This is a type of insurance that pays you, if you have a heart attack or are diagnosed with cancer. If one does not suffer or die from certain illnesses, then one's beneficiary is given the ...
any one out there famliar with or work with insurance companies on arbitration of a reconstructive proceedure?
United Health Care has denied two seperate claims to repair my severe belly button ...
I was looking into buying mortgage insurance to cover me in case something happens. I found out this existed when someone I know died very suddenly. I went to the bank where my mortgage is and they ...
Is this the amount I would get after I cancel a policy?
My policy shows this amount minus loans asnd interest and plus dividends and go-rider cash values.
am i allowed to get a life ins policy on my ex husband (the father of my 2 girls who are now 19 & 18) he owes me 28,000 in child support and i will never see it. i was thinking if i got a life ...
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Someone posted a question about whole life vs. term and someone claimed they could prove whole life had equal or better return than buying term and investing the difference in the stock market but ...
I'm scheduled to have a hip replacement in May. My question is this: is there any type of insurance (i.e.- AFLAC) that can help with some of the medical expenses that I will incur or even help ...
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rainee
Benefiaciary question?
If the primary benefiaciary of an insured policy diesprior to the death of the insured and no contigent beneficiary has been named,should the insurer be allowed to keep the death benefits? If not
No, it normally goes to the estate of the deceased.
Once the insurer knows the person is deceased (aka, the claim is filed), they have to pay out. This is CONTRACT LAW.
Yours Me
In that case, insurance company will pay the claim to the person having nearest blood relation.
chris n
The person being insured should contact the insurance company and change the name of the beneficiary of his policy. If the original beneficiary has died then the terms/conditions are altered so there should be provision for an alternative beneficiary on the policy.
src50
If there is no living primary or alternate beneficiary, the death benefits will probably be paid to the deceased person's estate and thus have to be probated.
J. B
The OWNER of the policy can name a new beneficiary. If he/she doesn't name a new beneficiary, the death benefit will be paid to the estate which is usually not a good way to settle it.
kittie_in_ca
The policy owner needs to contact their insurer and request a Beneficiary Change Form for a new assignation. They may want to check the insurers website as many have policy forms available for immediate download.
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