keiko
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If you are getting Social Security checks and have a Medicare card, go on to http://www.medicare.gov/, type in your information, and you will receive a list of policies and what they cost.
I have a Medicare Advantage plan through AARP. Last year I used a different insurer and also bought a drug plan separately. Your other choice is to buy a Medigap plan.
The only premium I pay is whatever Medicare gives the insurer out of my social security check.
If you now have health insurance through one of your jobs, you can ask to continue to pay the premiums (the total premium, not just what an employee would pay - you pay the employer's part, too.
If you want regular health insurance, just go online and start checking companies. |
WILLIAM S
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make use of the SE like google or yahoo to get some ideas first if you want to get the massive information,however if you do not want to spend so much time,here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm is a direct and good resource for your questions.
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mbrcatz
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Medicare.
If you're in your late 50's or early 60's and not old enough for Medicare, unless you're in a guaranteed issue state, no one will want to give you a private health policy. If you ARE in a guaranteed issue state, it's going to cost thousands. Per person, per month. If you have any health issues, even if you're younger, companies are either going to price it out of reach, or refuse to write you, if they can.
Figuring that older folks USE, on average, about $25,000 a year in medical/prescription benefits, a REASONABLE price would be average usage, divided by 12 months.
I have a feeling you're looking for something $200 a month out of your pocket, to cover $1000 a month in expenses. And companies don't do that - they'd go broke.
If you're too unhealthy to work part time at Walmart to get their group benefits, seriously consider trying to be declared disabled, get on SSDI, and THEN you'll be eligible for Medicare, even if you're not 65 yet. |
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