Any one know of any health insurance of low payments?

My payments are $700 a month for one person under 60 years old

Health insurance premiums are depended upon whether the coverage is employer-sponsored (group health insurance) or individual insurance.

Group insurance is less expensive than individual coverage and a health questionnaire is not required to enroll in the plan (provided you compile with the employer's enrollment procedures).

Some factors that effect the health insurance premium is the level of coverage such as the amount of the annual deductible (i.e. $250 per year or $1000 per year) and the co-insurance percentage (i.e. 80/20 - after the deductible has been paid by the plan member, the plan pays 80% and the plan member pays 20%).

Another factor that affects the cost of the plan is the type of plan such as a preferred provider organization (PPO) or HMO. Does the plan coverage maternity expenses, mental health expenses? Does the plan pay for prescription drugs?

If you have an individual health insurance policy, you can reduce your month payments if you increase your deductible and eliminate coverage you might not need such as maternity and/or mental health. It isn't wise for anyone to eliminate prescription drug coverage. You will need to complete a health questionnaire and based on your application your request for coverage can be denied. If you have serious health problems, you may need to stay with your current carrier. However, if you are accepted although you have some health conditions, your pre-existing conditions will be covered without limitations because you have existing coverage.

Obtain individual health insurance quotes from reliable health insurance carriers who have an A+ rating such as Blue Cross Blue Shield (Anthem), Aetna or Humana. (Stay away from companies who have just recently started selling health insurance such as Mega Insurance - even if the premium is the lowest - their list of non-covered services is longer than their list of covered services.) To obtain quotes, go to the companies' websites.

Here's a video presentation http://www.forumiab.com/presentations/associatepresentation/player.html

Check out these benefits they are under $250 a month and you get over 35 benefits. Sign up here http://freedombenefits.info

Assuming that under 60 means closer to 60 than 20, that's a pretty good rate, and you don't have anything seriously wrong with you.

If you want to cut that price, you can take on a $5,000 deductible to save a few hundred. But if you have any real health problems, or are seriously overweight, no one is going to want to give you a private policy at any price.

yes i think i can help you i offer a plan that is much lower than that
if interested heres my email conantully@gmail.com

Why not let an insurance broker find the best rate for you? A broker works with several companies and can find the best rates and coverage. To find a qualified health insurance broker in your area, log on to a website like http://www.healthinsurancewiz.com and fill out a form requesting a free quote. Your information will be sent to a broker in your area who will contact you. Good luck!

Enter Your Message or Comment

User Name:
User Email:
Post a comment:

Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.014
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy