 I have the Life ,accident and health license, How to market !!? |
| Hi I have the life, accident and health license in New York City , I would like to know how I market and get business. I don't have experience in marketing , but I do have 5 years of experience ... |
|
 Now that same sex marriages are legal.......? |
| Many insurance companies will provide insurance coverage to gay couples... even co-habitating gay couples but not co-habitating hetero-sexual couples........what's up with that?... |
|
 I have a question? |
| What is the cheapest insurance ... |
|
 If I cash out my universal life insurance policy will I have to pay taxes on the money? |
| I have purchased a term life policy. My universal life policy is raising each year therefore eating up my cash value unless I pay higher rates. The term life policy rate is frozen for 10 years and ... |
|
 Can you cancel a Life insurance policy over the phone? |
| My mother in law past away suddenly three years ago. We found out through the executor of the will, (brother in law ) that there was a life insurance policy that was never mentioned. When we ... |
|
 My husband is self employed carpenter... what insurance does he need? |
| What type of insurance does he need should he have an accident at work and is unable to continue working? We are looking for an insurance which will cover the mortgage payments should he be out of ... |
|
 I want to spend a year traveling and have questions about health insurance? |
| I currently have health insurance with my employer but I am considering taking a year off to travel around the world a bit. If I get my own health insurance coverage, and I don't allow it to ... |
|
 Should i get insurance though work for my husband? |
| I just got a new job. They told me it would be 500 dollars to add my husband on. Do you think it would be better to just get some private insurance for my husband? I was told if he isn't on ... |
|
 Does Home Owner's Insurance Cover this? |
| I really need help. Are Parents financially responsible for their children's actions? This girl is 14, we'll call her "Ann". "Ann" has been a Foster Child for the last 8 ... |
|
 Best insurance for teen,? |
| whats the best insurance for someone who's 16, just got his license, and wants a truck. I don't need a NEW truck, I'll get a used one. And I want to know which insurance company has ... |
|
 100% Not-At-Fault: Vehicle Total Loss--Need Lawyer Advice--? |
| I have a case where another vehicle jumped a curb & landed on my parked vehicle, resulting in a total loss. Nobody was inside my vehicle. My insurance company offered a low-ball settlement. I ... |
|
 Litigation? |
| Had a wreck. The offer came back and is too little. It would leave me in the whole, a 2500 bill becasue someone else hurt me. He was ticketed. They paid for the car. Now, my lawyer wants to go ... |
|
 VUL or EIUL? |
| I need some help here, I'm looking to buy life insurance and two different people I know are trying to sell me on VUL and EIUL. My Q: is which one is better, I have two daughters and will need ... |
|
 How do i find a insurance company online? |
| I'm looking for Imperial Fire and Casuality Insurance located in Tallulah, LA... |
|
 Any other homebuyers having trouble getting insurance policy? |
| I'd like to know if other homebuyers especially of fixer-uppers are having trouble getting the property they are going to buy insured. How did you get the mortgage and close on the property? I�... |
|
 All insurance is based on a principle called? |
A. premium earnings.
B. investment premiums.
C. division of risk.
D. cash value ... |
|
|  |
chris u | $700 billion bailout plan? |
Can you explain what this actually means in simple easy to understand terms? |
 |
 
Makotto
 |
In economy everything is conected. If a group of companies goes bankrupt, it will have repercusions everywhere.
Banks handle lines of credit, liquidity, and investments. A lot of companies (like the case of AIG earlier this month) rely on banks to do their business. If the banks go bankrupt, then a lot of companies that rely on them will also go bankrupt.
Take AIG for example.
In layman's terms, AIG had a credit line with Lheman Bros bank. This line of credit was used to offer financial back up to AIG policies. Once Lheman Bros goes bakrupt, AIG suddenly has no line of credit to back up their insurance. Does AIG have money to cover its policies. Sure it does. But the money is invested in properties, bonds, stocks, etc. Bottom line is that their money is not liquid assest (cash for example). And if they were to pay a big claim, they might take time to sell their assests. This sudden lack of liquidity caused them to lose credit rating (same as if a person were to close his one, huge credit card his fico will fall to the ground), and could cause them to go bankrupt. The solution: Get 85 billion dollars borrowed from the treasury department.
Now, bailouts are loans, usually imposed with very strict repayment conditions.
However nothing guarantees that the bailed companies will not file for bankrupcy and the bailout money will just vanish.
The government is bailing banks because if banks fall, then a lot of industries will follow. A lot of banks are in bad situation because they lended too much money (that defaulted- people could not pay back), or because they invested in mortgages which went really bad.
The real question here is this: who is responsible?
Is it the mortgage lender who aproves a loan without enough financial strengh from the loaner?
Is it the mortgage brocker who pushes its product?
Is it the people who tell everyone that a home is an 'invesment'?
Or is it the people taking mortgages they can't afford?
That is the real question. The present crisis did not occur by spontaneous generation. A lot of people were involved, and the lack of control and proper regulation contributed to this.
Its funny that we have a government more concerned to ban words and images form tv, than to regulate a problem that caused over 700 billion in bailouts and will affect the economy of this country for the next years. |
|
rache0116
|
i'll try to answer it... bush is asking congress to bailout the "stupid"banks that asked for loans thats can't afford to pay for the loans anymore. so this $700B that congress may or may not approve will be coming out of our tax dollars! its a crazy thing and now i'm hearing if they don't bail these stupid banks, then we'll go into a depression! |
|
tdale45m
 |
How about this.. For the Home owners that actually lived and bought home using loans within their means. Are now going to have to foot the bill for those who over extended their finances. Sometimes Freedom comes with the freedom to fail. The people should lose their homes. If you make an adjustable mortgage loan. By God you should know if you can afford that loan if the loan tops out! And intuitions like Fannie Mae and Freddie Mac who had a Democrat leading the over site committee... ( Barney Franks) Outta to fail as well. |
|
Bandolera721
|
im trying to figure that our myself! |
|
Stilez
 |
ya buddy |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
3 | 25 minutes(s) ago
| | | |
5 | 32 minutes(s) ago
| | | |
5 | 54 minutes(s) ago
| | | |
5 | 2 hour(s) ago
| | | |
5 | 5 hour(s) ago
| | | |
6 | 6 hour(s) ago
| | | |
5 | 8 hour(s) ago
| | | |
5 | 9 hour(s) ago
| | | |
5 | 11 hour(s) ago
| | | |
5 | 1 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
