 If you shop for insurance would u pay extra for better costumer service, or get the best rate instead? |
| Would u be happy with better service and pay extra or would u like to get the best rate, doesn't matter who the company is? I sell insurance and I want to know what u want.... |
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 I have a HO3 insurance policy and had power outtage for 3 days, had food spoilage is that covered? |
| I had a power outtage in my neighborhood for 3 days and when I returned I had food spoliage in my house. Would that be covered under my HO3 insurance policy?... |
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 Who do you honestly think is the best overall car insurance agency? |
or you can break it down
to cheapest
friendliest
most trustworthy
why do u like them and why?
also i would like to hear about the shady ones and some examples of what ... |
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 Is there some where or way to get inexpensive percripctions? |
| The insurance I currently have does not cover any cost of my percriptions. Unfortunately, do to health issues, I have to have a few percriptions and the cost of them is pretty outrageous. Does anyone ... |
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 I have recently been to the ER , the bill is 2,500 and they want full payment now ,? |
| I am self employed and I just do not have the resources to do this , I do have insurance but it did not cover this H... |
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 Can a health insurance policy dictate where you live? |
| My grandfather has a health insurance policy with Monumental and he is convinced that he is not allowed to move one county north or he will be dropped from his policy. I told him that, most likely, ... |
|
 How can I lower my car insurance if it is high because of bad credit? |
| I have been told that my car insurance is high because of a bad credit rating. I am currently enrolled in a DMP to pay down some credit cards and I'm sure this is why it is so bad. Will any ... |
|
 What makes a person uninsurable? |
| regarding life insurance, what makes a person uninsurable? would a previous surgery do that? what about any illness, would any illness make you uninsurable?... |
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 Is a person allowed to have 2 health insurance plans at the same time? |
| I have cheap health insurance that has a $4,000 deductible. I want to see a doctor. Can I open a new policy with a different company that has a low deductible, go to the doctor, and then cancel the ... |
|
 To get maturnity coverage or not? |
| I am currently 29 years old and just recently married. I have come to a decision I have to make on my health insurance. I am not planning on getting pregnant for at least the next 2 years. So do I ... |
|
 Can I make a lot of money selling life,auto,health and home insurance? |
| If I network my family,friends,coworkers and neighbors(say 500 total) can I get a good start at selling insurance...I mean do you think this is a good start of referral business,TO START THE BALL ROLL... |
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 Insurance and ACT of GOD!? |
| if a person doesn't believe in a GOD, can an insurance company not pay out due to an Act of God?... |
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| What can I expect for health insurance costs as an early retiree? |
| I'm 35 now and plan to retire around 40 or 41. I'm not exorbitantly rich, though; I've just saved enough to support my expenses and will do what I want instead of going to work every ... |
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mmd | Can I buy a Life Insurance Policy on someone I don't even know? |
Seriously.
For instance, If I took out a policy on Bob Barker, I could expect a payout in about three to five years.
Can I insure someone without their knowledge or permission?
(note: it isn't as if I would do anything to accelerate the process) |
 |
 
Shaun A
|
No way, but what you are talking about doing is essentially gambling on someone's death. You might be able to get a british bookmaker to give you odds on that, so long as the person was not on death's door. |
|
KE
 |
No you can not. First of all, you would have to show insurable interest, meaning that their death would have some financial impact on you.
Second, they would have to sign the application, HIPPA form, ect. They would also have to complete and medical exam.
There would be no way you could legally take a policy out on someone you don't know. |
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Emily B
|
no. The insured person has to consent to coverage being placed on their life. |
|
hello
|
No, if so, everyone would be rich. |
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mei-lin
 |
No. There is a good reason for this. Can you guess what it is? |
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gauri s
 |
Not possible |
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Jinha
|
no, not really, unless insurance fraud |
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Jane
|
Absolutely not! The insured person has to sign the application. |
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Courtney
 |
Of course not! |
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mbrcatz
 |
No, you can't. You can't buy a policy for someone else, without their signing their consent, AND agreeing to blood tests and release of medical records. |
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Dan
 |
No. But depending on the state you may be able to take out a policy without the insured's knowledge, if you have an insurable interest.
For example, a spouse, a child, a parent with property that may be taken for medicaid purposes.
Here is a link to a good explanation of this. scroll down to scylla's post:
http://boards.straightdope.com/sdmb/archive/index.php/t-237242.html |
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