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 Does child support cover car insurance?
I'm about to drive but my dad keeps telling me that he refuses to pay car insurance because he says it's in the child support. However, my mom is the one who bought my car... Does child ...


 HELP ME: How do I get the insurance company to pay for my male breast reduction surgery? Please Help!!!!?
I have man-boobs and I want the insurance company to pay for the surgical coverage. How do I do this?

What are some specific things I should put in the letter to the insurance company ...


 In a whole life insurance for how many year do i need to pay premium?
...


 Need to talk to an Insurance Agent?
My landlord, the person that is selling my house to me. lease to own is saying I need to carry insurance on the house. Can I get insurance without being the owner or would she have to get homeowners ...


 How can I make a personal property insurance claim when the police will not allow me to file a report?
Two months ago, I took personal property to an ex-friends home. He moved and his whereabouts is unknown and with him went my property. My insurance company claims that my personal property is ...


 When will I get the inheritance money?
My grandmother passed in May of this year. She had tons of life insurance from different companies AIG, etc. She always made it a point to let us know that she was insurance poor. She really didn'...


 Insurance is unfair?
my mother and i are under the same insurance company but we are separate from eachother, i have my own insurance and she has her own, she pays her bill everymonth, i had trouble paying my insurance ...


 What is the least expensive best company for car insurance? Also, a place to get a low interest loan with bad?
is it Geico? Also, my father keeps trying to get a loan for at least just $6,000 because we saw a moblie home in a book and the mobile home park want $6,000 up front to pay, but no matter where my ...


 Medical exam for life insurance?
how can i clean out my system of nicotine before the medical exam??...


 Good Renters Insurance?
What's a good renter's insurance company and the approximate cost ?...


 Good Car Insurance?
My dad is insured by Allstate and pays around 580, and now i have a license and want to get insured as well, but it would cost us around 1150. Does anyone know of a better car insurance for the both ...


 Life insurance bank draft?
My husband was approved for a life insurance policy for a rate of 14.21. When his medical test came back they raised the raised from 14.21 to 44.95. He never agreed to the rate but we just found ...


 Can a person with no high school diploma work for a company called AMERICAN INCOME LIFE INSURANCE?
I just want to know cause they called me for an interview....


 How do i find out if my grandfather has a life insurance policy out on him?
...


 How do you find out about an old insurance co. & who bought them out?
I need to find American trust Insurance co....


 Life Insurance - am I getting ripped off?
How much should a 33 year old preferred smoker expect to pay for a 250,000 life insurance policy a year? Is $600 too much?
Additional Details
20 Year T...


 Which Auto Ins is best/less expensive?
In San Antonio, TX does anyone know if Allstate or State Farm is best/less expensive for a 1997 Toyota C...


 Should I bother getting health insurance?
I'm a healthy 26 yr old with now preexisting conditions and never go to the doctor. I have about 2,500 in a HSA from my former employer.
Additional Details
My work doesn't ...


 Can I add my boyfriends car to my insurance policy.?
...


 Can anyone tell me where I can learn the details of parts of my homeowners insurance policy?
Terms like HA-6,HA-300 IL, HA-32, HA-406, HO-827, 56432 and there's more. Are these "Policy Forms and Endorsements" specific to Travelers Insurance or are they used industry-wide? T...



bridgette_slay
5 year or 20 year term life insurance, which is the best value?
                     
 




mbrcatz
Rating
What's the GOAL? If you have a 14 year old, and you want to be sure they can eat and wear clothes until they turn 18, and that's the ONLY goal, then 5 years is enough.

If you think you have reasonable expectation of needing life insurance LONGER than five years, buy the 20 year term.

Match the product to the goal, not the other way around.


Mark S
Rating
Unlike the above, it entirely depends on why you are getting the policy. Are you married with children? If so then you do need the insurance. How old will you be in five years AND can you retire in five years financially secure having no worries about the rest of your life? Should you be financially secure in five years- meaning all bills can be paid, you are living the same life style as now and you do not have to worry about funeral expenses, then you should get five year term.

Do you have a child 2-5 years of age and are married? Looks like your family will miss your income for the next fifteen to eighteen years. This being the case 20 year term makes more sense. The length of term should be for as long as possible OR until you are financially secure. I am glad to hear that you are thinking term.

Twenty year is the better value, especially if it is level term. Go with a company that covers you as primary, spouse as a rider on the same policy and for pennies a day add a present child but including future children (still for the same cost). Term is best because your agent gets commission that first year and NEVER again, unlike ALL cash value policies.

Look towards 20, 25, 30, or with Primerica 35 year level term.
The reasons for the insurance are your own and cannot be compared with others, here. But look to pay off debts, replace income- how much and for how long, pay off mortgage and pay childrens education.


§ ☼ JLG ☼ §
Rating
It depends on the reason you need the life insurance. Where will you be in 5 years - what could or will your life insurance needs be then. The best bet is to talk to an agent - but go with someone you trust - like your auto insurance agent - some life insurance salespeople are out for themselves.


little boy
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<img src="http://www.lduhtrp.net/image-174819...


aaron p
Rating
If you have a 20 year need, then 20 years. If you have a 5 year need, also shop around on 10 year policies. It's not uncommon that they are less expensive than a 5 year term and you can cancel it at any point in time.

If you have a 17 year need, then there is a product in most states that AIG just came out with that is surprisingly competitive for such a nichey design. Compare it to a 20 year.

Talk to someone who knows their way around this stuff, there is no savings by doing it online with the same insurance product.


insuranceguytx
At the end of 5 years will you say "Dang, I didn't die. this term policy was not a good buy?"

Go talk to a licensed agent or financial planner to determine the TYPE and AMOUNT of insurance that is best for you and your situation.

Good Luck.

.


Jason
Rating
The best value is universal life not term. If you can only afford term go with the longest term you can get.


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