 Affordable health insurance in NC? |
| Hello everyone. I have been a few months without health insurance and I know I need it. I am looking for some affordable insurance, health, dental, and possibly maternity? I am not pregnant but I ... |
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 Life Insurance Policy? |
Which life Insurance Company is it that has the picture of the baby on it and is mailed and given out as soon as you have a baby (Mothers you know about all of these types of mailings)
Its ... |
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 Surprise doctor's bill? |
| So far, my OB-GYN has been covered by my insurance deductible. I just got a bill in the mail for some routine labs that were drawn. We've been paying monthly payments to the doctor every month (... |
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 Insurance help? |
| I have been with my insurance company for along time now. my bill was due a few days ago but my bank screwed up with my direct deposit and the moneys not in my account to pay my bill yet, how long do ... |
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 Totalled truck? |
| My bankrupcy was recently finalized, I kept the truck and made timely payments on it. I totalled the truck yesterday, and called the finance co. to report it. hey told me that the truck was included ... |
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 Would making all health insurance ILLEGAL for everyone fix our current healthcare crisis? |
| I believe the answer is yes. I also believe that perhaps people could only be allowed to purchase plans that have a 10k deductable per person per year. This would cause the free market to work ... |
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 Life insurance policies- need a contingent beneficiary? |
My husband and I were just approved for life insurance policies. We need to designate a contingent beneficiary for both polices.
Obviously, we will choose each other as the primary.
... |
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| Independent insurance broker or work for a company? |
| I just got licensed in Florida. I am going to be working for a company that focuses on Life insurance products, particularly Mortgage credit insurance, but the mortgage company need not be the ... |
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 How do health insurance companies decide when to apply costs to one's annual deductible? |
| It seems they randomly choose when they will pay in full & when you will pay in full because they decided to "add it to your deductible". For example, they'll pay for one x-ray in ... |
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 Life insurance policy was purchased 24 yrs ago and the company is now closed. What are my options? |
| I found out thru the BBB that the business has closed and there was no forwarding address or phone numbers left for the company. The policy is paid up till age 25, however now that I am trying to ... |
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 Gap insurance?!? |
| my sister bough a new kia. ows 15,000 left and after 9 months was totalled. the insurance co. is paying 10. shouldn't gap cover the other 5? they say they will only cover 2000. and she would be ... |
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 Walmart return policy??? |
ok my mom bought me an xbox for my bday and i love it i do but
my heart aws set on a wii. and i know it makes me sound spoiled but my mom wants to return it.
But my question is will ... |
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 Is it common to have insurance co. not cover previously existing conditions folowing a lapse in coverage? |
| I went off my parent's health insurance and have yet to obtain coverage from my employer. I have been uninsured for almost three months. I am generally healthy but have a few health concerns ... |
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 Why medical and health insurance in malaysia doesn't cover cosmetic surgery? |
| the factors of insurance company excluded cover cosmetic surgery under medical and health ... |
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| Where are my answers??? |
| I asked a question,How and why did you choose your agent and Company, when you bought your car insurance?(still open) All I got is from people who are somehow connected to insurance business,... |
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 Insurance fraud? |
| Is it insurance fraud to list someone as your husband on your health insurance when you have been together for 9 yrs and have 3 children together? we just never got married and i do pay for it out ... |
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tak3032 | Anyone know a good "Renters Insurance Company"? |
Live in an Apartment and I would like to purchase some Renters insurance to cover any damages that may happen. I want to make sure it's a good legit company and not some rinky dinky place. Thanks ahead of time for all your answers. |
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shopgirlz2
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MetLife is a good company and probably has one of the best renters insurance policies out there, at a competitive price.... as long as you have a decent credit score. Insurance companies base their premiums on claims and insurance credit score, so if you pay your bills on time and have good credit, then you will get a better premium. MetLife also provides a small amount of coverage for the actual apartment (dwelling coverage) in case you make improvements such as carpeting, new windows, etc. that your landlord won't pay for, but approves you to do. Just make sure to keep your receipts for proof. If you haven't had renters coverage before, I recommend a minimum of $300,000 of personal liability coverage in case someone would get hurt and you would be liable. As far as personal property coverage, make sure you think hard about the amount of coverage you want. If a tornado came thru and destroyed EVERYTHING, from your clothes, television(s), furniture, etc. how much would it cost to replace?? Make sure you get an adequate amount of personal property coverage. It takes a lot of $$ to replace everything you had. You can go to www.metlife.com or talk to a local agent who sells it. Good luck! |
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Ed L
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renter policies cover for personal property damage, theft and also for liability, if someone is injured and your negligient. No coverage for property damage to actual apartment. |
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perfectvelvet
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My auto insurance is State Farm, and I get my renters insurance from them as well. It's a pretty negligible annual fee, and they always provide top service for me.
And I concur with the other answerer, renters insurance covers theft or damage to your property, not to the actual apartment (like flooding in the kitchen that damages your floor tiles, or the ceiling caves in). |
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fth106
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As with any insurance company, check their AMBest rating and it will tell you if the company is a strong one or not. Stay with companies rated in the A range and you will be ok. Check with your auto agent to see if you can get a multiple policy discount if you place your renters with the same company. If not, your agent might have a company that you can move to that does offer that discount. |
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Queen B
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depends on where you live and what companies are available to you. I have my auto and renters with Erie. they are a GREAT company. try your company you have your auto with as most will give a discount on putting both lines of business with them. this can help lower your auto also. make sure the company has an "A" rating! |
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Anne R
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State Farm has a good renter's insurance policy. It will cover the loss your personal property in the event of theft or damage such fire etc. You don't need to work about damage to the apartment itself as the property owner's insurance covers the apartment and the building.
Whenever you get a quote get the Best Rating and don't select a company with a rating below an A.
It is really smart of you to be thinking about renters insurance. So many people rent, then a person in another apartment starts a fire that spreads throughout the building. The other tenants lose all their clothes and furniture and don't have any insurance to replace their personal belongings. |
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