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woohoo
Anyone know insurance companies that will sell life insurance to severely obese people?
Try http://www.lifeinsurancecc.com/. They were able to get my mom a good policy at a very affordable price and she is very overweight.
Take care,
Casey
Suzanne: YPA
Typically, severely obese applicants are declined, if they apply for medically underwritten coverage. This is because their mortality rate is so very high. Because of this, it's best for a severely obese person to apply for coverage that's not underwritten. Such policies are sometimes called "modified benefit life" policies. If death occurs during the first two years, the benefit paid is equal to the premium, unless the person dies of an accidental injury. After two years, the full face amount is paid.
If a severely obese person loses a substantial amount of weight and keeps it off for about a year, he or she should apply for a medically underwritten policy to replace the former coverage. This is because the cost of modified benefit policies is so high.
emaaaazing!
Good luck...
West Coast Life, Prudential, AXA, First Colony or AIG would be good companies to start with.
However, they will be paying a lot for the coverage or may not even be approved.
If all else fails, there is always Fidelity..they have a great graded death benefit plan that just might work.
http://www.cbiz.com/specialrisk/
http://www.fidelitylifeassociation.com/products/gradedDBT.asp
529s.com
Give us a height and weight and I'll take a look at some build charts for you.
Shelly
mam... dey cannot go for life insurance but can have medical discount cards.... as dats d only option for them
try checking
http://www.themedigap.com
mail me at
ag.sneha@gmail.com for any furthur queries
tttt
I have found the source box to be a good resource for this type of insurance. There are a variety of ways to go about this so I suggest you research some of the companies for their offers.
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