 How can I insure a bright future for myself when i am only a kid? |
| I'm in middle school and wondering how can i get that dream job that pays a lot or that big scholarship. Want to know whats really out there in the world when i leave the providing guardians and ... |
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 Can an apartment complex require you to have renters insurance before renewing your lease? |
| My apartment complex is requiring us to have renters insurance before we can renew our leases. Is this legal?... |
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 Need advice on Whole Life Insurance Policy!? |
| Just to make a long story short: I have had a life insurance policy since I was 22. I put in $1200/year. I am now 26. I was talked into getting this policy from someone who I respected but does not ... |
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 House fire, should we get a lawyer? |
| we had a house fire two days after chrismas and pretty much lost everything now im having to deal with filing claims and talking to the insurance people and i have no clue about any of that legal ... |
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 Denied home insurannce? |
| i've been denied home home insurance due to number of claims and non-dosclosure of details, what can i do.... |
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 Paying out of pocket. My fault or the dentists? |
| My dental office assured me my insurance would take care of most of the cost for a tooth removal procedure. I payed the premium and went on my way but a month later the dental office called me saying ... |
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 I have 4 cars and i wondered if there was a car insurance which would cover all 4 cars? |
| is there anything out there like a fleet insurance or something? Can you give me the companies names? i am in the ... |
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 What comes to your mind when you hear the word "insurance"? |
Without thinking about it. What was the first response that pops into your head? If it is more than one thought please list them all. Not any particular type, just the word itself.
INSUR... |
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 Is there such a thing as joint life insurance? |
I'm looking for a life insurance policy that insures 2 people with just 1 policy (like a husband-wife policy). So that if 1 dies, the survivor becomes the beneficiary.
I was thinking if ... |
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 How much does health insurance cost? |
| 18 year old, no dependents, on my own, no parental support. Tell me the cost of buying it myself.... |
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 How much life insurance is really necessary? |
| I am a 26 year old married mother of 3, and the sole income of the household. We have no assests, and do not own a house.... |
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 Just broke new phone. Insurance? |
I broke my phone the day after I got it and didn't get insurance.
The phone was dropped and was ran over by a car. My friend gave me the idea to get insurance (since the 14 days isn�... |
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 What do you think the average 20 something should be making as a yearly salary? |
| Im asking b/c im in my mid 20's and feel as if i should r could be making more.....I can work in pretty much any field based on what i went to school for other than medical. I live in nyc.... |
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 Can a private landord ask you to leave premises because they want to renovate and still charge rent? |
| I live in a privately owned building and the landlord has given me 3 months to leave becase she wants to renovate the apt., but she still wants me to pay rent. is this legal. do I have to still pay ... |
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| Life insurance, is it worth getting? |
| i was thinking about getting life insurance but was advised that it was not worth it . opinions please.... |
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Bapboy | Are insurance policies on loans and credit cards todays biggest financial scam? |
I just realised the insurance I pay on one of my credit cards actually covers them all, that the loan protection is a ridiculously over-inflated one, lumped onto my loan so that I pay more interest, and that if I cancelled all my policies and found one independent one to cover all my repayments I would be saving thousands.
Just wanted to give you guys a heads up. I have been a complete fool. |
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yeeooow
 |
Insurance should only be bought on things where the loss would be catastrophic.
For most people that would be home, auto liability(collision maybe if it’s new) and life. |
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comptermind
 |
If you do not check a company before entering into a transaction, you could lose your money, time and credibility. Some widely used resources are the Better Business Bureau (www.bbb.org) and the national fraud center ( www.fraud.org) These days, you can easily find out more about a company using the internet in a few minutes. From a company's website, you can details about its ownership, how old the company really is and feedback from the company's customers.
You can find more detailed information about a company at http://tinyurl.com/gtb89 |
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drew2376
|
All credit cards do the same thing. It's funny how it pretty much goes to the same third party insurer. You just have to find the best one and pay the annual membership fee with the monthly coverage for one.. |
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Chris G
|
The insurance you refer to is often known as 'payment protection' and is currently under investigation by the Office of Fair trading.
It has for years been common place for loan companies and banks to automatically add on this product to the loan, credit card, mortgage etc, or at least not provide sufficient clarity within applications (e.g. uncheck a box if you do not want this product).
This has led to many consumers (myself included) paying for a product they either didn'trealise they had or simply did not want.
Expect to see further press on this issue as the OFT investigation progresses. |
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Allen
 |
Yes they are, they are a way to get more money out of you.
Unless you have a history of sickness, dont take one.
They make enough money out of people. |
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insuranceguytx
|
Insurance is very complicated but you are correct. It is expensive AND it covers (protects) the credit card company. If you die AND you have a balance, the credit card company gets their money back.
Most people would rather have their heirs get the money first, then pay off debts.
Small term policies are a lot less expensive and do more of what consumer want.
Talk with a licensed insurance professional. |
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JULIE
 |
YES THEY ARE |
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progfest01
|
Loan protection is the biggest rip off going.I had cover on both my credit card and loan and it was costing me a small fortune,approx £400per year.I cancelled both and took out a wages guarantee policy which costs me about £100 per year and guarantees me £250 per month sickness payment which is well adequate to cover my repayments on credit card /loan.Also this policy kicks in 31st day,not 61st day like some loan protection insurance.Also sickness policy is paid on daily basis,not monthly like some loan protection policy's,so you will still get paid for parts of a month. |
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bingham sparks
|
No
car insurance is even bigger . if you want to know why don,t waste your time asking anyone else just e mail me ! |
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Badkitty
 |
That is what term life insurance is for, and yes you can save thousands by buying one policy to cover all of your debt. |
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Sparky
|
Yes and No.
Yes because the premiums are too high.
No because the cover is very comprehensive.
I followed a link provided by a National newspaper campaign for freestanding cover, it was very cheap, but the cover was rubbish and the exclusions were extreme! |
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mbrcatz
|
Hmm . . . while they are a major scam, I can think of bigger ones - like whole life insurance policies on children, the entire social security system, and that waiver of collision deductible on rental cars . . . |
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