 What can I do if my employer does not provide health insurance? |
| I work at a local family owned real estate office. I've been needing to get health insurance and my employer does not provide it. Someone mentioned to me to apply for ACCESS but I dont know what ... |
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 I HAVE HAD A CAR ACCIDENT IN CYPRUS AND I WAS PASSANGER,SHOULD THE INSURANCE PAY ME NOW BECAUSE I CANT WORK? |
| I CANT FLY HOME BECAUSE OF INJURIES AND THE INSURANCE WILL PAY FOR ALL DAMAGES AFTER IT IS SETTLED BUT ARE THEY OBLIGED TO PAY ME SOME MONEY NOW BECAUSE I CANT WORK AND I AM STUCK IN A COUNTRY WITH NO... |
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 I am a high risk driver and need sr22 form. Does anyone know who would insure me.? |
Additional Details
It's actually for my 18 year daughter who had license suspended for 3 months for 18 points in 18 months. Needs insurance badly.... |
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 Health insurance. Help so confused!!? |
| I don't know how the whole thing works. What is coin insurance? It will be My husband, my daughter, and myself on a plan. When i type all that in and then it gives me the decuctable. Is that per ... |
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 Is it okay to call at-fault driver to see if he has insurance? |
| I have Geico and a $500.00 deductible. They say if I file with the at-fault driver's insurance, it will save me the deductible. They only go after the other person's insurance if I file ... |
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 I am pretty much homeless, I have an annuity, can i take that out for emergencies? |
Additional Details
Um yea, thanks for your answer Erica. I am on my uncles pc just so you know. And I said pretty much. If you didnt know, there was no reason for you to answer. Thank ... |
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 Which home insurance company should I choose? |
| I'm currently shopping for home insurance and I need some answers quickly. I currently have Allied Insurance and am thinking switching over to Western Mutual because of the cost for the policy. A... |
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 Can I purchase Zyban under my insurance? |
I am going to try Zyban or Chantix, but are they covered by my company health insurance?
Some of my friends say Yes, some say No.
T... |
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 Seriously...How do you really understand your car insurance coverage? |
| It's certain things that the company doesn't make very known about how much is paid if an accident occurs. Can someone help me? I recently purchased a policy with Geico. 500 deductible on ... |
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 I need 2 insure my car? |
| can u recamend a cheap incurance company?... |
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 In what way is this covered? |
| My car was broken into at my parents house. The stereo was stolen out of the car along with personal items (Clothes & such). I filed a claim with my car insurance and they are paying for the ... |
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 Hazard insurance??? |
Im buying my first home and i need some help finding out what i have to pay other than my basic mortgage.....
so.. what is hazard insurance estimated at 150/mo
what is real estate taxes..... |
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 Do you have a suggestion for a health insurance company? |
| I am looking for one that does not have a waiting period for current medical conditions or persciption coverage. Also one that is accepted widely. I do not want Blue cross and shield.... |
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 Car damage? |
I work for a bread factory. I parked my car parked in the staff car park. There was a flour accident and it went all over my car.
I got my car washed, however it has stained my bodywork. H... |
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 HeLP!! Dental insurance question??? |
| I was told in the consultation that my insurance can only cover 80% of my removal of my 4 wisdoms teeth. It will be $1,500 to remove my wisdoms and the insurance can only cover $1,200 according to ... |
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ivanjennings2002 | Are employers responsible for offering health insurance to employees through companys of the employees choice? |
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 |
 
Penfold
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Employers are not responsible for offering or providing health insurance. If they offer and provide health insurance, it is simply a perk (which is taxable in the UK). You are limited to whatever the policy and company they provide and is usually only provided to the employee. If you wish to hold a different policy with the same health insurance provider, you are typically expected to pay the difference. Adding members of your family to the policy will also typically not be covered by your employer so you will have to pay for them. |
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mbrcatz
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No. They aren't required to offer ANY health insurance at all. It's strictly voluntary. When they DO offer health insurance, what they can offer is highly dependent on how many employees they have. If you have 500 employees, you can offer 3-5 different plans to chose from. If you have 10 employees, you're only going to get one plan, take it or leave it. The employer picks the plan(s), then the employee has two choices - take it, or leave it. |
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stever002
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No they are not. Employers are not required to offer health insurance at all. A job with health benefits usually means you are offered a defined health package. It may include your choice of more than one medical provider, but this is strictly up to the employer. |
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aaron p
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No. You're lucky if they offer you anything at all because that isn't even required. |
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Goyo
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Most employers are not responsible for offering insurance period, much less at the choice of the employees.
If they offer insurance at all, it is one that will take them as a group and then they decide how much of the premium they will pay and how much the employee will pay. |
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sarah314
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Nope. You don't get a say in what insurance company your employer chooses to provide benefits through.
(This is assuming, of course, that your employer chooses to offer health insurance benefits at all...which they are not required to do.)
The employer (or a broker/agent acting on the employer's behalf) generally looks around for the best deal that they can get and negotiates a contract with the company. ("Best deal" doesn't necessarily just mean lowest price - the company or agent will also look at the financial stability of the insurance company, track record, etc. But price certainly is a huge factor, of course.) |
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tranprez
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Compare health insurance, 2insure4less:
http://compactsource.info/rdnet/2insure4less/1 |
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alatoruk
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no |
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ASH
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no, if you are lucky they offer a group plan that you can join, but they are not required to even do that. You will not have any options as to deductables or even the provider, thats all set by them, and not negotiable, pretty much take it or leave it. I'm lucky enough to have my comapany pay for my health insurance, and so far its been great, I would tweak a few things if possible, but its not an option, so I live with it and be glad its free for me! |
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Jim
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if you are offered H insurance [good] don't think you will get a choice though |
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zippythejessi
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Nope.
Employers are not required to offer health insurance at all. If they do, they offer it thru their preferred company - which is usually the one who gives them the best deal, price-wise. |
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