Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Insurance
Finance Discussion Forum

 Looking for good disability provider in terms of not having to sue them to get a claim.?
Okay, I want disability insurance. I realize the value.

However, I know that most DI providers will use underhanded tactics not to pay claims - losing paperwork, stating no longer ...


 What would be the best deductible for me?
I'm shopping for individual health care. I don't go to the doctor a lot max. 3-4 times a year.
I was thinking $1500 or $2500. But the thing is I don't even know what really the ...


 Insurance Question?
I'm filling out this application and bank is asking me "Give face amount and cash surrender value of insurance policy" What is the difference between "face amount" and "...


 If my insurance is being sued by the person i hit,will i have to pay any money outta my pocket?
Or will the insurance cover the lawsuit?...


 If you are taken to a hospital against your wishes, should you be forced to pay the bills?
While at a medical facility awaiting a pre-job physical, I experienced some extreme anxiety and nervousness. The nurse/attendant taking my blood pressure asked me if I wanted her to call an ...


 Average Cost of Homeowner's Insurance for a home..?
that is appraised at 169,000 and bought for 166,000?...


 My partner is going away on a stag weekend any ideas for insurance that covers this?
...


 Declined health insurance offered by HR,premiums still deducted from paystub?
I started work with a firm 2 years back. At that time they offered health insurance which I declined. ( I still have that email). Inspite of that they kept deducting the premium from my paystub. U...


 Am i still eligible for unemployment?
about month ago my job went out of business. so i go a new job but i was fired about 3 week into it. is it still possible for me to get unemployment benefits....


 I need help deciding on Supplement Insurance for medicare looking at Humana?
...


 Is a health insurance salesman a good paying job?
If so, what market and what company. Is united american a reputable company?...


 Insurance payment problems?
I keep having problems with payments supposedly not showing up at my insurance company. This only happens when I don't send it certified mail, but sending it certified mail can be costly and ...


 Can someone recommend a good renter's insurance provider?
Need to get some renter's insurance on a house in the peninsula (CA). Looking for a reputable and cost effective online or offline provider....


 How can i get car insurance after non pay ?
...


 Insurance for Independent Contractors?
If I hire on Independent Contractors for a housekeeping business do they legally HAVE to have their own liablilty insurance? If they sign a contract stating they are responisble for this does this ...


 So i work at a hospital now im 17 and i got insurance there if i get invisilign wil it cover?
...


 Where can I get information about workmans' compensation for job related injuries?
I was injured on my last job, and I would like to know if I qualify for workmans comp. insurance payments while I am out of work. I feel that my injury was incurred on the job, and I feel that I ...


 What does it mean to be bonded?
...


 Blue Cross Blue Shield? What are your experiences with them?
I'm trying to decide on a health insurance company. What are your experiences with Blue Cross Blue Shield positive or negative? Thanks....


 How can I look up insurance policies?
My Mother has pased on and we know there were several whole life policies.
The max premium was paid up over fifteen years ago and the actual policy and numbers could not be found....



motherofgradn04
Are there any companies that will give you a home owner's insurance if you have any medical problems?
My sister and her husband have tried to get home owner's insurance but were turned down. She said they were denied because her husband is a diabetic and she is considered obese because of her weight She may be overweight BUT not obese. They need the insurance in case of one of the other's demise in the future that the home will be paid for. They are purchasing a triple-wide mobile home in North Carolina. Can you please give me the name(s) of insurance companies that will be able to give them home owner insurance in North Carolina.

Thank you all for your assistance in the aforementioned matter.

Ro (Henderson, NC)
                     
 




deep5223
Rating
First of all, they are not looking for Homeowners Insurance. That is insurance on the house to protect them against fire or other damage to the house. What they are looking for is mortgage life insurance which will pay off if one of them dies. Since they have health problems, the best bet would be to go through the company where they have the mortgage. It will probably be impossible to find a company that will insure them outside of the mortgage company itself. Try that and good luck.


ebuythismobile1
Rating
yes but more expensive


Reenie
Rating
You could also try this site for help. There is a lot of good insurance information here. http://insurance.divinfo.com/
Good luck to you!


pokerplayer528
The following site has a great free insurance quote feature. You can see side by side comparisons from the best insurance companies.


Rooster 1972
Rating
Look by law these insurance companies can turn an applicant down because of medical problems. I know that sounds cold, but really if you think about it they do not want to take a big chance at paying out an amount of money they could have avoided. Look what needs to be done here is the husband really needs to get his diabetes under control and the wife needs to lose a lot of weight that will get her down to being acceptable under insurance standards. Insurance in this case is going to be extremely hard, if they do find one the premiums are going to be really high. Insurance companies are extremely smart, they are not going to issue insurance to a high risk individual because of exisiting health conditions. Both of these individuals need to get the exisiting medical conditions under control, then go to a licensed family doctor and have them to verify the diabetes is under control and the overweight problem is no longer an issue. I know this sounds cold, but this is how it works. Think about this, if you were an insurance company and you had an applicant that had aids, would you issue a policy? I think you know the answer, and it is no. The same is here, it looks like if these two people do not get their health under control then one of them likely will pass. The insurance company knows this, and they are not going to issue a policy when they knew these conditions existed. Bad business practice.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.054
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy