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 Does a Homeowners Policy in Texas cover damage to house foundation from shifting and settling of the soil?
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 Can I be added to company insurance with a bad driving record from years ago?
I have just been hired to be a rep for a manufacturer. this lob will require 70% travel. The only hangup is i am scared that when they send over my license, i wont be able to be added because of 4 or ...


 Would you loan money to someone if they offered to list you as benefiary on life insurance?
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 Is it possible to have two insurance plans?
okay, i am wondering if its possible to have two insurance plans because im thinking about getting a 2nd job, and i want to apply for health benefits at the 2nd job because if i happened to ditch my ...


 Will i have to pay this much even WITH insurance?
im 14. but i was looking up a therapist on this website in my area cause i think i have some dissociation disorder or something. and this is some of the info on her page:

# Avg Cost (per ...


 Is an ebay seller supposed to give a refund for a lost item if the buyer did not but insurance?
I am the seller. The buyer has filed a dispute with Paypal. My ad clearly states no refunds without insurance. Is Paypal going to take my money and give it to the buyer for the Post Office's ...


 How do I find out if a UK company has public and/or employers liability insurance?
I am about to deal with a company who is telling me that they have these, but cannot provide evidence - which seems suspicious to me, so is there a "central register" or something that I ...


 Insurance Question...???
Does anyone know if you can obtain medical insurance after you become pregnant. If so what company?...


 When you buy car insurance, can you cancel at any time?
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 Do I still have to pay for deductible?
My parked car was hit hard and the demage estimated $1,400 to fix it. Isn't the at fault carriers insurance suppose to pay for it? Why is my insurance asking me to pay deductible, if my car was ...


 Is it normal for an insurance company to do a credit check?
I'm from Canada so it would be according to Canadian rules....


 OK Does anyone know how quickly it takes an insurance company to give you a check after your car was stolen?
herees what happen...my car got stolen yesterday Sun Jan 14th and i called the insurance company Nationwide Ins. and they told me they would call me today about the claim i made...does anyone know ...


 What is the best and most reasonable car insurance company for california?
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 Why I am rated high-risk for insurance?
I'm a 29 year-old non-smoker w/a spotless family medical history - not even high bp for my 65 year-old-dad. I recently applied for life insurance and was surprised when I was rated in two risk ...


 Is it customary for an insurance company to not tell you specifically why they denied your claim?
Or to tell you what their criteria is to cover a certain surgery? I am trying to get a breast reduction 38E! I was denied...WHen I called insurance to see why she said cause I didnt meet all criteria....


 Does homeowners insurance pay off your mortgage if the house is lost?
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 Is it important to have a life insurance policy?
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 Would an insurance annuity make sense for an IRA investment?
An insurance agent is showing me a product called MasterDex 5. I retire in 12 years. Thx....


 Group Term Life Insurance - Scam or The Real Deal?
My employer allows me to purchase life insurance through payroll deduction. Basically the coverage is term and 1x or 2x my salary, depending on how much I want to pay. I've heard, but not been ...


 What is the difference between Insurance & Assurance?
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Emily C
Am I allowed to switch my car insurance company?
Am I allowed to switch my car insurance company if I'm in the middle of my policy with another company? Any penalties?
                     
 




Hannah C
only "penalties" may come from the insurance company themselves for dropping a policy early. the only thing you have to make sure of is that your new company puts the coverage into effect just before the old one is cancelled. if you don't and there is a delay in switching it over resulting in a period of not having coverage, the state will consider it a lapse of insurance and then they WILL fine you. trust me, i have had that happen

You'll want to research this some more....

http://www.knowledged.info/go.php?link=insurance

Have a nice day.


Zarnev
They will short rate your refund. For example, if you are 3 months into a 6 month policy they'll refund you around 35% (depending upon the company) instead of the 50% you might expect. If you pay monthly you are always paying in advance, so they'll refund less than 1 month premium.


frak1a12345
Yes, you can change anytime. You should receive a refund of what is called an unearned premium when you cancel your old policy but it won't probably be as much as you think.


David M
Canceling early normally involves a short rate penalty. It is normally 10% of the unearned premium. Let's say your pro-rate return premium is $200. Expect to get only $180 back.


Asile
yes you can switch. if they ask and you don't want to say why, lie and say you don't need insurance anymore- you're no longer driving.

check with the policy for any penalties-(i hadn't thought of that)


kapn
They may refund your money but it would be wise to live out your policy and not renew.


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