 Is life insurance taxable at payout time.? |
| So if I die and my husband collects the $, is that $ taxable?... |
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| My kichen was flooded 10 weeks age and the insurance company keeps changing th goals posts and askeing for different things. is this right??... |
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 Got my drivers licence? |
Is going to be the first time me getting a job so I was wondering as soon as i start the job can i purchase a cheap car right away and insurance and stuff?
and cant get student loan ... |
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| If yes, how can we get reimbursement with one one set of original bills?... |
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| My father is 73 years old and is diabetic (takes daily shots). I would like to take out a life ins. policy on him, but know nothing about it. I am assuming term (maybe 5-10 years) would be the best ... |
|
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| I had a car accident had a total loss on my car. I was hit by another driver who was at 100% fault.? |
| I incurred a back injury and visited the chiropractic doctor 14 times. I had a MRI, massages, and exercises done. I feel better now. The visit to the doctor cost me $1500 and the MRI cost me ... |
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| I'm self-employed and make a decent living, but I can't afford health insurance. I bring in around $90,000 a year, but my AGI is between 35-40,000. I have two children already, and this ... |
|
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| It happened today. I believe it was my fault. I called the police, they said we didn't need an officer as long as noone was hurt.The other driver was so shook up she called her husband and he ... |
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| My wife was having severe headaches and feared she had a serious medical problem. I took her in to the emergency room, they gave her a shot and a perscription and diagnosed it as sinusitis (sp). T... |
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 Double insurance? |
| I took out two different insurance policies on my mobile phone about a year ago. (Long story....) Will "they" find out if I claim my broken phone from both insurance companies? No need to ... |
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| Can I sue my neighbor for damages if his tree falls on my hottub? |
| The tree destroyed the cover which cost $500. We were renting the house and did not have insurance. The neighbor said he would take care of it. He did by putting on an extension and a new deck on his ... |
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 Best life insurance? |
| i am 30 yrs old,male ,non smoker, but i am on hypertensive and cholesterol meds. what is the best life insurance i can get? how much approximately would be my monthly payment?... |
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 Life Insurance: Variable Life vs Whole Life, which one is really better? |
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| Silly question, but just wanted to know. Also, I have two pit bulls and was wondering which insurance agencies do not have dog restrictions. I have Nationwide car insurance and I would have to take ... |
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fullmoon9000 | Advise on home and auto insurance? |
I am changing my existing insurance company and I have 3 to choose from. I would like to have advise which of these 3 is the best.
Met Life, Traverlers, and Liberty mutual. |
 |
 
mbrcatz
 |
My personal preference is Travelers - mostly because they use independent agents. Liberty & Met both have captive agents, who usually would rather focus on financial services - life insurance, annuities, mutual funds, and frequently offer home and auto as a "convenience" when you buy the other stuff. |
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the shadow knows
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Why just those 3?
Why not see how much the premium would be with esurance.com. It has the lowest rates I have found. |
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John H
|
These are very good companies you are looking at. I would go with the one who would save you the most money. Before signing I would get quotes from http://www.nationwidebillrelief.com they have some other top rated companies that could save you big on auto and homeowners insurance. |
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John
|
From my previous experience, all insurance company is good. Same time all could be bad for you. Only time you can find the company is good or bad is when you report your claim. Therefore, most of people are looking for the lower premium with same coverage.
When you choose the insurance company, you want to make sure that you have enough coverage and right coverage for your needs. Try to contact your local agent for your insurance need. They are the one who knows your insurance coverage for your state and your local coverage. All 50 states are different insurance coverage in somehow. Your local agent can give you the plenty of explanation for your questions regarding your insurance needs.
I may suggest you to check the following;
http:www.jollainsurance.com
After you enter your information once, they will give you the list of at least one or more agents who can give you their best quote and service for your insurance needs. They cover all 50 states. You should find the best one for you addition to those three company you have now.
For me, there were 6 agents call me with their quotes, then I chose the best one after I was contacted by the local agents. |
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mkulda
 |
Why do you only have three to choose from?
The auto and homeowner's market is very competitive. There are hundreds of companies in the nation selling these lines.
State Farm is the largest auto and home insurer in the nation.
As the largest, they usually have the lowest rates (because they can spread the risk around the most...good for consumers).
Amica and USAA (both for auto insurance) have the highest customer satisfaction ratings.
Progressive and GEICO are being very price competitive because each wants to gain market share right now.
None of the three you mentioned are known for being aggressively courting market share, meaning you'd probably get better deals with different companies. |
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doofuss
|
Go to clark howard.com and you will find that he says AMICA is by far the best.
A few years ago, my car was hit by a person who is insured by Met Life. They were absolutely great to deal with. You won't go wrong with any of these. I have Auto Owners Insurance Co. No claims, but Clark Howard recommended them, too a few years ago. |
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The Advocate
 |
Nothing but problems with Met, try 1 of the other 2. |
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Pickles
|
I have had great luck with Travelers. They handle claims quickly and without any major hassles, and have just been really easy to deal with. Their customer service is great as well.
The other 2 are good companies as well, I have just had more experience that has been good with Travelers.
You can also look up www.ambest.com and it will give you more detailed information about each company. |
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It's MEEEE!!!!
|
liberty mutual is usually the cheapest |
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deep5223
|
I have had Liberty Mutual for over 15 years and am very pleased with the premiums and claims service. I have looked at others over the years, but nothing has come up to them yet. However, a lot of it depends on your driving habits, your state and other variables. I would never tell you to buy this one over the others. They are all good companies. |
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Ron@InsureMe
|
Here are the three companies financial ratings according to Ambest.com:
MetLife Best's Ratings
Financial Strength Ratings View Definitions
Rating: A (Excellent)
Financial Size Category: XIV ($1.5 billion to $2 billion)
Outlook: Stable
Action: Affirmed
Effective Date: May 05, 2006
Issuer Credit Ratings View Definitions
Long-Term: a+
Outlook: Stable
Action: Assigned
Date: May 05, 2006
Liberty Mutual Best's Ratings
Financial Strength Ratings View Definitions
Rating: A (Excellent)
Financial Size Category: XV ($2 billion or more)
Outlook: Stable
Action: Affirmed
Effective Date: January 25, 2006
Issuer Credit Ratings View Definitions
Long-Term: a
Outlook: Stable
Action: Assigned
Date: January 25, 2006
Travellers Best's Ratings
Financial Strength Ratings View Definitions
Rating: A+ (Superior)
Affiliation Code: r (Reinsured)
Financial Size Category: XV ($2 billion or more)
Outlook: Stable
Action: Affirmed
Effective Date: May 30, 2006
Issuer Credit Ratings View Definitions
Long-Term: aa-
Outlook: Stable
Action: Affirmed
Date: May 30, 2006
I would recommend speaking to a competent insurance agent before securing a insurance policy. To comparison shop for various insurance types and options click on http://www.insureme.com/?Refby=614546. It’s a web site that will give you the information required to make a decision on which policy is right for you. It also gives you the option to call local agents to get any of your questions answered.
I hope that helps!
Ron @ InsureMe |
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