 If i have one product insurance with two companies can i claim both? |
| I lost a mobile phone. I have insurance from my bank and network provider, so can i claim from both of them?... |
|
 I'm in the Hospital H.R. Person forgot to send my application to the carrier!? |
| I applied for insurance, but the H.R. person of the company forgot to send the application to the carrier to be process now what should i do? I'm in the hospital with no insurance. Is there ... |
|
 Is $67.00 too much for a term life insurance policy worrh $500k? |
| I finally got life insurance and it is pretty much the same price for the next 34 years. However, I have not searched around and compared prices. Is $67 per month too much for a $500,000.00 policy ... |
|
 What are first steps in getting into the insurance business? |
| I want to start a new career, and insurance is a great field. I have no experience where should I start?... |
|
 Do insurers come to your house for a small contents claim? |
hello. my brother just rang me to ask if i can ask this for him. he has agoraphobia and social phobia, meaning he doesnt go out, nor like to be around people he doesnt know.
Anyway he has broke ... |
|
 Mother going to assited living that I will pay for. Can I write it off? |
It will be costing my wife and I around $20,000 a year. Is there any other options or ways to recoup some money from the government? The place she is in does not except medicaid.
We live ... |
|
 What's the difference between HMO and PPO? |
I am planning to buy health insurance for myself. So can someone tell me the difference between HMO and PPO?
Also, which is better in terms of coverage, annual premium, annual deductable and ... |
|
 How long can an insurance company wait to settle a case? |
Additional Details
This is a personal injury case. The accident took place last year in July. I was hit from the rear at a stop light. My care was consider to be totaled out. I suffer ... |
|
 How do major life insurance policies work? I have only ever had the ones offered through jobs.? |
I am single, non-smoker, 25 year old female in reasonablly good health. Non-homeowner & no kids.
How do you invest through life insurance? Etc...... |
|
 Water damage and homeowner's insurance questions? |
My upstairs toilet overflowed, running thru my ceiling and onto my kitchen, hardwoods, etc.
Servicemaster has been here and has cut holes everywhere and has fans, etc dryin things out. Adjuster ... |
|
 What factors (i.e. speeding tickets, credit rating) will affect your ability to get car insurance? |
| Let's assume you already have car insurance and you are looking for a company with a lower insurance rate? Will a new car insurance company accept you if you have one prior speeding ticket? How ... |
|
 I had a horrible experience with the moving company I signed up with should I file a claim with the BBB? |
| The moving men were rude,unprofessional and I feel like I was taken Advantage of because I am a woman.... |
|
 Maternity Insurance. HELP!? |
| i'm currently under my parents plan until i get married (in march). we're trying right away to have a baby. however, every insurance company i've talked to won't offer me any ... |
|
 My Dad passed away and he got social security? |
| okay my dad past away in august around the 9th and he got social security check for is disabilities and i got some too? well since he passed on they said i get some or all of his check that he use to ... |
|
 My Policy no.420071640,issued by Baranagar Branch Kolkata,Original policy losted by branch itself? |
Duplicate Policy not found still today . When I shall get it..?
My Policy no 420071640, and 420071641 issued by Baranagar branch kolkata, I want these two converted in half yearly mode ... |
|
 Recently my mother passed away. My father had a small group life insurance policy through his job.? |
He filed a claim and was denied because my mother was on disability. I'm curious , if anyone knows, if they can deny the claim even though her death was not caused by her disability.
A... |
|
|  |
fth77536 | Bodily Injury Settlement Question |
I was in an automobile accident just over two years ago. I was rear ended while stopped at an intersection. My truck was totalled and I sustained a severe whip lash that caused permanent damage. The other person's insurance company paid for my truck and was fair in the settlement. The bodily injury adjuster has all of my medical records and a letter from my chiropractor stating that my range of motion has been dramatically deminished, cannot be repaired, and that the pain that I experience when turning my head will be with me for the rest of my life.
The adjustor is offering $15,200 inclusive of medical bills for the injury. This seems very low to me since the injury is permanent. I really don't want to have to get an attorney involved and don't want to be punitive. I just want to get what is a fair settlement. My meidical bills are already over $10,000 and I will have to see my chiropractor for the rest of my life.
Am I expecting too much or is this offer very low? If it seems low to you, what do you think would be fair? Thanks.
|
 |
 
mbrcatz
 |
You're expecting too much, if the ONLY authority you're using to support your claim, is a chiropractor.
Generally, a chiropractor will tell you, that you have to see them for the rest of your life. Even if there ISN'T an injury.
|
|
Mari
 |
I agree with mb I used to be a bodily injury adjuster as well. Just seeing a chiropractor is just not enough. I don't know what your states requirements are for a bodily injury claim but the bottom line if you feel you are not getting a fair settlement then maybe you should seek legal counsel but try to do your research before selecting an attorney you don't have to select the first one you go to . Good Luck ! |
|
Wm
 |
It's impossible to answer your question. You have not indicated what state, what county, what city you live in. You could be living in a conservative jurisdiction and, if this is the case, an attorney will not automatically produce better numbers. A chiropractic permanency rating is fine. However, an orthopaedic or neuro rating would be better. You will not be seeing the chiropractor the rest of your life rest assured. If you have been told that, you should be seeing an ortho or neuro for a second consult. Also, have you had any MRI's? If so, has an ortho or neuro reviewed them and gone over the findings? Do you have any disc bulges or herniations? If so, do the MRI's say anything about: spondylosis, stenosis, loss of disc height & hydration? If so, these are degenerative conditions. The accident 'may' have aggravated the symptoms, but did not cause same. There's too much info left out to answer intelligently. |
|
TatrD
|
Definitely get an attorney. They will be paid out of any settlement you receive so it shouldn't cost you anything up front or out of pocket. If you will have to have medical care for this condition for the rest of your life, that offer is WAY too low. Good luck! |
|
K D
 |
My husband was in a very similar accident, only he was at a stop sign.
He suffered neck and back injury. He hired a lawyer and the lawyer is predicting at least a $37,000 settlement. I would hire a lawyer because the insurance companies will try to get away with paying the least amount of money. |
|
Bibs
|
They haven't been fair with you. Why don't you want to see an attorney. When a question can not be resolved, it is time for the court to resoldve the question. You are talking about the rest of your life. What about the loss of future income? Shouldn't you be compensated for that. Wake up man. And watch out for the Chiropracter. They can cause more damage than can ever be fixed. Just get a good attorney. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 32 minutes(s) ago
| | | |
6 | 55 minutes(s) ago
| | | |
5 | 2 hour(s) ago
| | | |
6 | 5 hour(s) ago
| | | |
5 | 6 hour(s) ago
| | | |
6 | 9 hour(s) ago
| | | |
6 | 11 hour(s) ago
| | | |
6 | 2 day(s) ago
| | | |
6 | 5 day(s) ago
| | | |
6 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
