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 How or to whom would I appeal a denied home owners insurance claim?
I live in Las Vegas, N...


 What kind of car insurance plans does the USAA have for military personnel?
...


 Can I be sued for injuries sustained during a car accident?
A little less than a year ago, I was in a "Minimal impact" fender bender. It went on record to be 100% my fault and my insurance paid out $1600.00 to the person I hit for damages to her car....


 If I bought an item from Argos with a insurance, if it breaks do I still need the box?
I bought a microphone from Argos a few months and go and it's now broken, I have the receipt and the money insurance receipt. Is it possible to get swap or a replacement without the box?...


 Can I go back on my parents insurance now?
I heard because of the Obama health care bill that I would be covered until the age of 26.
I'm 19 and I'm not going to school until Spring or Fall 2011.
I live with my parents and ...


 How can a person not in college get health insurance?
I am not going to be in college anytime soon but I'm not going to have any insurance for my health at all. That means I'll have to pay a lot of money for my pills, psychiatrist and ...


 How many insurance companies went bankrupt in 2009?
How many insurance companies went bankrupt in 2009? How many insurance mergers and acquisitions were there in 2009? How many insurance companies were bought and sold in 2009?

Any answers ...


 Is this Classed as Fronting?
I am the registered owner of the car and also down as the main driver in the car insurance policy. But my father in-law is the policy holder. He does drive the car but not much.

Is this ...


 I need help finding insurance for a major medical procedure. Texas, low income and don't qualify for medicaid?
I'm uninsured, and due to the psychiatric disability i need the procedure for it is difficult for me to hold onto a job. I have found one i am managing to keep but its part time, min wage with ...


 Does medicaid pay for 'sinus illness' cases?
...


 Why do so many insurance agents on Y!A answer previously answered questions when they have nothing to add?
Are they just desperate for the two points?
Additional Details
To me, it's silly to have a post saying something so identical to another that there was no added value. I get the ...


 Who Qualifies For CHIP Insurance?
how accurate does your application have to be? will they look into every detail and all your personal information etc.
Is any one way quicker at the process of applying ie: phone, online, etc....


 Unemployment going to be approved?
Husband was fired 6/6. Filed for unemployment online same day. His company states that he was stealing from them... He had a piece of wire from a dumpster and truely did not know it was wrong. He ...


 What do you think about eBays new shipping policy?
I think eBay has gotten worse. Now when you enter your item, it only allows you to charge a maximum amount. I wanted to sell a game today and only allows me to charge 4. I wanted to sell the game ...


 Can I find a good Health Insurance Agent In Texas?
...


 While working for the Census, was I working for an agency of the Federal Government?
I was working for the Census until recently. I tried to apply online for Unemployment benefits, and was asked , "Did you work for an agency of the federal government during the last 18 months&...


 What is the purpose of NCB in insurance and how does it reduce insurance cost?
...


 Do i need holiday insurance?
Yeah basically i am going abroad for a week. Do i NEED holiday insurance?!

I am 18, first holiday away without parents and am not really sure!...


 Health Insurance is Way Too Expensive?
I currently have BCBS through my job. I cannot afford to have that deducted from my check and my boss is not giving out any raises. What to do? Is it a good idea to cancel? I have done some figuring ...


 NYPD widows' pensions?
Recently, a 20-something year old off-duty NYPD police officer was killed in a car crash in my area. Toxicology reports indicate that his blood level was twice over the legal limit...therefore, he ...



Mother of 2 1/2
Are we liable? opinions please?
Right outside my house this morning there was a wreck. A guy ended up in the brushs. Well he said that our dog was in the road so he swerved to miss her and ended up in the trees. The driver got took to jail and I looked it up and he was under the influence of drugs AND alcohol. Is it possible we will have to pay for the damage to the car?
                     
 




DR + Mrs Bears face
Our opinions don't matter. You need legal advice for an accurate answer. The law may vary in different places.


mbrcatz
Rating
Nope, you are not liable. Unless he HIT the dog, and there's blood and fur, in which case you CAN be held liable for his damages.

Swerving to avoid something in the road, and having an accident because of that, is ALWAYS the swerving driver's fault. From a liability point of view, if you're the driver, you want to hit the animal in the road.

If I had a dollar for EVERYONE who said "I swerved to avoid the (insert animal here) in the road", I'd be a rich woman. In his case, it could be a pink elephant.


www.myabi.com
Rating
You are right, you might have a legal liability issue. If you have homeowners or renters coverage do not worry, you will be covered. In most jurisdictions it is actually illegal to slow or swerve for an animal, so most likely you are fine, but the first answerer is correct a judge and jury decides if you pay not us. If you are worried, inform your homeowners or renters coverage on this and the personal liability will apply for the dog.


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