 Small Claims Court - Chance of Sucess? |
| Okay so over a month ago I was escorted by police from my dads residence, I have consulted police, citizens advice and a solicitor. My solicitor told me there's nothing at all I can do, except ... |
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 Can I take out a multi-million dollar life insurance policy on my spouse even if he's not worth that much? |
| And vice versa? We were talking about how it would be nice if one of us should pass away for the other person not to have to worry about working so that they can focus entirely on any children we ... |
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 state farm commercial guy? |
| okk! what is the name of that new hot guy that does state farm commercials?... |
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 what jewelry do i take to be appraised? |
| what jewelry do i take to be appraised and where do i go? I know what things i have to take. Do i also take my pearls? Do I take semi-precious stuff as well? I just got engaged and wanted to take my ... |
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 Question about Insurance and Therapist? |
| So I am a college student living away from home dealing with an eating disorder issue. I've decided I need to go see a therapist. I found one online who takes my insurance but I am under my ... |
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 I'm 16 and getting a license in 10 days. Does my name need to be on the insurance? |
Does my name need to be on the insurance in order to receive the license? Or just my dad's, to prove the vehicle has insurance?
In the state of texas?
Additional Details
I... |
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 what do deal with this kind of situation? |
| Hi I just joined a business club in college... so as I pledge this semester they assigned a mentor to me. The 1st time I contacted him via email he was very nice and we decided to meet up and have ... |
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 Denied of medicaid in Kentucky? |
| I am 18 weeks pregnant i currently live with my mother who is single and i applied for medicaid and got denied i am so so worried for my baby i need prenatal care i have been looking for jobs so do ... |
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 Hi there, I'm not interested in renewing my policy with Geico for the next 6 month and today is the last day? |
Does anyone know what i should do?
Additional Details
But it says on my account: Date of Recurring Card Payment: 06/16/2010 .
what does that mean? Does it mean that it's gonna ... |
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 Can I sue a company over this? |
| So I ordered something from this company and as it turns out the item was back ordered. First it was 2 weeks before they told me the item was back ordered. Then when I read the email it says they ... |
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| Health insurance in Texas for low income families? |
| My dad recently lost his job, but has an existing medical condition, an ex-wife, and 5 kids to support. I don't know much about the health insurance options in Texas, but I'm looking for a ... |
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 Is lying about having a preexisting condition considered insurance fraud? |
| let's say I file a claim and they pay for the treatment. If my insurance finds out later through investigation, how much trouble could I actual get in for lying about a pre-existing condition.... |
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 Health coverage HIPAA question.? |
I'm on COBRA now and will have to switch to an individual plan when my COBRA runs out.
I have a pre-existing condition.
I will have had more than 18 months of continuous coverage.
... |
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 Does demerit points affect my employers insurance? |
| I got a speeding ticket 4 demerit points in Ontario. Which i challenged in court. So I have a court date after 5 months. Demerit points will be given to my record after the court or these are ... |
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 is life insurance distribution taxable if i am not name beneficary? |
| a family member past and name another member beneificary of all insurances. that member then divied up all insurance payouts equally amongst living members. Is that considered a gift to all members ... |
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 My employer stopped my medical coverage behind my back, but still deducted medical payments from my checks? |
| Since February 2010 until June 2010 my employer sneakily stopped my medical insurance to keep the money. I found out I was pregnant, and they promised to restart it and never did. I now have $4,000 ... |
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 Did BP have insurance to protect itself against this disaster? |
Did the BP people or people who worked under them have/had insurance?
If so, how much of the money that BP will lose come from the insurance companies.
Just wondering.... |
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 Is the medical record number on the Kaiser permanente ID card the same as the insurance policy number? |
| I am trying to find my insurance policy number and I heard that its on my kaiser permanente ID card. But all I see are my medical record number and some other information about myself. So, I'm ... |
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 is this deductable correct? |
| I was driving my friend's car and happened to hit a deer going 70 and totalled it. I told him i would go halves on whatever he needs to help because I felt somewhat responsible. Since it was ... |
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Pinkfloydgrl75 | Can I cancel my Health insurance at work, because it is too expensive? |
We enrolled for Health insurance thru my husbands work,and we were not told how much the payments would be. We were told to wait and see what they took out of his paycheck, and that would be the payment.
Now we are paying over $500 a month, for a family of four, and on only one income. We are unable to pay our bills like water, and electric, and have to make considerable cuts in our grocery shopping.
We decided to cancel our insurance, and get our kids on the state program, but when my husband asked the HR department about cancelling insurance due to financial hardship, they told him he would have to wait 6 months until it was open enrollment. We can't wait that long. Are they allowed to do this? |
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Ghost of Zeuz
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"Allowed"? They are REQUIRED to do that.
Welcome to Obamacare. |
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Judy
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You might have to wait till open enrollment.
Ask for a higher deductible plan, they are much, much cheaper.
Just keep that deductible in a savings account - for that purpose.
Also consider a catastrophic plan with an extremely high deductible.
But do brace yourself.
Insurance costs and healthcare costs are about to go up, and up, and up.
Do not go without healthcare coverage.
Welcome to the ObamaNation.
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mbrcatz
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No.
Due to IRS regulations, you can only get off your group insurance, if you lose your job, or during open enrollment.
This isn't the insurance company or the employer's rule, this is regulated by the IRS. |
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Nnnnn Ggggg
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Yes they can do this, you are not generally allowed to change your insurance plan through an employer unless a "major life changing event" has occured (marriage, death, birth) or during open enrollment. |
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MP
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Why did you sign up without knowing the cost? Would you give someone your credit card at the grocery store and just wait for the statement to know how much you were billed?
It's a moot point though, because 500 seems like a fair price depending on your location and benefits |
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StephenWeinstein
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They are allowed and required to do it. They have no choice.
Also, $500 a month for a family of four is incredibly inexpensive. That comes to only $125 per month per person. Health insurance normally costs $200-$1000 per month per person in the U.S.
The state program is probably only for those who cannot get insurance at work, at any price. If your employer offers any health insurance, no matter how expensive, that alone might disqualify you from the state program. |
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Insurance Pickle.com
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"We were told to wait and see what they took out of his paycheck, and that would be the payment." This is problem one. How do you sign up for something when you don't know the cost? If it's within 30 days of the open enrollment (or regular enrollment) they should be able to back it out. I could if the group was my client. |
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Ryan M
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Yes they are allowed to do this. In fact, almost every employer on Earth does that. This is not a new concept. |
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Flower
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Yes that is how it works. You have to wait until the open enrollment period which is only once a year to make the change. That is probably in the contract with your employer. How do your kids qualify for Medicaid if you do not? Medicaid, your state health plan, will look at all household income and assets to qualify your children but income limits are quite low. If I wre you I would contact someone at your state insurance commission to see if you have any legal recourse to disenroll yourselves from the plan but your husband might have to withdraw also since he is the qualifying employee for the plan. |
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