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 How do you discuss a life insurance policy with your grandparent?
My grandmother is almost sixty years and she does not have a life insurance policy. We were talking and I asked her what she had in place in case of a situation. She said nothing. Her plan is for us ...


 People who "can't" afford health insurance are quacks?
i see the merits of having universal health care, kind of, but it seems to me that the problem is a lot of middle class citizens who just decide nto to purchase health insurance on the premise that &...


 Ring Insurance?
Does anyone have insurance on their engagement ring and if so how does that work? I was told to call the same ppl that have my home or my car insured but I dont own a home nor do i have a car so ...


 What is a personal lines insurance administrator?
...


 Can life insurance for someone be used for paying off someone else's house?
...


 Why would insurance co. not want to pay for preventive care?
I just found out that our health insurance plan will not cover preventive care (not what we were told when we took this plan). until our yearly deductible is met. This includes any vaccinations my ...


 What if you get a health insurance check for a hospital bill, do you have to pay the bill or keep the money?
I get checks in my name to pay medical bills, I was wondering if I could keep the money?...


 Does the governement have a say on how much my grandma sells me her house for? She is in an assisted living.?
She is going to use the money to pay for her medical care. After the money is gone then medicare will kick in and pay her medical bills. I am concerned that the governement will go back and see how ...


 What is the game that insurance agents play when they buy (pay for) clients insurance?
I heard that insurance agents keep good production figures in their company thereby good pay by buying insurance. How is that game played?...


 Can u find me a pet health insurance company so I can get insurance for my pet?
...


 Can the hospital garnish life insurance payment if your family member dies in the hospital and can't pay ?
If someone who dies while in the hospital also has a large life insurance policy, and there are no other funds to pay the hospital bill, can the hospital garnish the payment to offset the bill? If ...


 How do i pay for health care?
I feel stuck. I'm a student and going to school full time in a master's program. I'm too old to be under my parents insurance, not married, and am finding it difficult to work enough ...


 Need medical help but have no money will the hospital still help me?
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 Do models get payed?
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 Will an insurance company know if I leave another insurance company without paying?
I am actually on my mom's policy, (we split the bill) and we are unable to come up with all the money they want(two months payments) totaling $1200.00. today is the cutoff day on our insurance ...


 Turning 17 in a few years time - group 20 car insurance, how much would that cost??
as above, please answer, i know im being a tad bit ambitious lol (1995 aston martin db7 fh 2dr coupe) WOOP WOOP!
Additional Details
the aston part is just supposing i can scrape some ...


 To Auto Insurance Agents...?
I'm 35 yrs. old. I have never had a ticket(THANK GOD). I've been pulled over before but thanks to some sweet talking..I've always just gotten warnings. I've been in one accident ...


 I need some life insurance but as i have a few health problems which is the best company to go with?
as i have tryed some but turned down due to my health problems i need a good company as i have my wife and 4 children to lookafter and make sure they are left comfey in the event of my death .
A...


 Rear Ended someone?
I was driving down an interesection with a green light. The speed limt on the road is 50MPH (whohhooo Irvine!) A car came in from a cross street (which had a red light) made a sharp right turn on to ...


 I want to get contacts but I have no insurance...?
I really want too get some contacts, but neither my family nor I have insurance. What are some places that have cheaper offers? I already went to Walmart, and though they had specials on contacts, ...



stephanie l
A tree fell on my house during a tornado and mashed the 2nd story front wall?
the house was built@1895 and has very old siding that cannot be replaced or matched cause they don't make it anymore.
Shouldn't my insurance pay to replace all the siding on the house?
                     
 




Shadow419
Actually they shouldn't. Homeowners insurance is a funny funny funny little matter with lots of little hidden and unhidden facts. Even during a natural disaster such as a tornado they are only required to pay for damage done, unless the whole house was blown away or deemed uninhabitable and cannot be repaired at all, then they will only give you a certain amount. The only way you could have all of your siding replaced and it covered by the insurance company was if you had revised your policy to include full replacement cost on your homes structure for the full house. Meaning you would be paying a little more for your insurance a month but as in this case if just part of your homes siding was damaged, the whole house has a full replacement of siding at todays cost, that's why you always revise your insurance policies to include replacement cost on everything, to allow you to replace what needs to be replaced at todays cost. People should always revise and state exactly what they want their insurance to replace in exact words. It costs more but as in this case it's worth it.


jala
even if ur covered for acts of GOD if the insurance company can prove that the siding was in very bad cond and was going to fall then sometimes they wont SORRY keep me updated I'll pray for you so the insurance company will pay


lolitakali
Rating
they should! What are insurance for?


reggiewjr1
As long as you have Natural Disaster Coverage you should be able to get your Insurance Company to restore your home to the condition it was prior to being damaged, I beleive this to include the same quality and grade of materials.

You will need to make your insurance company aware of the fact that you have specific needs in regards to the proper materials to bring it back into the shape it was before, and may need to do some of your own research on specialty companies that supply this type of material.

Good Luck


Badkitty
The insurance company will pay all costs less your deductible to restore the home prior to the claim. That means matching siding all one color. Normally a home that old will be insured at functional replacement cost or actual cash value. If you are insured at actual cash value you will only receive payment for repair cost less depreciation and your deductible. Check your policy thoroughly and call your agent before submitting a claim.


mbrcatz
Rating
They usually won't, they usually replace the siding on just the one side of the house.


bear
as long as ur covered for natural distaster's they should


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