 I've never had health insurance before....? |
The four plans I have to choose from are...
PPO FlexBLue (HSA)
PPO Option 14
Blue Care Network (HMO) Basic
Blue Care Network (HMO) Deductible 3
I'm 24 and ... |
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 What is the financial status of Life insurance in India/Mumbai. Which Insurance company is good status today? |
| In today world insurance is very important.For every humanbeing it is most.But to which company should i think off to do so.... |
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 How much do you pay for insurance? |
| I would like to know what kinds of insurance you have, how much you pay for it and what company. I would also like to know if the insurance that you have is mandatory by law or if you have just to ... |
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 Is it a good idea to get life insurance |
| is it a good idea to get life insurance at the age of 22. and if so any suggestions about a company that`s ... |
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 Can the insurance company still send a bill for this medical expense? |
| Someone I know has arthritis and gets an injection every couple months. She was at a job that covered the injection but she was in the middle of changing jobs. She put her two weeks notice in on 8/8... |
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 Whole life insurance? |
| if my whole life insurance policy is for 10,000 and it is paid up...how do you know the cash value of that?... |
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 Can another person be added to auto insurance? |
| my neice in another state wants me to put her on my auto insurance plan . Its her car she is 24.... |
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 CPCU vs. MBA? |
| I am enrolled in an MBA program (which is a So-So program) at the University of Tennessee-Chattanooga. I have completed 1 class out of 12. I am currently working at a Commercial Transportation I... |
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| I need help please...? |
| I'm 21 yrs old and pregnant for the first time. I have a job at GE but it's an internship because I'm in college full time. Since it's an internship, I can't get benefits yet ... |
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 What happens when an employee's FMLA time runs out and they are unable to work? |
| A fellow worker has had heart surgery and is off on FMLA leave because our company does not provide sick time. The company is trying to revoke his insurance because he has not worked the requisite ... |
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 Why won't my insurance company replace our cabinets with equal cabinets? |
| We had a house fire a couple of weeks ago and it destroyed our kitchen. The insurance guy told us that we had top of the line cabinets and that we would get the same quality when we replaced them. N... |
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 Injured at work. Company Insurance (walgreens) |
| I hurt my back while at work (walgreens) and need to get an X-ray. The boss said that the insurance ppl haven't called him back yet, so to just go pay out of pocket. but shouldn't there be ... |
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TooMuch | Auto insurance question? |
I was rear-ended a few weeks ago. The othe rguy had insurance, and I've gotten people from my insurance company and his to come out and take a look at the damage. The problem each damage estimate is different.
My company wants to total out my car and pay off the rest of the auto loan. His company says the car is salvagable and wants to pay for the repairs.
My policy estimate would pay off my loan and leave me with approximately $100 more than the other policy wants to give me to fix it, so I'm leaning towards taking my policy's deal.
My question is, is it possible for my policy to revoke the money after they compare their estimate to th eothe rcompany's? I don't want to take the money, pay the loan and fix the car only to have to pay back the amount because my insurance company liked the other guy's company's estimate better. |
 |
 
Miss C
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In my professional opinion, I would always go with your company. Once they make you a written offer and you sign it, it's a contract that they can no longer negotiate and the agreed settlement is paid. The two Insurance companies will discuss the details and once the other drivers company accepts liability (fault), they go into subrogation, meaning your company is repaid anything they paid out to you and you will usually get your deductible back.
Unless there are serious injuries, getting an attorney is the absolute WORST thing you can do because it will draw out the process by MONTHS. It's best to have your company take care of you and then let them go after the other company. |
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halestrm
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They won't cut the check until you sign a settlement offer. Your insurance company will go after the other guys insurance for reimbursement. I would deal with your company.
If it is worth it to you, you may want to ask if you are allowed to get a salvage title. When they total the car, they will expect the car. Here is what we did.
We had an old Dodge conversion van. We were in an accident and called our insurance company. They totaled it out and paid us for the value. We then paid $100 for a salvage title because the vehical could still be driven. We then traded in the van for a new car. We originally paid $2K for the van, with the settlement and trade-in we were ahead $2500.
Good luck. |
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mbrcatz
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Once they make the offer in writing and you accept it, that's it. Then, they send the bill to the other insurance company, and THEY'LL end up paying it after all, AND your deductible, then you get your deductible back.
If it were me, I'd go through YOUR insurance and skip the hassle - let your adjuster go through the hassle with this guy. |
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mamatohaley+1
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1. Getting a lawyer is the stupidest advice I have ever read.
2. I would go with your company. |
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Quigley
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When it's the other guys fault, which a rear ender automatically is in most states, I work through a lawyer instead of my insurance company. No need to place a claim and have my rates go up. |
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Austin Goettlicher
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hi call me at 931-5555 |
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