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 Why Do I need Life Cover?
...


 How does an insurance policy work when a parent dies and siblings are involved?
I know there is a main beneficiary, but why do the other siblings all have to sign off on the paperwork when it comes to the funeral arrangements and such?...


 Car Insurance?
How do you determine how much insurance your should carry without over or under insuring yourself?...


 Health insurance?
who knows of good health insurances that would be affordable and good and who cover pap smears practically im in search of one but cant find the right one i really need it asap someone help thank ...


 What should an appeal letter look like to my insurance company that won't pay for my ER visit?
If someone had a few minutes to write me up something sendable I would appreciate it to no end! I'm terrible at know what to write. Thanks very much....


 Best homeowners insurance out there?
I'm doing my own research right now, but I would still like to hear other people's opinions. I would like to stay away from statefarm and allstate. Any and all advice/websites would be ...


 Question about a problem with Blue Cross Insurance?
I'm having issues with Blue Cross PPO insurance coverage, and I'm wondering if I have any options available.

In a nutshell, Blue Cross gave the approval for maternity coverage ...


 How do I become an independent insurance agent?
I want to start my own independent insurance company, or at least become an independent agent for an established company. Where do I start?...


 Y do people fart?
and why does it stink, farts are supposed to bring out the aroma of the food you ate ...


 Can a person be rejected for renters insurance due to lack of insurance experience?

Additional Details
The reason given was "lack of insurance experience."

Sounds unreasonable to me....


 My husband has a preexisting condition. Will a new insurance cover his expensis due to this condition or no?
Husband was diagnosed with Hepatitis C and resulting stage 4 liver disease two years ago. He wants to leave current job(insurance is currently Harvard Pilgrim)We are concerned that due to his serious ...


 How do I find a good insurance agent? Should I bother or go straight for an insurance company?
It's cheaper, and my agent is not doing anything to help me in my current situation....


 If I lose my job and want medical coverage, am I able to get Medicaid?
What if I have assets in my name? Will that prevent me from getting coverage and if so, how much in assest would prevent me from getting the coverage?...


 I do carpentry and get scewed out of pay all the time by contractors. how can i get them to pay ?
don't tell me to sue them in small claims, or do a carpenters lein. i want to know how to screww up their business like they have screwed up my life....


 Do you have 4 or more years no claims ?
do you know that you could get even cheaper car insurance ?...


 TRYING TO FIND HOME INSURANCE WHICH ARE THE BEST COMPANYS ?
i was looking at Met Life, Allstate, State Farm, and Farmers any suggestions on companys?...


 DISABILITY INSURANCE.....Who Has Been On Disability, and How Do You Sign Up For It?
I am going to have surgery in a couple of weeks, and will not be able to work for about a 2 months. Is disability insurance a part of your health insurance?? If it is not work related, and I will ...


 Where Can I get my Document Notarized?
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 Someone got hurt (nearly died) on my property...now what?
I bought a very old mobile home from this guy to use as a building for my wife's hobbies. The guy I bought it from moved it to my property for me righ next to my house. I wanted to get the ...


 Health Insurance?
Ok im 20 yrs old...I have really bad asthma and allergies. When I turned 18 I lost my health insurance because I was on my mom's. But now I can go to the doctors to get my inhailer filled.......



sujitB
About Health Insurance and Term Policy?
HI, i am 31 years old and i want to take a term policy and a mediclaim policy. so, i want to know which company is the best for this or which plan is a good one. What about SBI? Please suggest, thanx
                     
 




Bharat
Rating
I will comment on term insurance only.

There are 2 criteria for choosing term policy. Premium & Claim rejection ratio. Data on Claim rejection ratio is not available for all insurance companies but people say that LIC is better. Claim is rejected if you hide any pre-existing diseases from insurer at the time of taking policy.

But LIC is not better as far as premium is concerned. The premium is higher then almost all insurance companies. I found SBI cheapest at my age (28 years) for a term of 25 years.

Now there are other insurance companies too & you should research if they can offer cheaper insurance cover.


consultant2050
FOR LIFE POLICY GO TO LIC
FOR MEDICLAIM POLICY GO TO ANY GENERAL INSURER


Shreeniwas Gadiyar
Rating
For the term insurance go for a term of 29 years. After 60 when you are not working (if in service) there is no need for a policy to cover loss of income for family. Also term insurance will come cheaper at that term.

For mediclaim any of the GIC subsidiaries is good. My choice is New India.


Prasad K
Rating
you had chosen a best policy that is term policy which gives you a huge amount of money when your family really suffer ..with a low premium payments.lic is the best i also heard about karur vysya bank etc..also have a good plans go ahead


lasingparuparo
i dunno about all this talk about india... a little shady if you ask me. why not try with a good old fashioned american company? there are several out there but i recommend primerica becuase out of all of the agents out there they are the only ones that carry around policies that they also sell. ask other insurance company agents to show you the policies they own and for some odd reason they try to sell you cash value and buy only term for themselves.. hmm... how odd...


satheesh
Rating
For the term policy you have to go for the maximum term and select the company which quotes the lowest premium for your age. you can try collecting online quotes from the company websites.


atul
Rating
for any kind of LIFE INSURANCE don't go with private insurer and INSURE YOUR SELF WITH LIC=LIFE INSURANCE CORPORATION OF INDIA ONLY


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