I came down ill with pnemounia and I've been unable to work for over 2 weeks or more. I was told that I have pnemounia in both lungs, from my doctor, plus I already have ashtma and a disease called polymytosis that I was diagnosis with back in 2001 (a muslce disease that attacks my lungs). I was told by my doctor to take shortterm disability on my job for awhile, due to me being so ill and that I needed to rest without stress. I called my employer, they informed me that we don't have short term disability, we just have long term, which means I would have to be out at least 5 months, before I could at least fill out the paper work for long term disability and then there would be another waiting period of several more months to get paper work approved. We all know that is impossible these days with the economy situation. Well I sit down and thought about it for a while and I was told that I should look into some disability Insurance, so I did that and a representative was nice and came out and we went through this long list of medical questions, plus its a 30 day waiting period, to verify my medical chart I'm assuming. Do I have to state my medical problems and if I don't will they find out? Could you guys please help me with some kind of advice on what I can do about my situation, due to my health and unable to work. I applied for Social Security Disability, but it impossible when you are very ill and need it to get assistance and people that don't need it can get it so easy.