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 I have no insurance... where can I find free clinics or low cost insurance?
I have some bad health issues right now and really need to see a doctor ... I don't wanna pay outrageous E.R. fees ..... I'm on a very limited income .... I live in Southwestern Wisconsin. ...


 Is Medicare mandatory?
My mother is going to turn 65 this year,and recieves great insurance through her work. Does she have to apply for Medicare? Thanks in advance....


 Insurance on rental car?
Is it necessary to take the rental car companies insurance or do our credit cards or personal insurance really cover damages or theft or fire if something happens to a rental car?...


 Personal family health insurance with deductible $5000 or less?
Trying to find a Health Insurance plan with a deductible of $5000 or less. Found a Blue Cross one for about $7500 but that's to much since I only make $15000 a year....


 Where can i get cheap auto insurance for an 18 year old student with a 2000 mustang?
Well this may sound like a long shot, but I just recently bought my son a 2000 Ford Mustang, Now its insurance time, hes 18, gets A's in school and has had drivers ed. Why do the quotes from P...


 How does health insurance work?
how does health insurance work. im about to turn 18 and am gonna get it. but im not sure how it works. like whats a deductible? what are the payments? what am i paying? any info you can give me will ...


 Who has the best prices for individual health insurance?

Additional Details
In northeast O...


 I have an endowment policy that is paid up by that i mean i am putting no more money into it should i cash in?
or should i leave it for the next 15 years - which is the best ...


 Second car insurance?
My partner owns a family sized car and a second small 1-litre car which he wants to add his son to as an additional driver. Can my partner use his NCB for the second car too? With his son being a ...


 I have info about a fraudulent claim against Progressive Insurance Co. Who should I contact?
The person is claiming neck and back injuries but continues to secretly do physical work and has told me that some of her injuries were from a previous accident.
Who should I contact?...


 I want to know the working principle and features of sand washing machine?
i want to know the working principle and features of sand washing machine,can someone help me?...


 Where is a good place to find health insurance where can I find out everything I need to know?
...


 How can i fine out if someone has life insurance in my name without me knowing?

Additional Details
and they have my indenity and may of married in my ...


 Does liberty mutual, state farm or interinsurance exchange has better homeowners' coverage?
...


 A hospital is charging me the full amount; what should I do?
I called a hospital, and it said it took my insurance. I went to the hospital, and they charged me the entire amount. The reason is that my insurance actually turns out not to cover that hospital. ...


 The insurance are giving 4000 for the car....but i want more how do i go about it?
had accident...not my fault but anyway the insurance are willing to pay 4000 pounds with an excess of 150 POUNDS..
..` WE WUD BE prepared to offer the sum of 4000 in settlement of the claim ...


 USAA Life Insurance/Drug testing?
Does anyone know if USAA performs a drug test on urine for life insurance during a medical exam? If so, what drugs are they testing for?
Additional Details
What happens if you test ...


 Do i need insurance?
I am going to be cleaning a few (2-3) houses for extra income. I have figured out what I need and that I'm going to charge a flat rate. The only other question I have is : Do I need insurance at ...


 I received a check from my health insurance?
I recieved a check from my insurance company to pay for a procedure that was done by an out-of-network doctor. well i paid that. a few weeks later i recieve another check for the same amount my ...


 Can an insurance cancel you policey even though they continue to take payment on it?
I got into a car accident i call my insurance company to let them know they informed me that they had canceled my insurance a comple of months back but they still continued to take payment on the ...



rmm352
A question about medical insurance billing?
I received fairly expensive medical services and received a statement that my insurance paid 90%, and that I owed the additional 10%. However, several months have gone by and I have still not received a bill for the additional 10% from my provider. Is there some kind of statute of limitations on billing? I have put aside cash for the bill but am wondering if I'll ever receive it. I don't want to call and remind them, however. What should I do? Any advice? How long do I have to wait before I can be sure they're not going to bill me?
Additional Details
Yes that's what I mean to ask -- is it common practice in the medical world to not bill the patient directly the additional 10% (for example) once the insurance company has paid the 90%? I've heard this is sometimes done to encourage patients to return to the same doctor. Is it wishful thinking?
                     
 




Ms Pepsi
I would call the facility and ask. If it is your balance, you are responsible for it whether you recieve a bill or not. It's the same as any other service (gas, electric, cable, phone) if you received the services, you are responsible for the bill. There may be a glitch in the system and that may be the reason you have not recieved a bill. But trust me, they will fix the glitch!!! :-)

I do collections for a major hospital, and just today was instructed by my boss to turn to collections an account that was from 2001! The patient never received a bill until mid-2006, but that makes no difference, but it was still their responsibility to pay, so to collections it goes!!! :-)

Bottom line, if you know you owe it, pay it, they'll find you eventually!

BTW, I disagree with the post above mine, if they do an audit, and find that you really did owe the balance, regardless of what you were told, you will have to pay.


rtlsimpson
I do medical insurance billing,

An insurance company (or medical office) can come back years later and still bill you if it's a legitimate bill. You're better off paying the 10% now, instead of waiting until they add late charges, or worse, send it to collections. Even if you don't receive the bill in the mail, you're still legally responsible to pay your medical bills. They'll track you down eventually, so just pay it. Save yourself a headache later. There is no statute of limitations for medical billing. At least to my knowledge.

Did you pay a co-pay at the time of the medical service? That may have been the 10% they're talking about.

An insurance company doesn't have access to your doctors billing records to see if you've paid it or not. They only send you an EOB showing what they're responsible for and what your responsible for. You may be worried for nothing.

Good luck


zippythejessi
They're supposed to bill you when they get paid. However, some hospitals NEVER bill the patient and then a year later, puts them into collection. (Which is SO not fair!!!) Some doctors use a billing service to send the statements out to patients, and sometimes one or two gets lost in the shuffle....

My advice - call the doctor and play dumb and ask if you have any outstanding balance. (Tell them you just want to close your books on last year or something like that...) Don't tell them you have an EOB!!!! Some people who post the payments write off the balance in error, sometimes not... If the person you speak to tells you that you have no balance, ask them if there's anything outstanding to your insurance. If they say no, then you're in the clear. (Make sure you get their name and write a note for your records - in case they bill you later!!!)


mbrcatz
Rating
It's wishful thinking. It takes a while to catch up, but I bet within six months you start receiving the billing for the 10%. Even if you move, and they never invoice you for it, they can STILL send it to collections.


gigi
U should try calling them to make sure if your provider ever paid that 10%. But sometimes i know they will harrast u and tell u a different I hope this helps and good luck ♥


old school
Rating
Most have a year from the date of service.


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