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We had a house fire and I'm looking for answers.
After all, my mortgage is secured from default by PMI. My Mortgage company did not take out the policy on my house, I did. My mortgage ... |
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just for healt ins.
plus $25/mo for dental.through my job.
I'm young, excellent perfect wonderful health. dont smoke/drink.
ferfect size/height.
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| I am 29 yrs old..single..no husband, no kids. My company is offering a free 50,000 dollar life insurance policy but do I even need it since I have no dependents?... |
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Kristen B | Can I buy life insurance for a non-family member? |
I know this 60 year old guy, he looks homeless but isn't. Looks like he could go at any time. He never eats. Just drinks beer. My friends and I would like to take out a life insurance policy on him. He says it would be okay.
Additional Details
We call him "Wolfman". He says he will eat "only fried chicken" for a week if we put him up in a hotel for that time. Maybe he would do better on the physical if he ate something for a few weeks. |
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Financial JUSTICE
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Under insurance regulations, which I think is upheld by all 50 states, there must be insurable interest between you and the homeless guy. If the homeless guy dies, what financial and emotional impact would he have on you? |
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amust2407
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I think if you and your friends put as much effort into contributing to society and helping your community you wouldn't have time to come up with a rediculous scheme like this. Good luck finding an insurance company who will write this policy, and good luck being able to afford the premiums if they do. |
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Star
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yes but he may have to have a physical. |
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Ricky
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u can... its also up 2 the insurance ppl 2 accept it as he may go up anytime and his lifestyle is not a healthy 1 |
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Kraftee
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Let me get this straight: you want to buy him a policy? Why?
It won't help him at all. It will only help whoever he names as beneficiary of the policy and only when he dies.
I do hope you're not thinking about having him name you as his beneficiary.
I think you and your friends need a hobby. |
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mbrcatz
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Sure you can, but you need his cooperation and permission - and, he'd need to submit to a paramedical exam, give blood, open medical records, etc.
At his age, if he's in perfect health, you'll be looking at putting in a check for $1,000, before they do the exams. And you'll have to explain to the insurance company, what your "insurable interest" is. |
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Worldly25
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You would have to find a company willing to write the policy and the homeless guy would have to pass a physical |
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CAROL F
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I have met similiar problem before, here http://www.InsuranceFreeTip.info/insurance-for-free.htm is the information that I feel helpful.. |
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jimisanchez2003
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Yes, you can, visit http://cheap-insurance-quotes.webhop.info/ for a list of providers that will do that. I have had to buy a policy for a non family member before. |
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