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 Is my room covered by home and contents insurance?
I rent a room in an apartment from the owner and the owner's brother rents the other room. There was a burglary and mostly my stuff was stolen. The owner made a claim on the home and contents ...


 Why was I denied for health insurance...I'm never sick?
I've always been under my parents, but now I need to get my own because I turned 25. I have no health conditions at all. The only thing I've been to the doctor for recently was a Urinary ...


 Who does the cheapest car insurance at the moment? Know of any offers?
...


 My tools were stolen from the car dealership i work for they said their insurance wont reimburse me?
I dont think this is correct, some one broke into the dealership overnight and took the dealers things and the other mechanics as well they told me that my home owners insurance will cover this, but ...


 What suould i ask from ins. co for pain and sufering from car accid?
...


 What should i do when my insurance refuse to renew my home policy fir reasons beyond my control?
...


 My travel insurance co refused to pay my claim, because they said they did not believe the amount I claimed ?
had been stolen. They accused me of fraud, by saing the amount was higher than it really was, and refused my claim. I had a police report. Is this common for them to do this and is it worth telling W...


 Can a person be denied for a life insurance just because a of past drug addiction?
2 years ago i was arrested for possesion and use of illegal drugs i did 3 months and jail went into rehab for a year, I have been clean and sober for 2 years and few months, I recently try to get a L...


 Is the landlord responsible if you have a electrical fire and you have no rental insurance in New Jersey?
The smoke detector's wiring caught fire. The firefighters said the whole electrical needs to be done.
Additional Details
In this sense I'm wondering if the landlord's ...


 Is it cheaper to have my car and home insured by the same company or not?
...


 Does homeowners insurance cover renters property if property is damaged by the house?
storm caused power surge and because house is not grounded surge destroyed renters property
Additional Details
we just learned that the house was not grounded, electricians say its the ...


 Who likes to work?
...


 When i apply for a Identification card, will DMV take a copy of my birth certificate? or do they need original
because i do not have my original all i have is a copy of it, but i know my ss number, and i also do not have the original of that either just a copy....


 Has anyone here taken the insurance license exam?
Is it hard? I'm studying right now, but I'm nervous if it's a hard test?!...


 5 yrs ago my mom lied and said she had insurance, I had an accident now I'm being sued. Who pays?
I turned 18 5 yrs ago, my mom bought an old taurus and said I couldn't drive it until she had insurance. She started letting me drive it to work about a month after I turned 18. While picking my ...


 Does my insurance cover this crazy incident with Oprah?
so... i accidentally spilled some mayonnaise on oprah's silk shirt, but she doesn't know yet since i took her glasses. where can i get insurance to cover this problem?

question ...


 Can anybody recommend a good HEALTH insurance company? We can't afford our employer's plans...?
We just got out of the military and no longer have tri-care benefits. Our employers charge well over $500 per month for a healthy family of 3 (2 20 somethings and a 1 year old). Unfortunately, we ...


 What is the best type of health insurance for my wife and I during her pregnancy?
My wife is pregnant and we are looking for coverage while I am in-between jobs. We don’t qualify for access because my wife will make too much and COBRA is expensive but it is the only option that ...


 Is it hard to get to get good car insurance with bad credit even though I have a good driving record?
...


 Does anyone have a good homeowners Insurance agent I need one,?
I need some homeowners insurance anyone have a good agent .....



Rhonda C
Are beneficiarys of a life insurance policy responsible for the dead persons debt?
                     
 




jdmaher@sbcglobal.net
It all depends on the relationship of the beneficiary to the deceased.


Hadley
No.

Life insurance benefits usually go to the beneficiary tax-free.

The beneficiary is not responsible for another person's debt.

You are responsible for your own debt.


mbrcatz
Rating
No. Debt is not inheritable.

Although slimey bill collectors will try to convince you otherwise.


Maricela
Rating
No. People will try collect on a debt no matter what...but the life insurance company pays the beneficiary in accordance with the policy contract.


mike m
Rating
no the only thing you able receive is the amount on the policy there is no responsibility on your part for any bills the great thing it is tax free. mike ins. agent for 25 yrs


ronald m
Rating
Yes


str8talker
Rating
no they aren't. The estate is responsible for the deceased person debt.


Sydmom
not unless they have a living will or otherwise that says so. Mostly, costs are taken out before the beneficiary gets anything.


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