 Insurance question? |
| i crash my truck a week ago..it was my fault but yet the other guys did not have insurance and they were not from texas neither...could they still make a claim..i talked to my insurance agent and she ... |
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 My company stopped payment on my insurance without telling me, how can i get those deductions back? |
| i found out last week at the pharmacy that i had no coverage and then went back to work and they were "working on it"and said to bring in reciepts and that it would be cleared up in 48 ... |
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 I think my social security # may have been stolen...*read*? |
Well first and foremost, I am only 16 years old, but i'm pretty sure if my # is stolen, then it can hurt me in the future.
So....please don't blame me for suspecting this..
<... |
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 Auto and Health insurance quotes? ? |
| I am about to graduate and will be paying my own bills. I know it varies but I would like to get an idea of how much I will be paying for car and health insurance. I'm 21 and have never been in ... |
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 I got injured at work, and my boss was paying me under the table? |
| I was working as a superintendent (construction) on a home remodel for a month. On a day that no one else was working, my boss asked me to shovel a 3 ft high pile of dirt into a walk-in trash bin. I... |
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 My gap insurance refuses to pay. What can I do? |
| My car was totalled and my insurance company valued it at 900.00 less than I owe. I have been waiting months and finally heard from my car loan co. that the gap refuses to pay the difference. I ... |
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 Of a participating whole Life policy is cash surrendered. which is taxable? |
1 Participating dividends and any amount over the premiums paid is taxable
2 The cash amount plus the interest earned on policies loans plus dividends less premiums paid are taxable.
3 Only ... |
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 My mother has bad health and wants either life insurance or burial insurance, or she wants to start an IRA.? |
| She wants to do this to help me offset the burial expenses for her. I think she is uninsurable due to the fact that she is diabetic and her a1c numbers are out of control. I think an IRA would be ... |
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 Is there a way to get military insurance approval for doctor of my choice? |
| My husband is military so I can only use an outside specialist if it is something that the military hospital cannot do. For many different reasons, I have begun to mistrust the competency of the ... |
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 Could you pl suggest me , which is the best health insurance policy for my parents?? |
--I am looking a policy which cover both my mam and dad(under same policy both should cover).
--my budjet for primium upto 12,000/- p.a.... |
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 I am 19, live in massachusetts asnd have no health insurance. am i going to get fined? and if so, how do i obt |
Additional Details
**** i am 19, live in massachusetts and have no health insurance. am i going to get fined? and if so, how do i obtain insurance if i am unemployed?... |
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 $25,000 medical bill!!??? |
| uggghhh i had health insurance from the state and now the hospital is sending me a bill due on the 14th for 25,000!!! what so i do ?? i do not have that much not even saved im saving for a down ... |
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 How much does it cost to buy insurance for a small business? |
Additional Details
insurance for the building.
and health benefits.... |
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steve J | 13 yrs ago I got a 10 yr primerica life policy. They are still taking money out of my bank,can I get it back? |
they did not ask my permission to do so. and my bank couldn't not stop the payment. my wife called them while I was overseas and they wouldn't stop. Is it legal for them to keep taking my money without my permission? |
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CHARLES R
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they might have done negative option billing, where the old policy rolls over upon expiration.
You must contact them to stop the withdrawl. Keep copies of all correspondance. You should send something registered mail. So you have a paper trail.
If they still don't stop the withdrawls, your bank will need you to sign an affadavit indicating that Primerica no longer has your authorization and they can stop the automated withdrawls. (They cannot refund you the 3 years payments) |
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mbrcatz
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Of course they've had permission to do so - YOU are the guy who gave them the routing and account numbers in the first place!!
They can't STOP it, until the policy owner has requested them to cancel the policy, IN WRITING, and it might take as long as six weeks for the withdrawals to stop.
If you've already notified them IN WRITING, file a complaint with your state insurance commissioner - the state you were in when you started the policy. All of them have web sites, and the complaint addresses are all posted. INclude a copy of the request to cancel your policy, and the date sent, with your complaint.
You're not entitled to refunds from premiums paid that cover the past three years. That's just like asking for a refund on your lottery ticket, because it wasn't a winner. |
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jeffery d
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I am a rep of Primerica. Mbrcatz1 has it correct, you must contact them to cancel your policy and send written authoriztion to do so. It automatically renewed the policy to continue coverage. If you had not been interested in renewing it you should have contacted the rep that provided the product or their RVP, they could have provided the proper information to cancel it. 3 years is a long time to pay for anything you do not want. Call 1-800-737-5759 that should get you where you need. Also P.C. the renewal is in 5 year periods after initial term know before speaking and also Primerica had paid out $2 million dollars per day on death claims in 2006 not to bad for a black sheep huh? Of coarse I can go on but theres no point, PFS prob. took a bunch of your business and you received charge backs, Good day |
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Insuranceman
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once again, a case of how AL Williams changed my whole life!
If you can't get it stopped by your bank - change banks. If the draft won't go thru, you'll get a bill or perhaps a quarterly bill for payment. Send a letter to Primerica to cancel your policy, cc: your Department of Insurance and send both certified.
Good luck and hope this helps! |
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Dr. Deth
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close you bank acct and open a new one - I doubt you'll get any prior pmts back - those paid for insurance coverage and once that time passes, you can't get a refund |
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P.C.
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You now have a 1 year increasing term policy. Once your 10 year policy ended, without your notice of cancellation, any insurance company will roll you over into a 1 year term policy. It's pretty standard. If you have been unsuccessful in contacting them to cancel the policy and stop the automatic withdrawals from your account, I would recommend contacting your state's insurance board to file a complaint. Primerica has been somewhat of a black sheep among life insurance companies in the past. I don't think you will be able to get any money back. I'm sure this was all written in your original life insurance contract from 13 years ago so their behinds are covered. |
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