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Additional Details
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bonbon432004 | A person has back surgery and owes 70k and gets a check from insurance for 60k in thier name can they cash it? |
The check is in their name,, would this be insurance fraud? |
 |
 
Ya dig?
 |
How about YES?! I hope you like being stuck indoors, because jail will be the next stop for you. |
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laneydoll
|
No, it is not illegal to cash the check, it IS made out to you. But, you are legally required to pay for the services you received. Remember all that paperwork you signed when you were first seen?
~edit-if you offer to sign the check over to them, they may accept it as payment in full & write off the balance |
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ahardinjr
|
Of course the person can...the check is in their name. |
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Razor Sharp
 |
Ultimately, it works like this. The patient has incurred a debt from the hospital for services provided. The insurance company is liable for a portion of that debt, and has awarded that money to the patient to apply to the debt incurred from the hospital. If the patient is too stupid to take that money and settle off as much of that debt as possible, then that's the patient's fault for being a greedy moron. However, rest assured that when the hospital finds out that the patient was given money toward settling the debt and used for other purposes, the hospital WILL sue the patient and WIN, and place a lien against any income the patient gets until the debt is settled. |
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sapmoolapmoo
 |
yes |
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Don Drapers woman
 |
It is not fraud to cash the check, the insurance company is paying the individual instead of the medical providers directly. It is up to the individual to pay the medical providers. If they keep the money, they medical providers will come after the individual any way they can to get their payment. The best thing is to cash the check, deposit it in their bank account and then pay their medical bills. |
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magoo&me
|
Heck yes
Pay the bill with the insurance check
Hope they will write off the difference
They probably will
Don't even think about it... |
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daryl_83
 |
My sister had a car wreck once that wasnt her fault and she got 3 estimates and the total damage was about 2,700, that was the estimate from the lowest one of the 3. She received a check from that amount, and cashed it, and found another place that did it a lot cheaper for about 2,200. She banked the 500 dollars, ended up getting in BIG trouble and had to pay back that 500 plus a TON more. I could only imagine how bad off you would be if blew 60,000 grand or even half or a quarter of that amount and then had to play back a lot more, you would not be happy. I would take the 60K, and pay it, then make instalment payments on the other 10, they will let you do that . |
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VikingLord
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It would be insurance fraud and the bank wouldn't cash it. You are to endorse it and send it to the practitioners who performed the procedure. |
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mbrcatz
|
No, it's not insurance fraud. The deal with the insurance company is between you and them. The deal with the medical provider is also between you and them.
You CAN cash that check. But rest assured the medical provider WILL come after you for their money. They'll attach your wages, put leins on your bank accounts and house or any other property you own, until they get all their money back. If the judge thinks you deliberately are trying to stiff the medical provider, you could have jail time for fraud - but not INSURANCE fraud. It was a legitimate claim, paid legitimately to the insured.
Morally, of course, what you're doing is stealing. |
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jezbnme
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you can cash it but it is sent to you to pay the bill. if you choose not to pay the bill with it you will still be responsible. and will have to use your own money. your credit will be ruined if you choose not to pay it at all. pay it while you have the funds and make payments on the remainder. |
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rita
 |
What kind of insurance is it? If it is medical insurance that is specifically to pay your medical bills then you need to pay the bill with it. If it does not specify what you are to do with the money then I can not see how that would be insurance fraud. From what I have seen in the past, the insurance company would make the check out to the hospital (or doctor or whoever) if that is who the money is supposed to go to. |
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AsparagusBerry
 |
this question is really vague, did you get surgery, or did someone else get surgery, and for some reason a check was issued to you???
if so, yes, it is fraud cashing a check that does* not belong to you |
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Brenda
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Of course . . . I'm more interested in why the insurance didn't cover the full costs of the surgery and the fact that you'll be on the hook for the other 10 K |
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fchyenne
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sounds like dirty pool to me |
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