 Life insurance direct..NO AGENTS!!!? |
| I am trying to get life insurance..... it seems that all the online quotes really do is get my infoover to an agent and then we go from there. It seems that I could cut thru the noise if I could deal ... |
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 Whats 2+2=??? |
| I need help with my homework?... |
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 Would it be a good idea to be a beneficiary of a life insurance policy? |
| My best friend just asked me if he can add my name (with DOD and SSN) as a beneficiary on his life insurance at work because he does not have any relatives here in U.S. I am not sure if it is a good ... |
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 My husband was on his way to work on Sunday morning and was broadsided by a newspaper truck.? |
| It clearly is not his fault but our insurance agent wants us to file a claim against our own policy. He will not help us unless we do. So we are not sure how to proceed. He did go and get 2 repair ... |
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 Pregnant with no insurance? |
| First of all, please no criticisms. I am six weeks pregnant and have no health insurance. This past year my fiance (this is his account that's why the avatar is a guy) claimed me on his taxes as ... |
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 Is it better to cancel health insurance when it reaches $1700/Month for a young family of four? |
Additional Details
I'm a 35 Yr. old smoker, but what worrys the insurance is that they put out $15,000 for my 5 yr. old son on an MRI and an EEG to diagnose seizure activity (he ... |
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 If the Rapture occurs just any time, without us being able to predict it, why do so many Christians worry? |
| These are the same Christians who pass hours worrying about investing, whether in IRAs or CDs, and what is the market like, and whether their children will "do well." What's the big ... |
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 Does homeowner's insurance cover renters? |
I'll be renting my house soon and I was wondering if my homeowner's insurance will still be effective? Some concerns are:
1. Is HO insurance still active if the house is no ... |
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 Sue Insurance, Mortgage or both? |
I am just if my parents are able to sue their homeowners insurance, mortgage company or both.
They bought a house 4 years ago and about 1 year ago it started going to hell. It needs a new roof, ... |
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 Life insurance after 65? |
| where do i find life insurance after 65. i am retired and wanting to leave my kids as much as possible so im asking where do i look.... |
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 HELP!!! can anybody to put that in plain english? please...? |
| C.A.Risk. Exclusion clause: any agreement by the Insured to pay any sum by way of indemnity or otherwise unless such liability would have attached also in the absence of such ... |
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 Will getting my permit make my moms insurance go up? |
| she's buying a car next month. and i wanted to know if i got my permit before then will it make her car insurance. or is that just if you get your license.... |
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| If I fell at home and it resulted in a major injury can I file a claim with my homeowners policy? |
| I know if someone else falls they can go through my policy so would the same hold true if I fell? I'm wondering about this because I know if I had a solo car accident I could go through my own ... |
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 Looking for health insurance? |
| I'm in need of health insurance because my employer doesn't offer it. I am 26/f/non-smoker and I'm in search of just having SOMETHING because I hate not having insurance.... |
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Chris M | Best insurance for teen,? |
whats the best insurance for someone who's 16, just got his license, and wants a truck. I don't need a NEW truck, I'll get a used one. And I want to know which insurance company has the best policy or prices? Thanks for all the answers, the SMART ones! Thanks. And I live in Memphis, and I need it for school, and just driving around! Thanks |
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mbrcatz
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OK, the best is anyone who will WRITE you. The cheapest would likely be on your parent's policy, however, then the truck would have to be titled to them.
SO, if you're doing this on your OWN, you'll probably end up with Progressive or Leader Infinity - they'll write you. it's going to cost A TON. If you have a $1,000 truck, and no loan, and just minimum liability coverage, I'd expect this to cost you about $2500 a year, at 16. If you have a loan, it's probably going to cost you closer to $6,000 a year, depending on the value of the truck. |
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insurance_man69
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You might try Safeco, they have a new teensurance program.
Most likely since you are a minor and cannot enter into a legal contract you will have to co-title the vehicle in your parents name and write the coverage on there policy. This really is the best option since your a young and inexperienced driver.
I would also recommend your parents go thru an Independent Insurance Agency as the agent will shop for the best premium and present you with multiple quotes. Stay away from direct carriers and Internet based agents, as they may give you inaccurate or ineffective coverage just to make a sale. Typically people in call centers are have weekly sales quotas and use high pressure tactics to close the deal.
Good Luck and drive safe,
Hope this helps. |
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Michael S
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do not follow the person above whos sister is a agent. when you do that your record looks bad because your a liar. your current insurance company will not be able to offer better rates because your responsibility went south.
they all have the same rates. it depends on how long you been with your current company and if they can give you a better rate based on more than your accident & conviction history because they can see your pay record. and that is a major part in responsibility. what you want to do is call your insurance company and tell them you love the company but you have a 16 year old who got his license. they will give the price. and most likely too include him because he is a dependent &or a resident of the household. let them know you are shopping around and you need a review of your insurance for a better rate. they will either match the other companies because they want to remain competitive or you will find a lower & similiar lower prices all around. the older the vehicle the more the liability. the newer the vehicle the more the price of comp&collision. |
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Phil
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The two companies mentioned before (Progressive and Infinity) are two of the usual high risk companies. If the rates are close, I think that Progressive has better service. |
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ltlluci
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My sister works for an insurance company. She told me that the best thing to do would be for your parents to add your vehicle to their policy without including you in any way. Technically you don't have to be added to their policy until you have your first wreck (then it's a must). If you go this way, tell them NOT to put you as an excluded driver on the policy, I did this with my son, he totaled my new car and nothing was covered.
Good luck. |
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