 Is it o.k to purchase life insurance on your parents without them bieng offended? |
| I have been contemplating the idea of purchasing a life insurance policy on my parents, because they both are about 62 years old and I know that eventually as much I would never want it to happen ... |
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 Identity question? |
i went to the bank with my mom to deposit my check. suddenly, i couldn't find my state ID and social security card. i probably dropped it by accident. is my identity at risk?
i am 16.... |
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 What sort of damage could someone do with your name & social security #, anything? |
Additional Details
If they buy things, get loans, etc. won't the police (or whomever) nail them with the address they gave?... |
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 Health Insurance options? |
| I have just graduated college and I am about to start a job that offers health insurance. However, I am clueless about what type of coverage I need. My company has plans with United Health and Blue C... |
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 Can I buy back my vehicle fom my insurance company - after it is totaled? |
If so, how much will they sell it to me for? (assuming they paid me $2,000) What if it had a value of $6,000? Is there some kind of 'formula' they use?
Additional Details
I ... |
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 Has your Bank/Credit Card company tried to sell you the ID theft assistance insurance yet? |
| What a bleeding liberty a they are the ones who leave our statements in bin bags out the back! You couldn't make it up!... |
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 I'm making payments, am I "Required" to have Full-Coverage Insurance? |
| I live in Southern California, and am making payments on a 2000 Toyota Tacoma through HSBC Bank. My insurance payments are $344.00 a month (more than my truck payment!) since I have two speeding ... |
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 I don't have insurance and need to go to the doctor. What do I do? |
| Hey all. This is my problem. I am a full-time student living at home. I am completely dependent and have no source of income. At 22 I was kicked off my mother's insurance. So for a couple of ... |
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 Life Insurance Policies? |
My partner and I need to re-look at our life policies and have a will drawn up (we are not married).
We have a house together with a joint mortgage and we each have two children from our ... |
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 I will die. I know this. Does life insurance change that fact? |
I pay less than $100 a month for life insurance.
When I die, my beneficiary receives $100,000.
So if I live for 1000 months, its a break even deal.
And 1000 months is about 83 ... |
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burning_empire_of_il... | Are you required to pay back a debt to a company that you know already wrote it off as lose, and got the money |
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Waine
|
hi, I don't promise anything but if you are willing to read
people in debt often seem to find some help here :
http://credit-cards.ebookorama.com
and here http://finance.ebookorama.com
also plenty more to read here
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
good luck! |
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Stacy K
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no, every month, a company gets reimbursed for any debts thats they write off. Thats part of whats covered in a company's insurance. |
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Peter
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when they write off, they identify which customer the written-off account belongs to. if you don't pay back, they will forever have a record that shows that you used to default on a debt. this could affect your credit worthiness when you need to borrow again in the future...... |
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ongeemobile
 |
do the right thing |
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frugernity
 |
Of course. |
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Kimberly T
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It be a black mark against you, |
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Ms.loanofficer
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Yes, you made the debt, you should pay the debt (morally). |
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Oh Boy!
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Stacey K is wrong. Insurance doesn't cover bad debts. Bad debts are tax deductible but neither that, nor the companies internal decision to write off the debt changes your legal responsibility to pay the debt. If you do pay off the debt the company recognizes the payment as income, offsetting the tax benefit they received previously from writing it off. |
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otherworldtrader@yahoo.com
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What they do is (such as credit cards and banks, doctors too now) write it off, sell the entire debt for sometimes pennies on the dollar and the people who brought it go after you for the entire amount.
If someone contacts you and offers to settle it for a reduced rate you actually need a lawyer to be safe. most collection companies will offer an amount much less than what you owe and once they get it will instead sell the balance to another company.
The are many lawyers now in the collection business as they purchase on consignment hundreds of thousands of debts and are in the poisition to ruien lives to collect them(ruiening lives are lawyers best side). Never pay a collection agency online checks or credit cards or debit card payments. make them send you a bill guranteeing a discount which you can pay a lawyer 70/100 bucks to have his secretary verifly ,and handle the payment ending the debt.
If you owe something like a credit card whuch has written it off than you need to settle with the company who buys it by (if they offer a reduced rate) paying a lawyer to handle it to rid yuourself of the debt or you can pay it forever and still owe collections agencies. Credit companies are butchers of the soul and family |
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mbrcatz
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You mean, you filed a claim for something, got paid for it, found the something, should you pay the money back?
Yes. Otherwise it's called "stealing". |
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Marvinator
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You could contact the company and ask the status of the debt. I've actually had some companies in this way tell me that the account is closed...no payments expected. But remember, so long as you didn't pay, this debt may remain on your credit report. |
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