 What's the purpose of insurance? |
| What's the purpose of insurance?... |
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 Car insurance? |
| i had a crash about 9 months ago and now i have to renew my insurance what would happen if i didnt tell my new insurer that i had a ... |
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 Can a person's auto insurance be tapped to pay for property damage (stairs and hand rail) in a vandalism case? |
Additional Details
Let me clarfiy. Here, at the University of Nebraska, a student intentionally drove his pick-up into a stair case taking out part of it as well as the handrail. When ... |
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 Health Insurance Quotes Questions? |
For a healthy adult between ages 20-35 what would the montly premium in health insurance be for a male and female?
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| I can afford health insurance for my family. Everyone in my family is very active in hiking and other low risk activities. Should we still have an accident plan to cover accidents. For $30 a day, I... |
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| The officer reduced to 15 kph over in a 40 kp zone and said that I will not lose any points- will this affect my insurance?... |
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 Life insurance? |
| if my mom didnt name anyone as a beneificiary to collect her life insurance she got from working at kaiser and her 401 k plan, who does it go to? shes about on her last breath.... |
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 Will the life insurance co obtain our medical records? |
| My husband & I are getting life insurance for the first time. We are both in our early 30’s and healthy. I know that the insurance co does their own health tests and blood screenings but I have ... |
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 Dental Insurance issue...please help,............? |
| I recently been laid off from my employer so I no longer have health insurance. But a few months ago, I paid my dentist $600 for a full year of cleaning and examination while I had health insurance. I... |
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| I am self employed and since my group is small, I am told my group insurance is primary. I will be 65 in two months, I am not drawing social security and I will continue to work for the next 18-24 ... |
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| I am a 24 y/o single male who lives with my Dad. It's just him and I, as my mother passed away a few years ago. In the event that I ever died unexpectedly/suddenly, I'd want my Dad to not ... |
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 $4200 Hospital Bill for going to the Emergency Room in June? |
| Hospital said they can work out a payment plan of $350 a month. I can't afford that; I have a wife & 7 month old baby. I have to work a year before I can get insurance and it have not been ... |
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| The one thing everyone is warning me about is the high cost of insuranse. Obviously this would put a halt to my plan and I need to know where to start gathering liability facts. The business is a ... |
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 If you, the (auto) insured, not life insured, are killed in an accident that you caused can your loved ones co |
| llect on your auto insurance policy for your death? Which coverage and what would be the limit on that death benefit? God forbid!... |
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 Is it true that minimum LIC premium is now Rs.5,000? |
| Is it true that LIC rules have been changed such that premiums have to be paid in minimum amounts of Rs. 5,000?... |
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Charlotte | Bumped a car and now the driver is claiming a stupid amount of money, advice please? |
A couple of weeks ago I was pulling out of a junction and scraped a taxi. The front of my car scraped past the side of his car resulting in scratches on both cars. This however is the full extent of the damage. The accident was not a crash and did not occur at high speed and therefore there arent any dents on either car. However i received two solicitors letters this morning, one with regards to the taxi driver and the other the car owner. The owner is claiming for car damage, which is fair enough however the driver is claiming that he has been hiring a car at a cost of £95 a day plus VAT because his car is unfit to drive. The fact that the car is unfit to drive is a complete lie! He is purely trying to get as much money out of the sitution as possible. He is also claiming for whiplash which he cant have sustained due to the low speed i was travelling. Can i prove that he simply wants money ? if not will my insurers pay for the 'damage' ?
Additional Details
the car will not take a week to repair! my car had the worst damage and it's a two day job to put it completely right. the fact of the matter is, yes i hit him, BUT that does not mean he is entitled to claim more money than necessary. The guy is a con. |
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Luna & Lawnboy
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Just refer the matter over to the insurance company. They will pay the owner and the driver only what they are entitled to receive. This is what the claims adjuster does every working day of the week. I have seen plenty of bogus, unrelated and inflated claims. Just because the claimant asks for compensation does not mean he is entitled to it, or will receive what his "demand" may be. |
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MSAD
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Turn in the claim to your insurance company and let them handle it.
This is what insurance is for. |
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john a
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Seeing no damage externally doesn't mean there's no damage. Internally (bolts and nuts) there are parts that have been dismantled. Anyways, on your question. The driver can claim his (out of the pocket) bills for renting cars since it's his job. But! He can claim it to your insurance company IF your policy have a coverage of Loss of Income. Nonetheless, every nation has its own policy. You can check it with your insurance company to settle everything. Just ask (the driver) to present receipts. Good Luck |
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That_ blue_ eyed_ Irish_ lass
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This one sounds like a gouger and opportunist .. trying to suck money out of you.. I know you don't want to do this, but report it to your insurance company. Also the next time you are involved in any kind of accident, file a police report .. for your own protection.. because unless you get the insurance company involved now you are going to have one big headache with this guy and his company |
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inkedboy1978
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take it to your insurance company because they will take action about it. insurance companies do a better job on weeding out stuff like this. also tell them on what has happened in the accedent and any thing else go from there. |
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mbrcatz
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It's not about "unfit to drive". The point is, to repair the car, it will be out of service a least a week.
Even if they don't repaint the job, they're still entitled to the "loss of use" bit. You're lucky he's not requesting loss of earnings on the car!!
Him wanting money is irrelevant. You hit him. Your insurer should be handling this claim, not you. Turn over the letters. Let them worry about it. This is why you have insurance. |
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