 Help please..? I'm so confused!? |
Very confusing story.
I'm 16, I'm not living at home as I was kicked out a few months ago..
I lived with my dad until I was 11 with the last name thats on my birth ... |
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 Lost national insurance card/number can I retrieve it somehow? |
As above x
Additional Details
I recieved my card last year just before my 16th Birthday. I have only just got my first job so there is no evidence of my number elsewhere. I need the ... |
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 Life insurance - Term or Permanent? |
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 Life insurance help? |
| WHAT IS BEST WAY OF SELLING LIFE INSURANCE... |
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 Should people that dont use signals while driving pay more for insurance? |
Additional Details
It seems like only 1 out of 10 people use them around here.... |
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 My health ins. premium went up again. What is causing this? I am fed up.? |
Rising costs of health insurance: here are my theories why:
exorbitant salaries of ins. ceo's, over prescribing of medication by doctors, over testing by doctors, people going to the doctor ... |
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 Health insurance help? |
| What should I concentrate on in looking for health insurance? I am trying to find the best insurance plan for a reasonable price. Is it important to look for deductibles, or copay, or what else ... |
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 Is my homeowners insurance or the associations insurance responsible for outside gas pipe and gas meter? |
| I live in a townhome and my gas meter and ballard post was hit by somebody who then took off resulting in damage to the gas pipe and the post blocking the gas pipe (ballard). My town home association ... |
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sb0983 | Buying individual medical insurance? |
How much money does it cost to buy and indiviual medical insurance policy? I live in the state of New Jersey. What are some names of insurance companies that I could buy and individual medical insurance policy? Can I go to John Hopkins hospital ot Duke medcial or would that be considered out of network? |
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Cris H
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You can easily check you minimal rates in internet, for example here - http://healthplans.my-age.net |
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Tom Z
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You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. That adviser can answer your questions as to what is and is not covered by the policy as well as show you the hospitals and doctors that are in the network.
Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.
If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles and low copays your monthly premiums will be significant.
On the other hand if you are young and healthy and rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.
Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation.
Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Use the Internet to educate yourself but use an agent to purchase the coverage. |
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src50
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See an insurance broker that handles individual policies. Different coverages are available. |
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mbrcatz
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If you're 30 and healthy, it should be about $300 a month, excluding maternity coverage.
If you're not healthy, it's going to cost more - maybe a lot more. NJ has a "guaranteed issue" law, meaning, insurance companies can't turn you down for pre-existing conditions. So they're going to try to convince you not to buy their policies, by pricing them so that they aren't affordable.
You will have to talk to a local agent, to find a carrier that has one of those hospitals in network. |
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tonalc2
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It depends on your age and the state of your health, plus any pre-existing conditions.
Here is a list of companies in New Jersey and their rates:
http://www.state.nj.us/dobi/division_insurance/ihcseh/ihcrates.htm |
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Zach
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The cost will be based on what status the underwriters classify you. There are normally 3 different categories they put you in.
Substandard (High Risk)
Standard (Average/Normal)
Preferred (Low Risk)
Of course they can decline to cover you at all... It's all determined upon pre exhisting conditions, age, lifestyle, ect.
Just call around to a few insurance companies, if they can't give you an estimate before you apply just ask for the standard rate.. They have them and can give them. Make sure to know what your going to purchase, call around and dont necessarily get the cheapest quote. You get what you pay for.... |
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