 Why I am rated high-risk for insurance? |
| I'm a 29 year-old non-smoker w/a spotless family medical history - not even high bp for my 65 year-old-dad. I recently applied for life insurance and was surprised when I was rated in two risk ... |
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 Is it customary for an insurance company to not tell you specifically why they denied your claim? |
| Or to tell you what their criteria is to cover a certain surgery? I am trying to get a breast reduction 38E! I was denied...WHen I called insurance to see why she said cause I didnt meet all criteria.... |
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 Would an insurance annuity make sense for an IRA investment? |
| An insurance agent is showing me a product called MasterDex 5. I retire in 12 years. Thx.... |
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 Group Term Life Insurance - Scam or The Real Deal? |
| My employer allows me to purchase life insurance through payroll deduction. Basically the coverage is term and 1x or 2x my salary, depending on how much I want to pay. I've heard, but not been ... |
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 Cancel my Health Insurance? |
Can my previous employer deny/cancel my health insurance if I was fired? If they dont offer COBRA support can I seek legal help into this?
Additional Details
I am an extremly healthy 22 ... |
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 Is it possible to work for two insurance companies with similar policies? |
| I have 2 companies that want me to work for them. They are similar but one has a few more subplamental policies. I would work independently for both companies and only check in for training or ... |
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 What does having a proof of postage by the post office entitle me to? |
| I've been in a situation where I have ordered an item from a seller on ebay and haven't received the item. I'm getting concerned as it has almost been 2 weeks. The seller refuses to ... |
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 Does Anyone use Farmers Insurance? |
| I have had my car liability insurance with Allstate for a while now, but Farmers has given me a much much lower quote. Whats the difference? (besides the $200 over 6 monthes)... |
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 What type of water causes problems with insurance? |
| We're thinking of buying a house which is about 200 metres from a large pond. When trying to buy home insurance, will this be a problem or do they only take into account flowing water?... |
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 Legally, can a child be covered under two insurance policys? |
| My husband and I live in Wisconsin, My step sons mom lives in Texas. He is currently covered under our insurance plan. He will be going to see his mom in Texas in a few months, legally is she allowed ... |
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 Applying for health insurance, will i be tested for smoking? |
| i assume they test for aids, etc., but will they test for nicotine?... |
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 Low income health insurance? |
| One of my friends recently came to US from a different country. She sold whatever she had and came to US with 25000$. Recently since she was sick she had to go to emergency room for three days. The ... |
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lelond | Can I be added to company insurance with a bad driving record from years ago? |
I have just been hired to be a rep for a manufacturer. this lob will require 70% travel. The only hangup is i am scared that when they send over my license, i wont be able to be added because of 4 or 5 bad things on driving record including DUI, simple possession, driving under suspension, ect,ect......Curious as to how far back they will look.??? these issues have been 6-9 years ago |
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mbrcatz
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The insurance company underwriters on a commercial auto policy, they'll get maybe 10 years of records way back. They'll pay extreme attention to the last five years. If you had your license reinstated five years ago, and have been absolutely clean ever since, they'll probably not kick up a fuss.
Because commercial auto policies can't surcharge drivers for accidents/tickets, they can be fussy, and can look back farther, than a personal auto policy.
So, the answer is yes, you CAN. But will you? It's going to be up to the underwriter, and will depend on the loss history for the employer, and your past five or so years driving. |
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ACe
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Yes, however if there are questions on you application about your driving record, and you don't answer them honestly, you may fe fired later, or if you are involved in a company accident you may be held partialy liable. |
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Read My ☆Lips☆
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I believe your company is mainly looking for moving violations. They check your driving record to see how high their premium would be to insure you. If it is too high, they will not hire you. Sucks, even if it was 10 years ago. I had something come up that was 7 years old. They just don't want a liability on the road. |
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Steve L
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They have in all probability dropped off |
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superaaron_82
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over 5 years with no trouble or tickets... prob. not. Insurance companys only want to know about the last 3-5 years |
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Sophie B
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In most states, prior offenses come off your record after 3 years if you have no new offenses..
You can call the DMV , state Highway patrol, or a-friend-who-is-a-cop, and they can tell you what's currently on your record.... |
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annazzz1966
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It depends on what the company policy is about bad driving in general. Ask the company. |
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