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 What is private mortgage insurance and who gets the money when a person cannot fullfil their loan obligations?
If you don't put down 20% on a home loan you must pay Private Mortgage Insurance. So with all these loans going belly up why did ppl pay this and who took the money?...


 When do stocks usually arrive at store?
Do stocks (items) arrive at stores on Monday morning? because i am trying to buy something from argos but they seem to be out of stock.

Please tell me the day the stocks usually arrives.<...


 What requires a business to have Public Liability Ins and do certs have to be displayed on the work place?
I would like to know the legislation or regulation ...


 Which are the top 5 insurance companies of india?
...


 Has anyone ever had life insurance with a company named primerica?
I want to get life insurance on me and my 2 kids and they are really cheap and have a thing called a childed rider which i knew nothing about. But I have never heard of this company and just want to ...


 If I opt for the rental car insurance, can I get away with crashing it into all sorts of stuff?
...


 Would like to know if any one remmber the insurance company that used a umbrella?
this was a life insurance company that used the signature of a U...


 I'm 64 I will be 65 on November 02, 2007. Should I apply for Medicare supplemental health insurance now ?
This whole Medicare supplemental insurance is so confusing. The companies try to make it that way I'm just not sure if there is a valid reason to apply now or to wait and save eleven months of ...


 Do insurance agents still earn residuals on policies after they have left the company?
And, does it matter whether they retired, quit or were terminated?...


 I need to apply for health insurance any ideas of were the best rates would be ??
...


 What is the best insurance company for homeowners and car insurance and why?
I am not real satisfied with current insurance co and want to explore options......


 Who is at fault if something is damaged during shipping?
I ordered something off eBay and it was damaged, I assume, during shipping. Who would the responsibility fall to, to fix the issue? Should I try and take it up with USPS or is it the seller's ...


 I was in a car accident my lawyer told me they have 100k in ins is this all i can get after 2 surg & pt ? ?
I was in a car accident my lawyer told me they have 100-300 as coverage, this is in New York state. He advised me all I can get is 100k after 2 surgeries and physical therapy for a year. The girl who ...


 Life insurance policy?
If a beneficiary dies before the insured does the policy get paid to the wife of the beneficiary or beneficiary of the will or is the insurance policy void?...


 Are Well Baby Checkups Considered Maternity Care?
I'm not working after I have the baby and am shopping for independent health insurance. Obviously I will ask before getting, but I know on this certain plan you have to wait six months before ...


 How can i get health insurance if i get paid cash?
I've had this job for 2 years....


 How can I find cheap health insurance in New Jersey?
...


 In need of homeowners insurance?
what are the usual requirements when getting homeowners insurance. where can i find the cheapest? i live in florida (miami)...


 Can insurance cover laser resurfacing if it's causing me problems emotionally ?
I have pretty bad scars on my cheeks and forhead from acne in the past...It causes me to have alot of anxiety. I hate going out and meeting anyone new. I am soooo paranoid about my scars. I got my ...


 I have a friend who does not have license ,and was in an accident?
she hit someone with just a scratch worth $750, however they came to an verbal agreement to take care of it without the law but that other person didnt hold up to thier end and reported a hit and run....



homelands
Can I be held responsible for my adult daughter's medical bills?
My daughter who is 25 years old has medical bills from when she was 23 years old. I am receiving threats to go to a collection agency if I don't pay. She was no longer under my insurance at the time of service.
                     
 




mbrcatz
Rating
No, unless you're her legal guardian (as in, she's legally incompetant).

That doesn't stop slimey collection agents from trying to collect from you anyway. Just call their bluff, and tell them, fine, sue me. See you in court.

They won't do it, because one adult can't be held responsible for another adult's bills unless they are married and in a community property state.


hightechchic
Rating
At the time she received service, did you sign anything agreeing to be the liable party if she didn't pay?

Can't remember? Well, if you want to give those nice collections folks a run for their money, you should ask them to produce the documentation with your signature stating you accepted responsibility for the charges. If they are unable to do so, send them a letter (and keep a copy) informing them that you are not responsible for the debt and will consider any additional phone calls as simple harassment.

You have the right to ask collection agencies to stop calling under the Fair Credit Reporting Act (FCRA.) You can get more info on the Federal Trade Commission web site: http://www.ftc.gov/os/statutes/fcrajump.shtm

Sometimes letting these unscrupulous collectors know that you're familiar with your rights is enough; however, you can actually seek damages from violators and informing them of your awareness of this usually gets rid of those who are playing fast and loose with the facts.

Good luck!


fiestyredhead
Rating
Unless YOU signed something that says you are accountable for remaining balance I don't see how you can be held accountable.


Sarahsmama
Rating
How did the hospital bill collectors even get your name and phone number? Were you listed as next of kin possibly? You are not responsible for a 23 yr old woman's medical bills. Tell them to stop calling you or your lawyer will sue them for harrassment!!


DAVE B.,The Old Man
she is of age,unless she is handicapped& still under your complete care I don't see how they can collect from you . probably a scare tactic!


Lady Godiva
no...not if she's a home owner


deb m
I cant see how they can even threaten you with that She is not a child any more and hasn't been for quiet some time. As already stated if you never signed any thing to accept the responsibility of the bill they don't have a leg to stand on. make your daughter pay her own way. If the pressure continues get a solicitor to write a letter for you yes it will cost. Maybe you could speak to some one like Fair trading Consumer affairs for advice. good luck


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