 Doctor's office fraudulently misrepresented themselves as "in-network" What can I do? |
I had surgery 7 months ago. I have a PPO insurance plan that covers surgical expenses and anesthesia at 100%, in-network.
Looking for a provider to perform my procedure, I made sure to ... |
|
 My boss did not pay premium for my health insurance now I have a $44000 bill in collection what can I do? |
| My boss was paying for my health insurance I was pregnant, my boss wanted me to get an abortion, I did not. She did not pay my premium and my insurance got cancelled. Now I owe $44000 which is in ... |
|
 Do insurance companies have to have liquid assets for EVERY dollar they insure? |
| Like how casinos have to have cash on hand for every chip in play on there floor...even though 100% of customers would never cash out at the same time, nor would every insured driver get in an ... |
|
 How can i get someone to pay me for my medical bill they caused? |
| Guy sent me to the hospital and i have no insurance. He initially said he would pay for it but now says he wont. Is there anyway I can threaten him or get him to pay up?... |
|
 I bought Whole life insurance in 1990, has not done well. How can I get better return on this? Cash / reinvest |
| return rate is really bad. Was suppoese to pay for itself after 7 yeras. has not done that. Now has negative premium, keep on reducing total insured amount with age.... |
|
 What can happen if you get in a wreck without insurance? |
| I lost my insurance a month ago because I had no money at all... moving into a new place, full time student paying for the next semester, and only a part time job, not to mention car problems. Well, I... |
|
 Should I drop my daughter off auto insurance when she's at college? |
| My daughter is four hundred miles away at college and doesn't have a car there. She comes home between terms and uses our car. My auto-insurance agent says I don't get a break even though ... |
|
 Do anesthesiologists pay medical malpractice insurance? |
| If i become an antesthesiologts (in newyork if that makes a difference) and I work in a Public hospital, do I pay for medical malpractice insurance or is that covered by the hospital. Thank you for ... |
|
 How can I negotiate with hospital who has lien on personal injury settlement when they say they wont discount! |
| I was hit by a woman and am recieving a small settlement. Hospital put a lien against her insurance company for FULL BALANCE ONLY and when I called to see if they would negotiate a lower amount they ... |
|
 How can you look up the beneficiary on someone's life insurance policy? PLEASE!!? |
| i would like to know who is the beneficiary for my father's life insurance policy? can my mother look it up by herself without him? he will not tell any of his family members.. he is an ... |
|
 Would home owner's insurance cover the renter if there was a fire? |
The fire in this case is a wildfire, not renter caused. How can I find info. on this.
Thank you.
Additional Details
Good answers. But let me clarify: Would this help cover any ... |
|
 Where is the best site to get term life insurance quotes? |
| the life insurance quotes are for 62 year old male--good ... |
|
 Dispute with insurers re home contents policy .? |
| Home contents insured through Lloyds TSB, including valuables, however, have lost a valuable gold ring given as a gift by late husband. Value at the time, approximately 20 years ago was around £800 ... |
|
 Can the company I work for garnish my entire check? |
| I supposedly owe the company I work for around $1000 for health insurance. The company was not taking the right amount out of my checks for months and sent me a bill for $1000 telling me to pay or ... |
|
 Who pays the damages when the power surges and goes out? |
| This past week we had really bad storms go through I think so far this Thursday has been the worst. Well the power went out and is estimate to be out for a few days. Before it went out my power seem ... |
|
 Can an employer take away a pay check? |
| I'm a cameraman and a few weeks ago I was setting up a camera on the tripod. I was next to it about to get the next cord and it fell. I did not tip it or anything the tripod is old and crooked.... |
|
|  |
Esther M | Bought a home 2 years ago damage to the home was not disclosed? |
A family member purchased a home 2 yrs ago. On Christmas Eve 2008, their home flooded it now has over 11,000.00 of damage. As they were talking to a neighbor the neighbor disclosed that the same thing had happen to the previous owners which lived there for 6 years. When the insurance came out they told them it was a grading problem caused by the builder and this would continue to happen. My questions is, isn't it against the law not to disclose when selling your home that there has been damage to it? If so, what do you recommend they do? Who do they pursue the bank, realtor or the previous owners? What can they do about it? |
 |
 
acermill
 |
In most states, if not all, disclosure of such damage (to the structure) is not required, as long as appropriate and full repairs have been performed and completed. The grading issue should have been obvious to a home inspector/engineer, had your family member properly engaged the services of such a professional. The bank has nothing to do with this, nor does the REALTOR involved (the realtor isn't a professional inspector). The former owners may not have known that their flood was caused by such grading issues.
My guess is that there may be NO ONE culpable in this situation. Your family member will have to somehow prove negligence and/or fraud intent to get anywhere on this one. |
|
michael c
 |
terribly sorry to say, but i think it's buyer beware, nobody has to tell you anything.
if you had hired an independent inspector, there may be some action to take against them not finding and disclosing the damage to you.
the fha inspectors only look for the basics and won't really tell you anything.
there is no law of disclosure that i'm aware of regarding your case.
you may have a case against the builder depending upon the age of the house. if the house is only 6 years old, it may fall under the statute of limitations and still hold the builder liable for improper drainage/grading. the builder would then hold the excavator in liability. however, it may also be a city/county inspection issue as it is ultimately up to the building inspectors to ensure that the property grade is sufficient for appropriate drainage prior to issuance of occupancy permit.
i hope this information will be helpful but, sorry, i don't think there are any laws of disclosure regarding your case. |
|
src50
|
No, repaired damage need not be disclosed. Defects, if known, must be disclosed. I'm not sure that flooding would qualify as a "construction defect." |
|
pinksteel10
|
not illegal at all. that is why most buyers have an engineer's inspection. |
|
Lyra
 |
Did the previous owners attempt to fix it? Did it pass inspection?
http://homebuying.about.com/od/propertydisclosure/ |
|
latachia_2
|
You should always get a home inspection before buying a home,that way you always know what's going on.The inspector looks for everything that might be wrong .They need to see an attorney. |
|
jefferson23
|
That's called fraud. The statute of limitations on fraud is two years. It could also possibly constitute breach of contract, for which the statute of limitations is four years. The previous owners are obvious defendants. The realtor also is one, and if he/she knew about it, she's liable. What do you do? That's tough, because it would cost way more than $11,000 in attorney fees to sue. You might try suing in small claims court. It would limit your damages, but I don't see any other reasonable option. Is it covered by insurance? |
|
paul l
 |
go after the previous owners. it is supposed to be said, even if it had been repaired before |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
7 | 32 minutes(s) ago
| | | |
8 | 39 minutes(s) ago
| | | |
7 | 2 hour(s) ago
| | | |
8 | 5 hour(s) ago
| | | |
7 | 6 hour(s) ago
| | | |
8 | 9 hour(s) ago
| | | |
7 | 2 day(s) ago
| | | |
6 | 5 day(s) ago
| | | |
7 | 2 week(s) ago
| | | |
7 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
