 What can I do if my insurance company is rescinding my past health insurance coverage? |
| When I sent in my application for my health insurance, I forgot to note that I have obstructive sleep apnea. Stupid mistake, but I hadn't had insurance since I was 20 years old and paid of my OS... |
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 Do insurance companies know if you have been to see a doctor already/? |
| If you wanted to get health insurance, but have already been to see a doctor about a problem, would the insuarnce company be able to find out? Cos they say if it is a "pre-condition" they ... |
|
 Can you collect workman's comp if you are a full time college student? |
| I cracked my skull when I fell off a loading dock. I am trying to collect workmans comp and was told that I could not because I am a full time college student. I am taking four courses and go to ... |
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 Will my insurance go up from a speeding ticket? |
got pulled over.
not my first ticket.
im 18
its a no point ticket. and he marked it for 5 over
i don't want my parents to find out, so will they see an increase in insurace? <... |
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 Why do insurance companies ask if you have any other types of insurance? |
| i just made a call to my insurance company and we hung up before he asked that question, so then he looked up my number to call me back on my house phone (which i didnt use to call him with) to ask ... |
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 How to get insurance quotes in the most efficient way? |
| So, I called and called. Got some quotes. Chose the most reasonable rate. But then the insurance companies turned around and increased premium after I had the policy, usually with B.S kind of reasons,... |
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 Should I get Life insurance now or when I move?? |
| I want to get a 30-year term life insurance. How I understand it, you pay the same monthly payment, no matter what, for 30 years. If you die, you get the money; if not, then you don't. I live ... |
|
 Can Cancer patients have the life insurance? ? |
| Is it possible cancer patients getting life insurance...... |
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 Do I keep old whole life insurance policies? Or cash them in for term? |
My father just gave me five (5) $10k insurance policies he had on me to me (i'm now 33 and married). They are about $100/year each ($500 total a year for $50k).
I would think I ... |
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 What would you do if you found out your spouse committed insurance fraud for over $10K? |
| The money was deposited into a joint account and was explained away as a loan. This could implicated both parties of the joint account in the theft. What would you do?... |
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 Do you think insurance policies are a waste of money? |
| i dont mean the ones we all have to have like motor and house insurance. I mean, small insurances for electical goods ... |
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 My 21 yr old son has racked up about $4200.00 in medical debt this yr that I have to pay out of pocket? |
My insurance has paid their part on seven ER visits on my son this yr.
Each visit was a result of him having a seizure and injuring himself. dislocating his shoulder several times and splitting ... |
|
 I lost my diamond out of my wedding ring. Can I claim it on my home owners insurance? |
| Just the other night I looked down and noticed my 1.2 karat diamond was missing out of the setting on my ring. I didn't have it listed on our home owners. I can't find the receipt either ... |
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| Question about state farm auto insurance? |
| My payment was due on the 1st, and now it's the fifth. I just paid it today through online banking. The bank says it may not be processed until tuesday, but i have to get to work before then. Am ... |
|
| My neighbors patio umbrella blew into my house during a storm - is he required to pay for the damage? |
| My neighbors patio umbrella blew into my house during a storm - is he required to pay for the damage?... |
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emptycamel | Any good suggestions for life insurance? |
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 |
 
529s.com
 |
Here are the most important two suggestions that I can make:
1. Most importantly you need to determine how much coverage you really need. Sit down with a local advisor to review your financial situation and determine the needed coverage.
2. Work with a local professional. This is not the kind of thing that you just "wing it". The internet is great for research, but you still need a professional to help review everything.
A financial checkup is just as important as a medical checkup. |
|
Radio
|
Yes... I'm an agent and I recommend you look into affordable "term" life insurance. Term only pays if you die.
Another plan to check out is Return of Premium Term. It costs more than regular term, but if you keep your policy in-force for the full 15, 20 or 30 year term, the insurance company will refund 100% of all premiums you've paid in. REALLY! Read articles in the search engines to confirm. Good luck to you! Darryl :) |
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Rob D
 |
I have lots of suggestions, but none of them are good unless they are based on a proper analysis of your situation. |
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lm050254
|
Is hard to give you the right answer, not having the right information. Do you really need life
insurance? How old are you? Do you have a family that depends on you? Do you have any child? Do you have a mortgage? |
|
(A.a.K)
 |
www.bestdealinsurance.co.uk
www.directline.com/life/welcome.htm
www.moneysupermarket.com/termassurance
www.endsleigh.co.uk
www.legalandgeneral.com
www.norwichunion.com
www.moneynet.co.uk/insurance/life-assu...
www.housemouseuk.com/lifeinsurance.htm...
www.lifebrokers.co.uk |
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View from a horse
|
"Ups!" to Rich and Rob for their answers. A responsible physician would not attempt to diagnose you over the internet; and a professional insurance or financial advisor would not make a detailed diagnosis on the internet.
Like both Rob and Rich indicated, you need to sit with a professional advisor to determine the best course for you.
BTW, Rich ... kewl website! |
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heydiddlefiddle
|
True, you can't be advised without a professional, but if you are single with no dependents or debts, why bother. Think carefully about critical illness cover instead.
If you have dependents and or debts, speak to a financial adviser (most banks will offer the service of a tied adviser free of charge). They will assess your situation after completing a factfind and will make a recommendation. If you disagree with the recommendation, you are able to vary it. Make sure whatever policy you go with is affordable to you. If you have to cancel it at any stage, you can't resume the same policy and it gets more expensive to start a new policy the older you get. |
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viveLAvie
 |
I like there |
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Alex K
|
Just like most of the people on here, I can only offer you general advice. You'll get a couple good guidelines at the website below |
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Dum
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Unless you plan to go soon you are probably just as well saving up in a building society |
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Financial JUSTICE
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Life insurance with cash value don't pay out cash value when you die! Sure you get the face amount which gets lowered if you missed your premiums or took any loans out of the cash value. They say its a good way to build savings! How is that so if you lose it all and it doesn't go to anyone when you die? People say you can borrow it. Why do I want to borrow my own money that I paid for? Cash value = scams! |
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