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| My mother died (while still employed) at Allied Signal back in 1970. Today the company is known as Honeywell. I've hit every stone wall there is in trying to research the Life Insurance company ... |
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I have 2 Term Life Insurance policies on myself.
Both are for the same dollar amount.
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Rancher Roy | A man takes out life insurance. He becomes a death row inmate. Can heirs collect ? |
Is a death row inmate's life insurance still valid for his heirs to collect after he is executed?
Thank you for any information.
Additional Details
Can you give an authoritative reference for this type of case? Thanks! |
 |
 
kayak
|
ALL insurance life, property or other ONLY PAYS on the basis of the language in the specific policy. If execution is not addressed as an exclusion then the policy will in all likelihood pay. |
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529s.com
 |
I can tell you that most companies suicide clause is only good for the first 2 years of the policy. I would believe that the death claim would be paid. Now here is the question - Can the victim's family sue for proceeds? |
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Financial Answer Guy
|
Actually, I am guessing no. Insurance policies will list exemptions to the contract such as death while a combatant in a war. One of these exemptions is always "death occuring during or as a result of committing a crime." It would be an easy argument for the insurance comapny to say the execution is a result of the commission of a crime. |
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OPM
 |
Certainly, unless the sentencing occured within two years of issue, and then only if the insurer revokes the contract. Insurers can dispute a contract in the first two after issue on anything that can alter the calculation of the estimated date of death. A fixed date of death would certainly constitute the removal of uncertainty. Life insurance contracts are largely standard in the United States. Pick up your own contract and read it. Even suicide is covered after the first two years. |
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samjung223
 |
No obviously. The insurance companies have lawyers that write up all sorts of technicalities that disqualify the payouts. Suicide is one technicality, I'm sure governmental executions are included! |
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