 If I sell a $1000 auto policy and my commission rate is 25%, does that mean I get $250? |
I have my P&C insurance license and a potential employer told me my commission rate will be 25%. I'm new to the industry and I don't know how the commission works.
So, if I ... |
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 Long Term Care Insurance Question? |
| I have signed up for it through my employer and it is appx. $80 a month with inflation protection for $200 a day coverage through John Hancock. Anyone else have it? Is it REALLY worth it? I met ... |
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 Can a hospital refuse a patient without health insurance when the paitent is not pregnant? |
| I recently lost my job and I do not have health insurance. I have been paying to go to the doctors. I currently can not afford to keep going that route. I have a child that I believes has a U.T.I. I ... |
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 Car health insurance...? |
| Why does car health insurance not exist I mean if it did then you would just pay a premium and then when you took it to a repair shop the insurance would cover it.... |
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 Insurance- is there anything I can do?!? |
Long story- I will appreciate if you read it-
My husband was in the hopsital last summer becuase of a mold allergy (from mold at his work). He was in for 14 days and in very serious condition. W... |
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 [Health Insurance] What is the difference between "deductible" and "maximum out-of-pocket expense limit"? |
| [Health Insurance] I dont exactly understand how both the terms apply to my expenses towards a medical care. I am talking about Physican and Hospital Services in particular, rather than Preventive C... |
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 Anyone bought a trampoline, put it up and then have an insurance company demand you take it down or drop you? |
| Insurance company has demanded trampoline come down. Saftety nets, adult supervisor followed to a "T". Spent good amount of $$$ on it! Been up for less than a year. Under warranty. Anyone ... |
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 Have you screwed up more than me? |
| I wrecked my car twice in 1 year, that sucks, 2000 ford mustang GT, hot rodding is not wise people, what should I do, I have a job but deductibles, and insurance have eaten me up within the last 12 ... |
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 Neighbor's gigantic tree falls on my garage. In PA.? |
know this.
My insurance company will pay for the damage to my garage.
Who pays for the removal of the tree?
They say it is an "Act of God" so the person who'... |
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 How safe are Aig annunitys .They are not Fdic insured? |
| My wife and I each have AIG annuitys .They are not FDIC insured. How safe are they . Can they be rolled over to a FDIC insured fund?... |
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 Question about insurance covering dental procedures? Please answer!!? |
My insurance covered my orthodontics as a teen.
They covered all routine dental work.
They covered a procedure in which I had a baby tooth pulled, because there was no adult tooth ... |
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| Can health insurance coverage be denied (because of a prexisting condition) after COBRA expires? |
| I retired from my job at 65. After my retirement my company "kicked out" our two dependent children from the company health plan. Both children are at this time still covered under COBRA. <... |
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 I am a commercial insurance producer. What are the most profitable industries to go after? |
| I just got started in commercial insurance, property & casualty, risk management, workers comp, etc. I have been told I need to find a niche to specialize in and go after it. My goal obviously is ... |
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joe k | Can't believe what the insurance company say ...? |
My baggage went missing on a flight back from Morocco. I hate carrying things so always stick everything into my main bag including my lappy - so this bag goes missing. This is over a month ago and now I get this email from the insurance. They say they won't pay out for the laptop and some other valuables, knowing that I keep my lappy in there I take out business travel insurance, just in case, but they quote me the following small print ...
Please note that your policy, under section E, exclusion 13, states that this insurance will not cover "Loss, theft or damage to valuables not carried in your hand luggage while you are travelling". Can anyone please help????? |
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SD Mike
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I hate to break it to you, but I don't think you're company is going to help you. I have worked in insurance for 15 years and the one thing I've learn is that insurance companies are very good at adding sneaky exclusions into their polices, so they can sqirm out of claims. The best way around it for the future is to find a good broker who has somekind of designation or degree in insurance. You may end up paying a little more, but good brokers get those exclusions removed for you. AS far as your bag, you should at least try calling your state's dept of insurance. Sometimes an insurance company would rather just pay a small claim than to deal with a complaint to the government. You might also try calling a public claims adjuster, though their fees can be high. The only other option, hiring a lawyer, is probably not worth the expense. |
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Graham N
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unfortunately that is typical of most travel policies. Most don't cover half your belongings.
Another common exclusion is skis, despite the insurance having been sold by the travel agent arranging the skiing holiday!
I am afraid that you have very little chance of getting a result, unless you told the person you were buying the insurance from that you needed it because you put your laptop in your case.
Then you would have a claim against the vendor. Failing that you are out of luck. |
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MarshaMarsha
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Check under your home insurance or commerical insurance policy for theft. It might be covered. If you paid by credit card, you should also check with them. |
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stormydays
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Have you got any home contents insurance? You might be covered in that one |
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Platobeenz
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Always read the small print. |
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Kris to the rescue!
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I'd appeal to the office of fair trading standards. There must be a way that you can get your things covered. |
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