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 Buying individual health insurance: Why do some say a small independent broker is best?
OK. I understand not to use a broker that is connected with a single insurance product, but what's up with a broker that works for a consulting firm? Is a national consulting firm bad?
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 How much is mortgage insurance on a 100,000 home loan?
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 Does health insurance make you paid for medical bill (OB visit) after abortion

Additional Details
I been going to a OB doctor for a while until I decided to get an abortion. All the medical bill have been paid by my insurance to the OB for the visit but I was ...


 Can you get a life insurance policy without them knowing about it?
I ask because I have a biological father that does not know wbout me.
I have his SSN and all the other information about him but I don't want him to know I have a policy.
The policy ...


 What comany would you reccomend for home owners insurance?
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 Do you know if most employer-provided insurance will cover step children??
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 How do you start up your own .com insurance company using Lloyd's of London underwriters.?
I am looking for contact names within lloyds to float an idea and then get venture capital to launch. It sounds very grandiose but i feel sure its a good sound idea with a niche market....


 Name all the insurance companies of india?
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 Has anyone in the uk had any car insurance from "Kwik Fit", if so , were they happy with their policy.
They are coming up the cheapest for my mondeo after going on to confused.com....


 Why does my health insurance partially cover things even though I have a deductible (not that I'm complaining)?
It's weird, I thought since I had a deductible I'd have to pay out of pocket for everything up until I reached the $4000 point, but every time I hand the receptionist my card she says, &...


 Can ins co pay for doctor not in their network, then not pay hosp. bill??
HMO ins. co told me I could take my child to PCP (primary care physician) that is not in their network (none in our area). Ins. co said we just pay $10.00 above co-pay.
We went to this doctor ...


 Purchased dis. ins. on mortgage and was then diagnosed with cancer, how to get them to cover?
shortly after purchasing disability ins. i was diagnosed with testicular and lymphatic cancer that was very aggressive. while in chemotherapy I contacted the insurance co. to claim. I was totally ...


 I just got kicked off my mom's insurance and I was seeing a psycholgist.?
I tried to apply for other insurances such as Blue Cross, Kaiser and even mediCal but did not work out. I just graduated and it has been difficult finding a job. I really need to see my psychologist ...


 Will my parents insurance go up if my boyfriend drove my car (my dad's name and insured) and got speeding tick
the car is in my dad's name and my boyfriend is not on the policy but I stiil gave it to the officer and he just gave it back. Will my parents insurance go up even though he's not on the ...


 Looking for Homeowners Insurance in Pinellas County, Florida?

Additional Details
No claims & not in a flood zone....


 Who regulates the Insurance Industry, the federal government or each State?
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 Should you have contents insurance?
Even if you have nothing of real ...


 How do you get flood insurance from the NFIP?
I already live in a community that enforces the floodplain management ordinances, but how do I get the insurance?...


 Hello. i have settled an insurance claim in new jersey?
i was told by my attorney that he would take 30% of the settlement. i settled for $5000. but my attorney only wants to give me $2800. he says there are $800 additional fees. shouldn't all of his ...


 Are There Any Affordable Dental Insurance Policys on the Market?
I am wanting some work done on my teeth but do not have dental insurance, where can I find affordable dental insurance?...



The Frog and Sausage
Buying renters/contents insurance -how to I find out what the roof's made of, what sort of locks are there etc?
I'm just moving into a small flat with my girlfriend and I'm looking at contents/renters insurance. My problem is, I don't know if the main doors have a 247 leaver killer-man deadlock or what the roof is made of, and I doubt my landlord will. He owns the flats, but not the entire building so the external locks aren't his concern.... What can we do?
                     
 




david h
Rating
There are only a few main kinds of roofing these are slate roofs (which are grey ) tiled roofs (which are normally terracotta) Flat roofs (tarmac , pitch )or concrete like if the roof is also a car park.Thatched roof (straw).Try to look at the roof from a distance and see what its made of - or if possible look through a skylight.
You could always ask a neighbour or the owner should know.
The same for the locks if you can take a photo we may be able to identify the locks for you.The keys will give you some information on what kind of locks you have and how you lock / unlock the doors will tell you if they are fitted with deadlocks.eg do you need to turn the keys two full revolutions to open the door ?


sunshine_mel
take an educated guess (look at the roof and locks), or ask your neighbours - i assume they're insured too


car253
Just tell them you have dead bolt locks and the roof is composition shingle. If they really want to know they will come out and inspect and I know they won't.


C
Because of the fact that your not interested in covering the actual structure, then it really doesnt matter what type of roof or locks you have. The price of your policy will be determined on the amount of contents and liability you want to be insured for.
Most apartment buildings, if they are built prior to 1980's are usually asphalt shingle/composition roofs. If they are built after that, then they can also be spanish tile. Youll know if its tile, since it has a brown/orange color, and asphalt shingle if they are like squares or flat wiht a grey/black or brown color.
Just say that you do have deadbolt locks on your door.


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