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 Insurance claims?
Anually, what is the value of insurance claims due to water ...


 How can the insurance companies guarantee a minimum of 5%interest in their annuities?
...


 The doctor bills?
Me and my husband have independant insurance. We pay 300.00 a month and that is with maternity. Now the doctor says we have to pay the entire doctor bill before May so that is 500.00 a month. They ...


 Does insurance pay if your car need to be repair in the repair shop? ?
The car was accidentally hit in the wall of my own garage... And it really hit a bit bad in the other side of the car...

My question is if i bring my car to a repair shop to make it to be ...


 In an adventure tourism business, is self-insuring a bad idea?
Safety is a number one prioroty and has never been an issue. We have a 100% track record....


 My friend told me that you can get car insurance cover letters from some garages.?
Anyone have more information on these?
Additional Details
Yeah apparantly some garages can give you some cover letter which are legit and cover you in the event of an accident, only its ...


 What sort of Life assurance / mortgage cover do i need?
We have an interest only mortgage and need to get some kind of cover for life insurance / endowment or mortgage assurance - we have no idea what to look for - we want it to pay off the mortgage ...


 I need a life insurance policy that is affordable for my mom who has cancer?
I do not have alot of money and I am trying to find a life insurance policy that I can afford for my mom. Sha has cancer in her throat and I can not find an insurance company that will give her ...


 I want to start selling insurance and quit the current job that I have.?
Should I just quit the job that I hate (lol), and start with the insurance, or do the insurance on the side while i have this job then quit when i have clients built up?????...


 Looking for cheap insurance?
just baught a van and looking for insurance companys numbers,thanks ...


 What does the term "Subrogration" mean in the field of insurance?
...


 Can an insurance company deny you a claim even if the other person got a ticket?

Additional Details
The other driver failed to yield the right of way and rear ended my husband....


 Home Contents Insurance - what affects this price?
would contents insurance be more expensive for a lower ground floor flat, or ground floor flat, than the upper floors?
Is there any statistics on whether they're more likely to get broken ...


 Should I pay this medical bill?
Basically, I had to go to the walk in clinic to get some stitches. Personally my friends and I think that all I needed was a butterfly bandaid and maybe some of the dermabond or vetglue(instead of ...


 Could someone advise me on getting the best health care insurance for a soon to be college graduate?
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 Mom died. Am I responsible for her bills? No estate but had insurance $ from my father's death that I now hold
My mother passed away and had credit card bills. She had no estate (property, etc). She did have some money from an insurance policy when my Father passed away. I have this money in my possession. ...


 Can anyone recommend any company that offer good insurance?
I'm trying to shop for insurance companies that are reliable and offer good deals for a family plan covering house and several cars? Any recommendations?...


 How can I get car insurance on a car that my ex husband let my daughter borrow? The car is still in his name.?
My ex husband let my daughter borrow one of his cars. He lives in a different state. I had the car registered here in the state we live in, but now the insurance has expired and I can't seem ...


 What is an umbrella policy?
...


 What is the best life insurence package for me?
I am a 30 Male got 18000 Salary with a family od 3...



Misshopeful
Buildings cover - How much do I need?
I'm looking for home insurance and one of the questions is how much buildings cover do you want? This is in addition to the value of your property question. I thought they were the same answer?
                     
 




car253
Your insurance agent should be helping you estimate how much insurance you need on your home. How many square feet it is?

We look at rebuilding costs in your area. The value of your property should not be a question. The policy provides for 75% of the dwelling amount will be added for personal property.

Call some companies and get some quotes. The agents will know how much insurance you need. You do not need to figure it out.
If you talking to an agent and they are asking you these questions, I would find a new agent. An agent should be able to give you information how much insurance you need.


C
why would your insurance company ask YOU how much coverage you want?? Seems a little weird to me.
Im a Farmers Insurance agent, and our system will automatically calculate for you how much coverage you need based on the squarefootage of your property and the characteristics of the home.
If there is no system calculator, they should know that you just calculate based on $150-200 per square feet, depending on the construction material and year built of the home.
You can find out how much replacement value you need for your home from your lender too. They will have a minimum requirement for replacement cost, and this is what you go after. They might also say that your need a % for replacement cost, which means that you need to make sure that the policy you get covers either 125% or 150% extended replacement cost. If you are dealing with a company/agent who doesnt know how to calculate how much you need, or doesnt know how to explain coverage/construction cost to you, then Id be looking elsewhere. Call a local Farmers Insurance agent. No headache there! they will do EVERYTHING for you!


Gambit
You would want to insure the house for the cost to rebuild the house should it be totally destroyed. Unfortunately, besides consulting with a home buillder, it is quite difficult for the general public to determine this on their own (any answers here which recommend adding $x to the market value of your house should be immediately ignored as rubbish). This is where the services of an insurance broker becomes invaluable. They have the knowledge and tools to determine what the replacement cost of your house is. They can also shop amongst their markets for the best rate.


Sylvia C
Rating
Hi, Try Sheila's Wheels, I have used them today and their amount is unlimited. Did it via Confused.com. If this dos'nt help try googling it


jude
Rating
Sorry, not answering this quesiton, just wanted to know how the egg transfer went, are you ok, did it go ok, sorry, I would have emailed you, but you dont take emails. I was interested in your last question and wished you luck, but didnt get to hear how you got on.
Hope all is ok
Best of luck for the future
Jude


bilbotheman
Rebuilding costs are not necessarily the same as the cost of a house and so you should allow a little more, usually 20% extra should be sufficient.


123-pacman
how much did u pay for your home? then add 50 grand, that is what you need.


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