 Home Insurance? |
| I live in Texas and we are building a home which is almost complete..our lender told us it's time to start looking for insurance since we are not combining it with our mortgage. Just wondering ... |
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 We are a new small business. Where is the best place to get workers compensation insurance? |
| Just looking for an insurance company (private sector?) who provides affordable workers compensation insurance for small businesses.... |
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 Do Americans Understand how Insurance works? |
Everyone pays in a little to cover everyone, but not everyone takes out of the system all the time, only on an as needed basis
But you knew that !
Additional Details
Smart Guy? T... |
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 I need help understanding Health Insurance Deductibles? |
| Ok, so I'm going to get health insurance and I'm Having a challenge trying to understand the deductible situation. The Health Insurance I'm looking into is Blue Shield of California ... |
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| Does home insurance cover ants? |
| We had a lot of rain here in the midwest the past few days, and it seems to have flooded a colony of ants living near my home. This morning they were swarming the floor, wall and window in my son... |
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 Am I liable to pay for water damages to unit below my condo ? |
| My water heater pipe broke and water filtered to unit below. I don't have homewoners' nor the resident below. Am I responsible for her damages?... |
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 I have a very important question about health insurance.? |
| My husband was wrongly fired yesterday. He has been working with this company over five years... well he was getting health insurance threw them, a PPO,. How long after you are fired does your ... |
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 I need an insurance agent to answer these questions.? |
1) What do you like and dislike about your profession?
2) What are the biggest mistakes you see people making in your area of expertise?
3) What kind of training, licenses and/or education ... |
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 Does home owners insurance cover rotted wood siding.? |
| We bought our home in 2004 and there was some rot on the wood siding. We were offered 3000 dollars from the seller and a stainless steel refrigerator. The home inspection didnt have a dollar amount ... |
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 My windows were broke,the insurance company just wants to replace the glass.I want the whole window replaced.? |
| My house was built before the 1900's, it was vandalized on Friday and 22 panes were shot out by a High powered BB gun. The Home owners insurance just wants to take out the glass in the wood ... |
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 Public liability insurance & professional qualifications? |
Hi
I teach pole dancing and need to get public liability insurance as I am leaving the company I currently teach for (and whose insurance I am currently covered by). Do I need any ... |
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 My husband and I are fixing to be checking into life insurance policies. What kinds of questions are they? |
| going to be asking us? How much should we expect to pay? He is 35 and I am 39. I quit smoking 1 year and 8 months ago. I have heard that it was best to wait until you had quit smoking for at ... |
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 Where can I get health insurance if? |
| Where can I get health insurance if I am am a college student? The thing is that I have thyroid problems and I have depression and anxiety as well. And just recently I finished both my medicines and I... |
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 When changing auto insurance companies, am I bound by law to show the new policy to the old insurance company? |
Say, today is 1st Feb'07. I had an auto policy (from Farmers) that expired on 1st Jan'07. Today, I buy a new policy from a different insurance company(AAA).
When I discontinue ... |
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| Can i be put on my parents health insurance if i am not currently in school? |
| I've been making myself sick over this all...see here's the problem....I should still be in college, but because of money problems, I decided to take a semester off. I thought it wouldn'... |
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 What does deductible really mean? |
| I'm looking for health insurance right now and I don't really understand deductible, I looked it up already and read a little bit about it but I couldn't really find the right answer I... |
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Baby Doll | About how much would my house payment be a month? |
I am getting a home with Habitat for Humanity and I am trying to figure out how much my monthly payment will be. It is a 50000 loan at 30 years with 0% interest. Our homeowners insurance is included with it. I'm not sure how much the insurance is. The house is approx. 1200 sq feet. Someone please help me figure out how much it would be. Thank you
Additional Details
We won't have to pay property taxes because I recieve SSI. So we are only paying for the house and homeowners insurance. |
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the d
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the loan payment would be about 300 per month. |
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slim
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138.9 per month your lucky |
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surelycoolgirl
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If you escrowed your tax and insurance (I suggest this) then your payment would be approximately $264.00/ month. I calculated $500.00/ year for insurance and $1,000/ year for tax (high).
Your property tax depends on the state that you live in and I calculated on a high property tax and average insurance for that size house. |
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mbrcatz
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OK, I want you to measure this string. I"m not sure where it starts or ends, but you need to help me with it anyway.
You forgot to add in property taxes.
No one can get you the homeowners quote - which is heavily dependent on your credit score - except you. NO one knows where this house is, or what the cost to rebuild is, or what the property taxes are.
But I can tell you, not many companies will be willing to write a house insured for only $50,000.
Go call some local agents. They'll figure out the insurance amount, give you quotes, and give you an idea about your annual total. |
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lovingmynewpuppy
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your mortgage payment would be $138.89 a month.
Your insurance will depend on a lot things not just the size of your house. But, my house is 1300 sqft and my insurance is $39 a month. Call around to different insurance companys to get a quote. Plus do not forget about taxes.
The bank that is financing the house should give you a good faith estimate on how much your payments will be each month for your mortgage, insurance and taxes. I would suggest calling them or who ever your contact is for Habitat for Humanity. What a great program, good luck to you!!! Enjoy the new home!! |
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Sue
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I have a good friend that is on SSI & still pays property taxes. He gets a lot back in rebates due to low income, but he still owes something for taxes. We can figure your loan payment for you but no one can guess your insurance payment.
YOU have to go to an insurance agent & get quotes. No one else can buy the insurance for you, only you can do that. The quotes will be based on cost to rebuild. You probably won't be able to get Habitat out to your house to fix it after a covered loss so the insurance company will use the current rebuilding costs (no donated materials) and labor rates (no volunteer time). Your 1200 sq ft house probably will be at least $150,000 to $200,000 or more to rebuild, so that is what you will need to insure it for.
There are way too many factors involved for us to give you a quote. As an example, the premium could be 10 times more in FL than in NY. |
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studlydude66
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The house loan itself would be $166 a month. Insurance can be anywhere from $50 to $150. |
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