 WILL INSURANCE COVER IT? |
| HELLO YAHOO GURUS! anyway i am renting a home in which i am responsible for the water bill. however there was a leak in yard from a busted sprinkler which ran my bill up too almost 2000 dollars. the ... |
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 what exactly is medicaid? |
i was wondering what it is
how i can apply for it,
like other specfic details info etc? ... |
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 state farm commercial guy? |
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 what jewelry do i take to be appraised? |
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Does my name need to be on the insurance in order to receive the license? Or just my dad's, to prove the vehicle has insurance?
In the state of texas?
Additional Details
I... |
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 what do deal with this kind of situation? |
| Hi I just joined a business club in college... so as I pledge this semester they assigned a mentor to me. The 1st time I contacted him via email he was very nice and we decided to meet up and have ... |
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Does anyone know what i should do?
Additional Details
But it says on my account: Date of Recurring Card Payment: 06/16/2010 .
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 Health coverage HIPAA question.? |
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... |
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vikasbargale | About Surredering LIC policy? |
Hi, I have Jeevan Saral & Jeevan Anand policies for which I am paying hefty premium since 3 yrs.
But I have changed my thinking and would like to go for LIC term insurance like Anamol/Amulya Jeevan ( Which offers huge insurance cover for less premium)
But my LIC agent says that once you surrender any LIC policy, you cant take a new one for 3 years.
Is it true? |
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Anand
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No. |
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Shreeniwas Gadiyar
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what he has adviced is correct. Jeevan Anand includes a term cover upto age 100 whereas pure term insurance covers you upto maximum 70 years of age.
Discontinuation of Life Insurance is a loss making decision in every sense; econominc and risk wise. |
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krishna
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its open fact , as per rules of lic norms ever proposal consists a column asking any proposal are refused or returned or surender during last 3 years? if answer is yes they will ask resons , on satisfactory reasons only you can get a new policy , there you need to proove your financial sound ness in new proposal . you do new policy first later close th older ones. even have dobts call my lic friend on 09440884300. rather than surrendering when you are taking policies do not ask commission from agents tell them your requirement then this type of probems never arise. remember lic paying commission to suggest best investment or risk cover plan suits to individual needs un frotunately invester asking back commission so agents forced to sufggest high commisisned policies with loner term. how ever what your friend said is true , but you continues them will be best , {remeber LIC no bad policy each one has itas advantages based what you took at the time of joining. } trm policy will be given up to certain age only. yet you want to do surrender your policies , do term policy first , then surrender the two. but remember on surrender you may not get your total investments too sme times. , if you do surrender first later give a new proposal, if any case the proposal rejects you will loses life cover for next 3 yeras as your friend said |
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ranjankar
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Take the term cover first before surrendering the older policies. You do not have to take only from LIC . Private players offer cheaper policies. Visit www.aegonreligare.com Their rates are one of the lowest. You can calculate the premium yourself on the website. Have a look at the increasing cover policy and the critical illness riders. LIC offers critical illness riders only with endowment and moneyback policies. It does not come with term policies. You will be doing a wise thing by shifting to term policies. Insurance is an expense, not an investment. For investment go for a combination of PPF/ SIP IN MUTUAL FUNDS / DIRECT EQUITY . |
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Vinay D Patil
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I am having a dought some body clarify me pls
If a indivisual pay preamium of LIC, weather it is an investment or an expencess to that perticular person.
pls suggest |
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