Life insurance benefits? |
| I have to sign up for benefits at work and am wondering how much life insurance myself and husband should have, is there a certain percentage or rule to go by. We have 2 children a 13 and 15 year old.... |
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How can I find out the named insurer for a nursing home if they won't give it to me? |
I want to notify the insurance company of the situation at the nursing home. my dad died needing cpr and cpr was not administered when he had a full code. it has been reported to the state. A... |
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Insurance ripped me off? |
| i had 2 cars insured in my name i was involved in a accident i got med pay for one car is that right was i suppose to get med pay for both ... |
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Can someone please explain what EXACTLY a health insurance deductible is/means? |
| I am really confused about what a deductible is (regarding health insurance). I am new to the insurance thing. My new policy has a $500 deductible. I assumed this meant that I would have to pay the ... |
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What happens if I want to make an insurance claim but there was a gap in protection on my policy? |
| I have got response that I should report an accident to my insurance company but at that time I wasn't insured. My policy was cancel but I just got it reinstated today. The accident was ... |
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LIC Policy suggest me good policy ? |
| my age is 28 year,& i want to take one good lic policy.i am unmarried plz suggest me good policy for that,... |
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Is Direct Travel insurance a O.K company to insure holiday with? |
Its for a 2 week break 2 mexico.
just wanted to know if its a established,respectable company thanks?... |
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Anyone know whats going on with my insurance quote? |
| I am REALLY confused about these quotes i got, i have my test booked for the 10th of december and i am thinking about insurance so i got a quote for me on my dads car, the original quote for me (... |
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Holiday insurance for 5 adults one child? |
Where can I get cheap insurance for my family of six travelling to Florida next year.
Two parents
One son aged 24 - working
Daughter and Son - both full time students aged 19 and 21... |
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Will anthem blue cross blue shield cover this surgery? |
lapband or/and gastric bypass
its the kentucky one, which i guess they are all pretty much the ... |
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Should companies be allowed to use your family health records to determine your coverage and rates? |
| I was reading recently that insurance companies are now using family history to calculate rates and even deny coverage where they can perceive a loss or bad investment. I believe most corporate ... |
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Life insurance? |
| I would like to get life insurance, I am single, going to be 23 years old, I dont need anything major but i would like enough to pay off all of my bills and student loans, if something should happen. ... |
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Insurance claim? |
| Has anyone ever had problems getting their insurance company to pay out on a diamond ring that has been "posted" down the drain by their 2 years old?... |
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Aetna insurance? |
| I recently got health care coverage through my work. i was told from a friend/employee that i have to wait a year before i can get pregnant. my husband and i are ready to have another child asap. i ... |
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Heater burned hole in carpet can i claim insurance? |
| So i am in a rented property and i used the landlords electric portable heater one night, placed in on the carpet, the element in the heater must have fallen to the bottom, its a really flimsy design ... |
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Robert S | Am I being forced to buy auto insurance I don't need.? |
Agent says I must buy protection against loss of wages...I have no wages, just Social Security and pension from my former employer. |
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mariko m
|
Robert S, Try getting an online insurance quote It's free and quick to do. http://www.autoadviceonline.com/Free-Auto-Insurance-Quote.html
Hope it works out |
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fcas80
 |
If you are in a no-fault state, and if your no-fault or Personal Injury Protection coverage includes an element of wage loss that cannot be removed, then your agent could be right. If this is the case, you should complain to your legislator, who passed the no-fault law, rather than to your agent or the insurance company who are both just enforcing the law. |
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car253
 |
Laws are different in every state.
You should contact the Department of Insurance in your state to see if this "protection" is required or not.
Usually this loss of wages is very cheap and not a big deal. But if you don't need it then see if you can delete it. |
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primericaisbad
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Could he/she mean that you don't want to get sued? You can have your income garnished by a judgment if you carry low limits of liability insurance. Maybe they are asking you to increase your coverage. Or, is it a separate endorsement? |
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Latina D
 |
You should definitely find another agent. Lost wages are optional. |
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cyndiga
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On your auto insurance? Find another agent. |
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ek 5
|
I'd find a different agent, it sounds like the agent is trying to boost their income. |
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dwbryant06
 |
"lost wages" coverage is an "optional coverage" it is not something you have to purchase. I would suggest calling your state Insurance department and reporting this guy and also finding another insurance agent. By law the only coverage you have to have is Liability insurance. If you have a lien holder on you car they will require you to have comprehensive and collsion coverage--- everything else is optional to your budget. |
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src50
 |
Go elsewhere. Your insurance agent doesn't dictate your coverage. However, if your car is financed, the lender will generally require collision/comprehensive. |
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