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 Do you have to pay a down payment every time you renew your insurance pollicy?
I've only had insurance for a year now, when i first got it i paid a down payment of so much, but i thought that was just a one time thing. Now it's time for me to renew my policy and they ...


 Can I buy life insurance for my sister who has an illness?
My sister has a liver condition that she will eventially pass away from, but not for 15 or 20 years. I want to take out a small policy because she is very poor and will have no way to pay for a ...


 If a private insurer becomes bankrupt or runaway ,what will happen to its policy holders or insureds?
...


 Screwed by American Family Insurance?
How many of you out there have systematically had your insurance claims denied by AFI, for something you should have been covered for? Very curious to know about any patterns.
Additional D...


 Does it matter how long I have been insured to make a claim on contents insurance?
Hi all, Ive been with my insurance company about 2 months and I need to make a claim, is this too soon, will they pay out or will it just be too much hassle?
Additional Details
Its my ...


 I need a database for estimating costs of personal property items (like clothing) for insurance claim.?
I don't want to look up each individual item on the Internet--it is too time consuming. What do insurance adjusters use to determine value? Or public adjusters? sweaters, shirts, skirts, vintage ...


 Does anyone actually use COBRA health coverage after termination?
It seems so darn expensive....


 Can anybody reccomend any site where i can find cheap car insurance?
prefrable where i dont have to fill details in, ...


 Can a provider balance bill me more than 180 days after insurance pays the claim?
One of our medical providers was paid promptly on their claim by our medical insurance company, but they waited six months to balance bill me, and they refuse to honor the provider discount that was ...


 Edison pays only half of the replacement cost of my damaged appliances. Can I go after home insurance.?
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 Would personal liability as a self employed carpenter cover my personal injury claim as I've broken my leg?
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 Insurance after 19, Why am I no covered.?
Im 19 and no going to school fulltime. I recently had some ortho work done but my insurance company declined so now im stuck paying full for the appointments.

Why do insurance companies ...


 Is it possible to borrow against my life insurance policy? How much could I ask for with a $100,000 policy?
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 What does pregnant foreigner with no medical insurance do?
My sister-in-law is 7 months pregnant and was scheduled to return to her country of origin (Turkey) this week, however, she had emergency false labor and now she is not allowed to leave the country ...


 Can I be turned down for indivdual health insurance becauses there was depression mentioned in my doctor file?
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 Hit and run covered up by the police. What do I do?
Last year I was in a hit and run accident. The driver of the other car rear ended me and left the scene. We had bills from the hospital, ambulance, vehicle repair, insurance deductible, c.a.t. scan, ...


 Does anyone know anywhere ican get my car fixed and pay installments?
i want to get my car on the road but do not have enough funds to pay for it in one go so i was wondering if anybody knew if anywhere would take installments.i know its a long shot but you dont know ...


 Have to pay flood insurance, had to file a claim and now the insurance costs have gone up?
is this some kind of joke? would the cost have remained the same if i hadn't filed?...


 Will insurance cover a pre-existing medical condition?
I have a friend that is out of work and has no medical insurance. Recently, during her annual checkup with her OBGYN, they noticed some cancerous cells in her ovaries that may or may not require ...


 I want to cancel my direct debit from bank for insurance of car?
I want to cancel my direct from bank for insurance of car.i can do it esaily if i go and ask to bank they will do it..but my main question is after cancelation of my direct..what problems i am ...



georgiapeach
Auto insurance company that wants me to pay upfront?
I need general information concerning auto insurance complanies that pay claims directly to the driver. They want me to absorb all costs (repairs, rental, etc.) and then they will issue me a "reimbursement" check. I don't want reimbursed for something that their insured driver did to me! I just want them to cover all costs associated with the claim! What, if any, legal action can I take to have the matter proceed in my favor?
                     
 




jamesfrye
Rating
Technically, all auto insurance liability policies indemnify a third party for losses sustained in accident.

We don't know the specifics of your case to determine what exactly they are not covering or other details about whether this is an out-of-state claim or the such.

Often, if their insured is not cooperating with the investigation, t hen the insurance carrier cannot accept liability and can only promise to reimburse the claimant once liability has been determined. This has happened hundred of times during my claims career and it is obviosuly nto fair to claimant but the insurance compnay must investigate losses and a non-cooperating insured, police officer or witness can leave a claimant in a real bind.

Legally, the insurance ocmpany is not obligated to accept direct billing for rental cars and can offer to reimburse your charges once submitted.

Also, no one (you or insurance company)should EVER pay for vehicle repairs until repairs are complete.


Jake
Rating
Take it to a body shop of your choice, Get an estimate. Get the owner of the shop to deal directly with the insurance company for payment. Other than that get a lawyer.


mytwodogs60463
go and talk to your agent and have him take care of this for you.


M1759
Rating
Have you checked with your own company? Although the accident was the fault of the other driver, you should report the accident to your own company as well. Your own company can act on your behalf through the processing of the claim and obtain any monies due to you through a process called subrogation.


DFK
If the other driver was at fault..then they pay your body shop. You don't. Normallly if you filed with your agent you can have the adjuster work a deal with the other carrier and have it settled. But don't pay out of your own pocket. If this is the case notify your agent.


mbrcatz
Rating
They have no duty of good faith to pay you up front. They don't HAVE to pay you at all, until a judge says they have to.

The ONLY legal action you can take is to sue the driver.

What you CAN do, is ask them, will they cut the check to the body shop. A lot of times, they will.


dmvariety
Small claims courts have advisors on certain days. Have all your paperwork ready. Read your contract with the auto insurance company because they are not fair. If they total your car then pay the blue book value and have it fixed yourself.


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