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 House robbed does insurence pay for it all?
okay me house was robbed and thay took 2 thousand dollars in the closet my laptop and my moms jewlery were stolen does the insurence pay for the stuff that was stolen and if they do what if we dont ...


 Car was financed sold to new company...is it legal to increase my loan for lack of insurance?
I have a loan for 12k. I have had insurance but shopped for a better rate. My intentions was to add to my homeowners policy. the company increased my rate by $2000.00. and added that i was ...


 If health insurance isn't offered through your work can you have an hsa?
I won't have hsa offered through work. But I want it, can it be done? Tell me what you know about hsa's. Thanks....


 I have a drivers liscense but no card and no SScard or Birth Cert. how do i go about getting one?
I lost my drivers liscense i have a number but no card. Also i have lost my social security card as well as my birth certificate. I am legal of the United States, but i cant get a job nor can i apply ...


 Can u receive both workers comp. and long term disability together?
...


 Are unmarried straight couples given the smae rights as gay couples for example domestic partner benefits?
Is there domestic partnership benefits at all in O...


 Hi, I would like to convert the cash value of my life insurance to an IRA without paying cap gains. How?
...


 Can I sue an Insurance Company over a person who isnt on the policy but was driving the car and drunk?
I play in a touring band and last wednesday a person side-swiped our trailer and van causing serious damage to the vehicles. Our equipment was damaged and vehicles had to be totaled out due to my ...


 Just bought new Homeowners Ins. policy & an initial discount was removed!?
I just switched both my old home & auto policies to metlife (from Amica & GEICO), due to substantial rate savings. My quote & initial paperwork for the new home owners policy provided ...


 Can it be any cheaper?
My daughter and I have insurance right now that my dad is paying $450 a month for us to have and soon I will be taking over that bill. I would get insurance through work but they require me to work 35...


 How Much interest does a life insurance policy accumulate?
My aunt died recently, and she had a life insurance policy no one knew about, and my mom is the beneficiary. She wanted me to find out how much interest can be accumulated from a general policy. It ...


 How much is my sss contribution now? and how much my credit!..my sss no. is 07-2293850-2.?
...


 Can an health insurance policy be purchased on an newborn, without insuring the parent?
Issue: An unmarried college student, living at home, and covered on her parent's health policy as a dependent is pregnant. The newborn will be her dependent, not her parent's so she will ...


 What is a good and reasonably priced health insurance?

Additional Details
Sorry! I didn't know more details were needed! We live in Bergan County in New Jersey, USA....


 How many insurance groups are there?
...


 My insurance broker gave me no temp proof of insurance. It's been a month and nothing. Any thoughts on that?
Shouldn't the broker be giving me a temp while I wait for my package in the mail?? Should it be taking this long?? I have given him my first and last payments and a void cheque...worried he...


 I have an insurance question....?
If you have a high deductible what does that mean? Does that mean you have to pay co-pays until you meet that deductible and then you don't have to pay co-pays once you've met it? T...


 Health insurance didn't pay bill when they approved it from 5 years what can i do about it now?
I had my wisdom teeth removed about five years ago, the doctor required that I had anethesia to avoid choking on pieces of them because they were fragile from cavities. They had to run the insurance ...


 What the best health insurance for me?
i am a senior in high school and I am going to college this year, my family don't have any type of health insurance so i want to get one on my own, I want the health insurance that covers dental ...


 Which insurance is better?
hello,
just wanted to know which insurance is better? for a couple ages 51 and 50.
AETA PPO
Blue Cross Blue Shield 5000 (Nevada)
Humana

thank you ! :)...



bluedot
Asked about diabetic insurance,called a PPo co.they want me to send them money first...is this legitimate?
i saw a number on tv for insurance..medical insurance..i talked to this lady and she said i could be covered for diabetes..but i had to send in 259 to get the process started...then it would be 150 a month....5000 deductible..everything else was 50% hospital fee...50 ER...50 copay...50% on almost everything.do you all think this is a for real insurance corp. all input accepted..thanks ..Bluedot
                     
 




mbrcatz
Nope. Real insurance companies will underwrite you BEFORE they ask for the money.

with healht insurance, if it sounds way better than everyone else is telling you (likely, no one wants to cover the diabetes) it's not what you think it is.

Likely this is a DISCOUNT plan, not INSURANCE. You can check with your state insurance department website, to see if the company is legit.


pattys113
Rating
I am a licensed insurance agent for Life/Health in IN, and I would suggest if you do not know this company you talked to, go to AM Best or other insurance rating agencies to get their rating. High risk insurance for diabetes is sold as a stand alone policy in most companies and is very expensive if you can get it. Keep in mind that your information will go to an underwriter and based on your doctors report, they will decide on whether or not they will cover you. If they will not, they should refund your money.

The answer to your question is: ALL insurance companies require that you make the payment before the coverage begins. Insurance companies will only consider you as a client if they have money in hand, but I would strongly suggest you check out the company first to make sure they are rated well for paying claims.


src50
Rating
Sounds fishy. If you're looking for individual health insurance and are worried about coverage for pre-existing conditions, find an independent insurance broker and see whats available. There shouldn't be any fees just to find out.


P. D.
Rating
Wouldn't send a penny to anyone who asks for money upfront like that. Sounds like a scam that'll be gone in thirty days. Health Savings Accounts sound like your best bet.


John m
You must fill out an application before a deposit is required.

Do business with a rated company from AM best.


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