 Can I use two different dental insurances? |
| I have Blue Cross Blue Shield and it covers dental as well as health, then I also have Delta Dental which is dental insurance only. Can I double up on insurance to save me some money?... |
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 I receive an auto insurance check with my name and my dads and we both signed it in the back........? |
| which its been already deducted of 500 dollars....the check came out to...925.73 dollars....but anywayzz is it okay 2 cash this check at bank of america...me and my dad will fix my car and buy parts ... |
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 I have been just declined health insurance from Aetna due to a high BMI and take lipid agent. any advice? |
| They told I have the right to appeal, however, I wonder if it worth my time or shoul I move on to another company.... |
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 Can i be charged someone elses deductible? |
Additional Details
I ran through a stone mail-box on accident, and the accident was considered 100% my fault. I'm not using my insurance company because I don't want my ... |
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 I'm moving to Florida, and I'm an insurance agent..how is the sales in Florida? |
| this is to all my insurance agent people in florida, i have a life & health licsence, and i needed to know whats the success rate of doing business writting business and being able to make good ... |
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 Employer pays 80% of my premium - If I opt out of coverage, do I completly lose the benefit? |
| For example: lets say my company pays $800/mo towards my health insurance. If I cancel my coverage with them and switch under my Husband's instead, my company will be saving that $800/mo. So ... |
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 Can I get on Medicare if I am 39 years old? |
| I have M.S. I am on short-term disability becasue of it and I am about to apply for SSDI. I am trying to put together a game plan. My first concern is health benefits. I am told by many that I ... |
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 Renters home burnt down, Thought it was insured, but it wasn't, WHAT NOW? |
| Last weekend one of my Mom's house(s) that she rents out, burned, (she rents out 2) their was a propaine leak. She thought she had fire insurance on them, but when she refinaced, it wasn't ... |
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 Insuring/Protecting yourself from serious legal liability? |
Say a hypothetical person has a significant net worth of about one million consisting of his home, cash, and his retirement account.
One day, this person is driving home and he runs a stop sign, ... |
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 Will insurance cover my boyfriend and I? |
| My boyfriend and I are both young (22) and we recently got kicked off of our parent's insurance plans. We want to get insurance together, and were wondering if it is possible to do so? We are ... |
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 I am a true liar and ..............? |
| .............. and believe in deceptive tactics, along with contradictions galore. Also, I care not about people, only about how much money I will make. And, if this isn't enough, I have many ... |
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 In Tx, does health coverage have to be extended to the end of month by employer if an employee is terminated? |
| I'm looking for a URL to an official state document that mentions that health benefits have to be extended to the end of the month. I've heard from other HR people that say this is true in ... |
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 Is this a good investment? equity indexed universal life policy for retirement income? |
| Is this a good investment for retirement? It does cost to get the policy, but you will have income for life that you can loan out tax free w/o having to pay back. Seems almost too good to be true. ... |
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 Is it legal for a company to take your whole paycheck for medical insurance after returning from med. leave? |
| I was recently on medical leave,but before I left my employment status was wrong.I was actually eligible for insurance in July,so they started taking out medical insurance from my check to cover all ... |
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knight d | Can I buy a 2nd life insurance policy? |
I have a $150,000 life insurance with my employer, can I buy a 2nd separate policy from a different company? Will my beneficiary receive the amount of both policy? |
 |
 
es
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You can buy life insurance privately and name anyone you want to as the beneficiary. It is fine to name one person as beneficiary on two different policies. Call a life insurance agent to get a quote. Best of luck to you. |
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mbrcatz
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Yes, you can buy a second policy. Your beneficiary will receive the amount of BOTH policies combined. Unless you name two different beneficiaries, of course. |
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kishwar s
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Yes you can and you should have a separate policy. It is very important these days. There are different kind of insurance so be care full you don't want to make companies rich. let me know if you need guidance.
my email is ladly_22@yahoo.com |
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john f
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Yes you can buy another policy. However, when buying life insurance it is best to add to what you have rather than replace. Certain life insurance policies build cash value usually after two years. However, when you replace one with another sometimes you can lose the cash value. |
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dontmakesensedontmakedollars
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if you are interested in a 2nd policy than you can find one and compare the cheapest prices to the best plans at websites like http://www.COMPAREusINSURANCE.com |
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Michael M
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Yes to all of your questions.
In fact I recommend that you if you have a need for life insurance (replacing income, final expenses, etc.) then you always need to have your own policy separate from your employer.
I've attached a link to an article I posted to my blog recently on this very subject, but in summary most employer policies are not portable. You can't take them with you when you leave the company. That means you'll have gaps in coverage when you change or lose your job. Also most people need more than the life insurance that their employer provides to replace their lost income for their family. |
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