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 Looking for health insurance?
i have just been removed from my dad's insurance. i am a 19 year old student and i am attending hair school. i am un-employed at the moment, but i am looking for a job. he says that they are ...


 Will a parking ticket make my insurance go up?
...


 What is a whole life insurance policy and how it is works?
...


 I just got my insurance check with my name and the body shop name on it, do i have to get it fix?

Additional Details
most of the hail damage already pop out because its been 6 months since i file that claim and now just got my check and i don't want to ruin my paint trying to ...


 If you have life insuance...........?
and you were struck by lightning or another 'act of god' was the cause of your death would your loved ones still be able to claim the insurance... i ask this as you can't on your ...


 A question about insurance?
i am 19 and not married, have no kids and not in school. i work 35-38 hours a week but at my job u have to work 40 to get insurance & they will not let me work 40. i live in ohio and was ...


 Grandmother won't give me life insurance money my father left me 15 years ago......?
My father passed away when I was 9. He supposedly left 60K life insurance to me, which I had to wait til I was 25 to receive. It was supposed to be handled by my grandmother until I was of age. When I...


 Life cover vs Accidental death cover?
Hi,

I am a 30 year old guy, who is thinking of taking an insurance cover against any premature death. I am unable to make up my mind here, which one is better? the life cover or the ...


 I have just come back from holiday tofind my two freezers off.My insurer wants reciepts,who keeps them.Advice?
I HAVE SENT A LIST WITH ALL THE PRICES.I HAVE NEVER HAD A CLAIM BEFORE....


 Does anyone know of any programs that assitst college students w/o health insurance with medical bills?
I recently had to go to the emergency room and now my bill is over $7500.00. I'm looking for a 'chairity' like program that assists college students with no medical insurance....


 Where can i get basic cheap travel insurance please?
im going on a 19 day cruise and i want insurance to cover personal injury and very little else. im not concerned about the value of the cruise as i didnt have to pay for it. im not concerned even, ...


 Car accident?
My wife got hit yesterday going thru an intersection. A woman failed to yield and she was hit, spinning her into a 360. The car has been deemed inoperable by both our police department and the body ...


 How come 60 million Americans Lack Health Insurance?
but car insurance is mandatory. Isn't that ironic?
Americans must have car insurance but not health insurance....


 Which is the best insurer in the country?
...


 Whats the difference between assurance and insurance?
...


 Should I pay a missed appointment fee to a doctor?
In April I had a doctors appointment scheduled for a consultation. I drove 40 minutes from my home, one way in order to make the appointment. I also had to take time off from work in order to make ...


 My friend is asking a difficult question?
My friend is asking a question, his father and mother are healthy now , they are aged about 60 and 55 respectively . currently they dont have any insurence cover , what if something happens suddenly ,...


 What happens to life insurance plans that were started with previous employers after I leave that company?
...


 Can I sue my Insurance Company for failing to notify me that my policy was going to elapse?
For many years, I would pay my policy timely after reception of the "Payment Due" notification from the Insurance Company. I just found out that last year they did not send the ...


 Do you think I have a chance of employment at the age of 54?
Have been trying for 8 months now to get a job, but have had no success, could it be my age?
Additional Details
I have a wealth of experience in office procedures, shorthand and IT ...



mable.syrup
Adding "step-children" to insurance policy?
i have a daughter from a previous relationship who is 7. I just recently had my second child, who is 4 weeks old. Her father is adding her to his insurance and we were wondering if he can add my oldest daughter too? We aren't married, yet.. but we do live together and he totally supports all of us. I dont even recieve child support from my oldest daughters dead-beat dad.. so everything financially is on us. I dont have insurance- so my daughter just had medicaid- the insurance he can get through his work is soo much better. Anyways- can he add her as anothe dependant child to his insurance????
                     
 




Amanda H
It depends upon the company's policies. Some allow people to add any sort of "dependant" whether it be an unmarried partner, step child, etc.

Some won't cover anyone who is not a "legitimate" family member.

All he can do is call up and ask!


bvpeterson
Probably not.

Family benefits apply to spouses and both parents' minors who are legal dependents by blood or adoption. Your 7 year old daughter is not a legal dependant of your second child's father as she has not been adopted by him, and does not qualify as the child of a spouse because you arent married.

Would be different if you were married. The next answer is from a woman who is married. Her answer does not apply in your case.


Insurance Biz CT
Rating
He cannot add your daughter onto his insurance because, even though you and he live together, he is not her step-father. He can add your second child, provided he is the father. Your oldest daughter can be added on if and when the two of you get married.


nurse ratchet
Rating
I'm sure it will vary from one state to another, but I am positive that the majority of insurance companies will require that you are married before he can add your daughter as a dependent. Be sure and add your daughter to the plan with yourself withing 30 days of getting married. Otherwise, you will most likely have to wait until the plan is up for renewal to get coverage.


mbrcatz
Rating
Probably not - because she isn't his step child, "yet". If you do get married, you can add step children. He'd need to adopt her before he can add her, if you aren't married.


Josie826
If you are not married, probably not. Most company's do not recognize live-in partners or common law marriages. He would be able to add her if he adopted her. Then she is legally his child and the company would recognize her and cover her. So, your choices are get married or have your boyfriend adopt her.

I would have him check with his company and see if they would be willing to cover her if he pays her insurance premiums. Some companies will do that. He needs to go to Personnel or Human Resources and talk with them about his options.


hightechchic
Rating
It all depends.

The laws will vary by state. But in general, the insurance company will deny coverage for either you or your child by a previous marriage since you are not married to this man. There are a few exceptions; however, you'd have to ask the plan adminstrator at his workplace to be certain.

Once you are married, they cannot deny coverage under Federal law.


stephani.bayhylle@sbcglobal.net
Rating
Yes unless the insurance provider specifically has a policy excluding this addition. My husband added my son who is mine by a previous relationship.


jamie
Rating
My new husband has great insurance, and i dont have any. I am being added to his policy, but I need to show proof that my son is also his dependent. Thew only way to do it that I know of is waiting till next years taxes, and show he claimed him, but i can't afford to wait that long. How else can I show proof?


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