 Can i pay the other car damage myself after been reported to the insurance comp.? |
| I would like to pay for the damage myself since the damage is $700 and my deductable is $500,in order to avoid premium increase,or will it go up anyway?The insurance appraiser will see the car ... |
|
 Fell and hurt myself in a restaurant and have not been to the doctor. Can I still sue the restaurant?? |
I fell and hurt myself in a restaurant and have not been to the doctor. Can I still sue the restaurant??
I fell and hurt myself at a restaurant about 2 weeks ago. I was actually there to do ... |
|
 Is it possible to get individual health insurance in Arkansas if you have sleep apnea? |
| I have sleep apnea which is well controlled through the use of a CPAP machine, but I was turned down for health insurance by Blue Cross Blue Shield because of it. I recently left a job through which ... |
|
 I'm selling insurance.....? |
| How do I call a prospect and say "Hey I wanna write your insurance". What is the appropriate lingo?... |
|
 A question about medical insurance billing? |
| I received fairly expensive medical services and received a statement that my insurance paid 90%, and that I owed the additional 10%. However, several months have gone by and I have still not ... |
|
 What do you plan to do when you get out of higshool? |
i plan to go to college and become a doctor or own my own business with computers
Additional Details
i mean ... |
|
 If you babtsit other children in your home, do you have to have insurance? |
| I am thinking about keeping children in my home for extra money during the week and my husband is insisting that we need insurance just in case anything happens. I told him that we did not need it ... |
|
 Whic is the Best L I C policy with low premium and high returns? |
| I have limited income. With so much expenses it is difficult for me to save. I want best LIC policy or some other fund which is safe to invest my ... |
|
 Car insurance help, I need some questions answered about it? |
| Ok this is the first time I have dont this so any help would be fab! I have found the cheapest company and want to pay in instalments but it says 9 monthly instaments and a deposit which I will pay ... |
|
 I'm looking for Health insurance but I don't understand any of it!? |
It all seems to be written in Greek to me! And there are so meny to choose from. Can anyone tell me the name of some good ones to look at that are widly accepted?
I live in Texas but we do ... |
|
 Can someone file a claim on your homeowners insurance if...? |
| Can someone file a claim on your homeowners insurance if they were at your house and got hurt, but they were drinking and wrestling around?... |
|
 Should insurance companies cover smokers? |
| I need answers and fast...I have a project on this due in less then a week!!!... |
|
 I have no insurance... where can I find free clinics or low cost insurance? |
| I have some bad health issues right now and really need to see a doctor ... I don't wanna pay outrageous E.R. fees ..... I'm on a very limited income .... I live in Southwestern Wisconsin. ... |
|
|  |
ZeR | Auto insurance question - covered or not covered? |
My friend who lives in CA leased a new car last year under her boyfriend's name and credit but she's the one making payment every month. She then purchased an Auto Insurance from Progressive insurance. They told her that in the event of accident, she and the car will be covered eventhough the car is not under her name as the policy covers both name and the specific car stated in the policy. Is this true? She had an accident once but it was not her fault. The other driver's insurance paid for everything. I was just wondering if she's covered just in case another accident happen in the future. I never heard a case like this. So I don't know how to help her. Please give your opinion. Thank you. |
 |
 
KG
|
Have her look at the Declarations page of the contract. It should list the vehicle and the primary driver (the way I read your question, it is she and not the boyfriend who is the primary driver). Make sure the named primary driver is in fact the primary driver; playing games here might cause an insurance company to deny coverage for a material misrepresentation on the policy application.
Second, realize that the big coverage is for liability, to cover damages she may do to somebody else or to their property. Liability coverage also extends to occasional drivers of the car (but not if it's made available for their regular use), meaning that if she lets a friend drive her car, her coverage will extend to them if her friend has an at-fault accident. There may also be collision and other-than-collision (sometimes called comprehensive) coverage, which will pay to fix the car if she damages her own car. If somebody else damages her car, their liability insurance would pay.
There may also be medical payments coverage and uninsured motorist coverage--a conversation with her agent may be in order to explain how these work. |
|
Queen B
|
if i understand this right your friend is paying on a car that her boyfriend is legally leasing...meaning its all in his name and she is just making the payments. if thats correct, then the insurance policy needs to be in her boyfriends name with her listed as a driver. if thats how the policy is set up then she is covered and all is good. if not, they need to correct it ASAP or Progressive could and most likely would deny any claim. |
|
David M
|
The insurance she purchased covers the car. The above answer is correct. What is her insurable interest? Also, if she set this up this way to save on insurance costs (generally young women pay less than young men) they may consider this deal to be fraudulent and may deny any claim. |
|
djhas1
 |
She should be very careful. In the eyes of most insurance companies; she legally does not not have an insurable interest in the vehicle. Why? her name is not listed on the lease agreement. Anytime you insure a vehicle, most carriers will ask for a copy of the registration, lease and/or finance agreement.
Did they ask for a copy of the lease agreement?
The vehicle should have been insured by the boyfriend and in turn (your friend) should be listed as a principal driver of the car.
It was most likely cheaper to have the car insured in her name. However, ultimately, the insurance company could use this as a reason to deny coverage on the car in the event of a claim. |
|
mbrcatz
|
She has no insurable interest in the car. The policy doesn't have to pay. I haven't seen the policy, but Progressive is usually pretty tight about this kinda thing.
I wouldn't bet on it.
Stupid move on her boyfriend's part. He could end up paying for this car for another 10 years. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 33 minutes(s) ago
| | | |
6 | 48 minutes(s) ago
| | | |
5 | 1 hour(s) ago
| | | |
6 | 2 hour(s) ago
| | | |
6 | 5 hour(s) ago
| | | |
6 | 9 hour(s) ago
| | | |
6 | 10 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
6 | 4 day(s) ago
| | | |
6 | 5 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
