 I will be 65 in March. When should I sign up for Medicare coverage.? |
| I don't want to lose my insurance coverage while I am switching.... |
|
 Can an insurance company insist that you get your replacement carpet from a particular shop? |
| Or can I choose from somewhere else if I don't see anything I like in their affiliated store?... |
|
 Short term disability insurance help? |
| I'm scheduled to have a hip replacement in May. My question is this: is there any type of insurance (i.e.- AFLAC) that can help with some of the medical expenses that I will incur or even help ... |
|
 I am renting my home, do I need to change my homeowners insurance? |
Additional Details
This is in Ohio, if yes what changes do I need to ask for? I would guess the contents wont need to be insured.... |
|
 How can u get fired but still collect unemployment? |
| how can u get fired but still collect unemployment?... |
|
 Medical vs Medicare vs Medicaid? |
| Having recently become responsible for my 63 y/o mother who has had a stroke and is permanently disabled, I am trying to understand all the options for her financialcare and healthcare. Mom is likely ... |
|
 My former work place is still paying for my health insurance.? |
| Will I have to pay them back when they realize their mistake?... |
|
 What is E & O Coverage? |
| I am new to the insurance industry and was told by an insurer I want to be appointed with that I am required to have $500,000 of Errors and Ommissions Coverage? being new I would hate to ask a ... |
|
 What will new health insurance cover? |
| i am leaving my job and i will need to get health care coverage somewhere else. i am having problems with my back, shoulders, and neck because of my huge breast. i need to get a breast reduction ... |
|
 How much will my insurance be on a Lexus IS250. I am with farmers? |
| I am with farmers right now and have a 2001 rav4. I pay 80 a month full coverage and have never had a wreck. T... |
|
 Workman's comp? |
| I work as a barback. I injured my knee lifting beer. I received a phone call just now "that i should seek employment soemwhere less demandign on my knee". Can I get workman's comp? L... |
|
 Why do I work so hard to pay for insurance? |
| My husband and I spend over 400 dollars a month on health insurance and we still recive bills in the mail that insurance will not cover. We've called our insurance company and they say it'... |
|
 Question about guarentee issue life insurance policy? |
| I've purchased a guarentee issue life insurance policy for a family member with a chronic illness. The policy is only payable after 2 years. The premium is $61 a month or $645 a year. I'... |
|
 Insurance and no claims bonus?(please help)? |
| my boyfriend has paid of his car insurance for 9 months but he gets 3 months for free without any payments. he has just bought a van and oes he loose his 3 months free insurance or should they refund ... |
|
 I have health insurance through where i work, smokey bones. how do i cancel my health insurance..?? |
| so ..i got health insurance through darden ..the company that owns olive garden, red lobster, and smokey bones, etc. ..i have tried to ask how to cancel my insurance on the company site and havent ... |
|
 Please explain about life insurance? |
| If I got life inurance for 20 years after 25 years If I won't die what would happend? If I will die within the period can my children get money?... |
|
|  |
Somewhat Informed | Best Ways to Reduce Car Insurance? |
I found this article on ForbesAutos.com about best ways to reduce my car insurance. Is this true? http://www.forbesautos.com/advice/toptens/ten-ways-to-lower-your-car-insurance.html?partner=yahooa |
 |
 
mbrcatz
|
Best ways to reduce your rates are as follows:
1. always pay cash for your car. Then you can choose which physical damage coverages you want, and which deductibles.
2. buy cars 4 years old or older. There's a significant reduction in the cost of insurance for older cars.
3. pay your bills on time. Yes, credit scores DO have a massive impact on your auto insurance rates.
4. Be a nice driver. Nice drivers get in fewer accidents, and have fewer tickets, than aggressive drivers. Fewer accidents and tickets mean lower auto insurance rates.
Bottom line - aside from your credit score, driving habits, and car choice, the only way to reduce insurance rates is to lower coverage - whether raising your deductibles, eliminating some coverages, or not. And that's just not practical for a lot of people. But then, paying bills on time, minimizing debt, driving politely and carefully, and driving a boring car isn't practical for a lot of people, either. |
|
Hadley
 |
Yes.
Also, always ask each carrier who gives you a quote for their discounts - ask what's available and how you can qualify for any discounts.
Each year, go back to your auto insurer and ask about a discount. Also, if you get a better quote this year from a new insurer, tell your agent and your insurance company and ask if they can match the better quote you got from the new auto isnurance company. |
|
jim_mackenzie
|
It depends on where you live, but generally, yes, the article gives good advice.
Higher deductibles often help.
Having a clean driving record helps immensely.
The vehicle itself affects the rate. Drive a vehicle that is safer (lower injury settlement rates and lower accident frequency both lower rates).
In many places, leased vehicles cost more to insure than owned vehicles. |
|
Colin S
 |
Hey these are great but they did not list the discounts, these are basically the ONLY way to slash your auto insurance premium.
Check out this blog post that I read it gives you the Discounts like Air Bag, Car pooling, Military etc - Check it out here:
http://www.porscheforsale.info/2007/12/13/how-to-reduce-car-insurance/ |
|
tw158
|
That is a good article. Here is another one that I found with similar advice, but a few other tips as well.
http://www.e-wisdom.com/auto-insurance/save-money-on-auto-insurance.html#affordable-car-insurance |
|
patsworth
|
This is a great article. I think I need to send this to some of my clients! Of course, each state and each insurer vary in available discounts and rules, but this is pretty dead on. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 4 minutes(s) ago
| | | |
6 | 11 minutes(s) ago
| | | |
6 | 20 minutes(s) ago
| | | |
6 | 44 minutes(s) ago
| | | |
6 | 55 minutes(s) ago
| | | |
6 | 2 hour(s) ago
| | | |
6 | 4 hour(s) ago
| | | |
6 | 6 hour(s) ago
| | | |
6 | 9 hour(s) ago
| | | |
6 | 1 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
