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 Where can I get health insurance ?
I have a disability (hearing loss), and I don't have a job, so I am not working. I want to get a hearing evaluation at University of Washington (where I live) but I need health insurance. O...


 Disability question?
suffer from depression and anxiety and panic disorder. I take meds and I have been going to my doctor for 2 years for this. We have switched my meds and doses a few times. I still suffer from these ...


 What does each question on a car insurance mean and how does it increase your rate?
I am 20 and have had insurance my prior rate was 700 for 6 months. I had two at fault accident before that insurance at 18. But only one was really at fault and I have to get proof and the other ...


 Health insurance?
I am 19 years old and I currently have medical insurance through my parents. After this semester in college I will have to get my own coverage since I will no longer be a full time student. About how ...


 Insurance Settlement Claim from Car Accident?
Hey Guys,

I was in a car accident November 18th of last year. I hired an attorney in January and I have a good case. It seems like it's taking forever for me to get the money that ...


 Can you get Wal-Marts $4 meds. without insurance?
I don't have any insurance and I need to get a prescription.Does anyone know if the $4 prescription plan applies to people without insurance?...


 What can a person do for health insurance if his employer closes down?
My brother-in-law is truck driver and just found out today the company he has worked for over 10 years is filing for bankruptcy and all benefits ceased as of today. Here is his major problem...he ...


 I have a disability insurance policy that I pay through payroll deductions. Can they legally deny a claim?
I have been off of work ill since 11/1/2007. I have post herpetic neuralgia (nerve damage in my forehead from a shingles outbreak in 1999). I have filed a claim on this before and it was honored; ...


 Insurance/Beneficiary????...
I am named as beneficiary on several of mothers insurance policies. When she passes will I have to claim the money from the insurance companies as income on my taxes.
I reside in the State of F...


 Will submitting a minor claim increase a home owners insurance premium?
Roughly 3 Grand in plumbing damge. Possibly neighbor's ...


 Need health insurance?
I need to get my own health insurance. Does anybody know of any insurance that just covers if stuff goes really wrong?...


 I need a legal advise. My company pay our commission every six months, but now they just announce that they ar
going out of business in 2weeks. We are going on the the 3rd month before commission..Am I entitle to collect some kind of commission for the 3mths,even though we didn't complete the 6mths ...


 Is it illegal for a UK company to trade without employers and/or public liability insurace?
...


 Im a shy person and just started a new job as an insurance agent, what is a good way to get my name out there?
...


 If you injure your hand on the job and the company you work for does not have workmans comp insurance will you
If you injure your hand on the job and the company you work for does not have workmans comp insurance will you still get paid for lost wages and if you do not regain full use of your hand what action ...


 If I at one time had life insurance policies with prior employers that I paid into, do they still exhist even?
though I'm no longer employed with that co.?...


 Can your homeowners insurance be cancelled if you are not living in your home for a year?
We are planning on returning in a year & have left everything in the home....


 I'm 16 years old and drive a 1995 Toyota Corolla, what would be the cheapest insurance?
I live in Arlington Texas
Additional Details
parents are making me pay for it....


 Will recession affect Blue Cross Blue Shield or any other insurance company?
I have a job offer at Blue Cross Blue Shield, I am currently working for some other company, I was looking for another job coz I think my current job is a dead end type. But since it's recession,...


 Insurance question please answer if you know?
my friends husband has colon cancer the health insurance is about to run out she is looking for morer health insurance does anyone know any health insurance that will insure him?...



cuddleupwme
Anyone work for Blue Cross & Blue Shield? Question about coverage!!!!?
I need to know if pregnancy is considered pre-existing. My fiance and I are getting married this month (November) and his job's insurance should be kicking in Dec 1st. I am about 14 weeks pregnant and would like to know if Blue Cross & Blue Shied will cover my medical costs once the insurance kicks in or will they consider this pre-existing and not give any coverage. Please if anyone works for this health provider and can provide any informantion on what can be done for coverage, your help will be greatly appreciated!!! Thank you ever so much in advance!!!
                     
 




☆BTriX☆
Rating
If you got pregnant before you were covered under the policy then it is considered pre-existing. But if you are on a large group policy they will cover it anyway.

If you got pregnant after the policy started then you are in the clear. Good luck!

To be totally sure call up the number for BCBS customer service and they can tell you for sure. I just know because I work in the insurance industry.


Munya Says: GFOD
Rating
To answer your question: You really need to call the telephone number for your BCBS plan. They can answer whether it is pre-ex or not---again, it depends on the plan that was selected by your fiance's employer.

Good luck!


nurse ratchet
If the group your fiance works for has less than 50 employees, it is governed by HIPAA federal law regarding maternity and pre-existing conditions. Per HIPAA, pregnancy cannot be considered a pre-existing condition if the group is defined as a small group. Be sure and enroll within 30 days of getting married or you can be denied coverage as a late enrollee, and won't be able to sign up until the renewal period.


mbrcatz
Rating
OK, first of all, BCBS has a bunch of different plans, so it's going to depend on your plan.

Second, pregnancy doesn't start when you first get pregnant (surprise!) but when it's first diagnosed by a medical professional. So, if you haven't gone to the doctor yet, then it's not pre-existing.

Thirdly, depending on how his insurance through his employer works, even if it IS pre-existing, it might cover the pregnancy. Also, if you currently have insurance in place for you, they will cover it, as you didn't have a lapse in coverage when you switched over.


always_cookin
Rating
I don't work for them, but I think that in some cases pregnancy is a pre-existing condition.

If you haven't been to the doc yet, you might be in the clear.

If you already have seen a doc, try anyway. Depending on the plan they may want to pick up the coverage to ensure that you get adequate prenatal care because it can reduce future costs later when your hubby puts the baby on his insurance.

If that doesn't work, there are planned parenthood type places where prenatal care is on a sliding scale for those who don't have insurance, they will work with you to make sure you get the care that you and your baby need at a price that won't break your bank.

Congratulations on the wedding and the baby and good luck :-)


I'm Gonna Tell You
It depends on if his policy has a pre-exsisting clause. If so, then apply for medicaid, you can't be turned down.


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