but she seems unwilling to work with me.I can pay off this loan, but I got into a car ...
I have a discrepancy but they won't even listen to me, even though I still have the receipt. It's from last september (I only balance my account 1-2 times a year.) They told me it says ...
natashaiera
what is bad and good for my credit score when using a credit card?
Here is how to get top 800+ scores someday.
Get 2 cards.
Use one for food and one for gas.
Pay in full each month.
You will never pay interest this way - so don't worry about APR.
47% of Americans pay in full each month - they have the best scores.
Never use more than 30% of your available credit limits.
Ex: Card limit $1,000, stay under $300 at all times.
Never close your oldest credit card - this develops length of credit history.
So it is important that you find a card without an annual fee.
Go to bankrate.com or nerd wallet. com (a money magazine site) and find a card you like.
Again, don't worry about APR - you'll never pay it if you want top scores.
/
Duncan The Puppy
Paying the bill on time = good.
Not paying the bill on time = bad.
Good luck!... ☺
bdancer222
Carrying balances of more than 30% of your limit, hurts your score. Pay off the balance and your score will rebound. If you always pay on time, you will build good payment history which will improve your score. Best way to handle credit cards is to pay the balance in full every month. That way you build credit and save on the interest.
StephenWeinstein
Nothing.
"Using" a card does not affect your score.
Paying enough on a card on time helps your score.
Not paying enough a card on time hurts your score.
Having a high balance hurts.
Having a low balance helps.
Frequency of use has no effect.
Whether you press "debit" or "credit" has not effect.
What you purchase has no effect.
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