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 Re ended accident?
i was re ended a month ago keeping in mind i bought my van 3 months prior this. at a stop sign he hit me he says i backed in to him, needless to say the state po po didnt come it was the local, he ...


 What do you think about charging morbidly obese people more for health insurance?
They have just added $25/month for people with a BMI of >35 for Alabama state employees
Additional Details
Smokers pay $25/month more ...


 How do I asked question?
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 What percentage of my insurance should I expect my employer to pay?
I work for a small startup company and have no idea what I should expect my employer to pay for my medical/dental insurance....


 Life Insurance?
I am looking to get life insurance for my wife and I. I have looked through tons of plans but honestly I do not know what I should get.

We have a house and a 30 yr mortgage, and I was told ...


 Can I buy a life insurance policy for my 77 year old mother?
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 My home is worth 2x as much as when I bought it -- do I need to change my insurance?
I saw a 'teaser' for a news program about this like a year ago, and it's been nagging at the back of my mind since then...

Are you generally insured for a specific amount (...


 Do health insurance companies cover mental health?
im 20 years old and im still under my mom and dads plan blue cross blue shield of AZ do u think it covers mental health? im feeling kinda depressed i want to see a ...


 Are there life insurance policies for seniour citizens?
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 Do you think insurance sales is based more on relationships or product?
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 Can my insurance company get away with this?
My payment was due November 20th and I sent the check on November 3rd. At the time, I made several checks, you know, paying bills and I didn’t notice but I sent my insurance check to a Charity (I ...


 What's the best insurance company for cars?
Reasonable rates, responds to claims in a quick and fair manner?...


 Is it too late to get life insurance at 56?
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 How do you know if you really need flood insurance?
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 Is term insurance better than the others? Thanks.?
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 Where can i find the best deal on homeowners insurance?Is there a direct way to get it without an agent?
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 Suggest a good insurance company?
I want to buy a insurance plan for my stock and machinery. Please suggess a good insurance company....


 Moving out of parents house. Help please!?
Within the next 3 months I will be moving out of my parents house. I'm 18 and I need to know what I can do to save money and such. Would I qualify for food stamps? Would I get any other benifits ...


 How long does it take insurance co to determine if your car is totalled and make an offer? (i have state farm)

Additional Details
So far it has already been 2 weeks and they havent even went to look at it :(...


 New contents insurance policy - when can i claim?
Hi,

I've had my new policy for 3 weeks and my grandson has thrown his ball at my plasma tv :( It won't work now, can i claim on the contents insurance? It there a certain time ...



gormom
After death-- how long to recieve insurance money?
My friends husband just died and she asked to borrow money for the funeral and other costs. How long does it usually take to collect the insurance money, so i will know how long to extend the repayment date.
                     
 




Wendy S
If her husband had life insurance and she is the beneficiary the insurer will almost always pay within 30 days on a valid claim - and often within a week of getting the death certificate. It's also a good idea to send them a copy of the obituary.

BUT if the estate is the beneficiary she may have to wait until the estate is settled before getting the money - and then only after his estate's debts are paid.

I know you feel for your friend, and you want to help. Very admirable. Just please make sure you know what you're getting into, and please, please get an agreement in writing as to when she will pay you back. Be sure not to say "as soon as she gets the insurance money". Put a specific time table for repayment. It has nothing to do with trust, and I'm not saying she's scamming you. But with your most important relationships better to make sure everyone is clear about what is supposed to happen so you can minimize miscommunications that can only lead to angry, hurt feelings and lost friendships.

Good luck!


iritadragon
Rating
Insurance companies pay out almost immediately when death is not questionable. There are thousands of people out there who use the money from these policies to pay off funeral costs directly.

Are you sure your friend isn't scamming you?


Faye H
She'll have to submit a death certificate to the Insurance Company. Once they have the death certificate, it should only take a couple weeks.

It took me about 6 weeks to get a certified copy of the death certificate when my husband passed away. However, it can vary greatly. It only took about 3 weeks, in another state when my mother died to get the certified copy.


deb1975@sbcglobal.net
Rating
Usually the estate and probate is settled within 60-90 days


Keli
Rating
It usually takes about 30 days sometimes in most cases the funeral home will work with the family and have the insurance check come directly to them being that there is insurance so that way there is no problems moving forward with the funeral and letting the family begin to heal. So if I were you before I issued the money I would suggest that she take the insurance policy up to the funeral home or even to a bank, most banks will allow a loan against an insurance policy, but I would suggest to her those ideas first.


goddess19
AH i think its a long waiting because many papers have to fix if you going to lend money for your friend just told her/him to pay you back if she/he have a money already. it will take a year for sure!


~o0o~
i think this depends on every country. coz in the country where i am, once the person died, a witness for the death (if family members/relatives found it) must call the police and report the incident. the police officers will investigate it first whether it is a murder/homicide or neutral death, per se. after the investigation, the officers will give a certificate of their investigation to be submitted to the city hall to get a death certificate. and then the member could wire the insurance company about it. *coz not all insurance company will release the money unless there is a hard evidence of the neutral death. *coz some are being murdered to get paid from the insurance company only.
So if you have the kind heart to lend money to your friend, you may extend your help to her but dont expect much to receive payment soon. give her time too. my condolence to your friend.


Billie R
Rating
1 OR 2 WEEKS AT THE MOST--WHAT TAKES THE MOST TIME IS GETTING THE DEATH CERTIFICATE, WHICH YOU MUST HAVE TO FILE A CLAIM!!


Mon Bel Ami
Rating
After you produce the death certificate and all suspicions are ruled out.


bvpeterson
Rating
Funeral directors are flexible when they know that insurance is involved.

That being said, life insurance proceeds are processed very quickly. Your friend should contact her insurance agent or, if it was insurance through the employer, the HR department. SHe will need a copy of the death certificate. The claims depts of insurance companies move very quickly on valid claims with proof of death. Less than a week even.


mbrcatz
She can get an advance from the insurance company on this, it happens ALL the time.

But normally, it's within a few weeks of the death certificate and claim papers being received.


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